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Strengths and weaknesses of the Affordable Care Act
Strengths and weaknesses of the Affordable Care Act
Affordable care positive and negative attributes
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After the House of Representatives took up an identical bill passed in the Senate with a vote of 219 to 212, President Obama signed into legislation the Affordable Care Act. Millions of new insured citizens now have access to affordable, quality health insurance through Medicaid expansion, their employers, and the insurance marketplace. Many of the benefits or advantages directly affect low to middle income families while high income earners, large businesses, and some sectors of the healthcare industry get the disadvantages. Pros and cons are deeply rooted in the new health care law. The states are the primary implementers of the Affordable Care Act requirements. They are responsible for three major components of health reform which are …show more content…
The taxes that affect most people directly are the individual mandate and the employer mandate. The individual mandate requires that citizens acquire health insurance, an exemption, or be charged a tax penalty consequently. The penalty for not having coverage will be charged on federal income tax returns. The annual fee for not having insurance in 2016 is $675 per adult and $347.50 per child. The employer mandate is a requirement that businesses with 50 or more full time employees provide health insurance to at least 95% of their workforce. If an employer does not cover their workers a flat fee of $2,000 per full time employee. Approximately 96 percent of employers are small business owners who have fewer than 50 full time employees. In a response to the employer mandate some businesses have cut employee hours. Since the added mandate that insurance companies must cover sick people, a rise in everyone’s insurance has taken place. Some employer Although, Medicaid was expanded not all states have elected to utilize it, leaving 5.7 million low income citizens without coverage
healthcare insurance and there are many people who do not agree with paying for health care insurance. However, I believe that The Affordable Care Act should remain available and required for everyone who either does not think that they need it or if there are others who feel that they do need the care. There are so many benefits on receiving health care insurance as well as some downsides. The Affordable Care Act was signed and passed by President Obama on March 23, 2010. According to “FamiliesUSA”
signed the Affordable Care Act (ACA) into legislation. The bill was created to provide affordable and effective health care to all Americans. It has since provided tens of millions of uninsured Americans with affordable healthcare (“ObamaCare: Pros and Cons of ObamaCare”). While doing so, an estimated 31 million still remain uncovered as of 2016 (“Not ‘Everybody’ Is Covered Under ACA”). To this day, the health care plan has remained widely criticized and controversial. Many believe the Affordable Care
I am terribly ashamed to admit that prior to this class I really did not have a position on the Affordable Care Act (ACA). I simply ignored what was going on because I had insurance through my employer and I didn’t feel like the ACA would have that much bearing on my life. I was aware of some of the positive and negative aspects but had not really given it all a lot of thought. The one thing that did intrigue and interest me was the potential for Medicaid expansion. This was both exciting and troublesome
Health Policy Analysis on the Pros and Cons of Repealing the ACA In the United States of America, the Patient Protection and Affordable Care Act (PPACA) also known as “Obamacare” is a legislation signed into law in March of 2010 by then president Barack Obama that puts regulations on insurance companies that they cannot simply deny coverage to an individual because of preexisting condition (Levy, M., 2017). The law disallows questions about one’s medical history. This made it less difficult to obtain
The Affordable Care Act (ACA) was enacted in 2010 and was designed to insure millions of people, who did not have health insurance, reduce out-of-pocket expenses for families and reduce costs for small businesses. In essences, when enrollment opens in 2013, the ACA law will target the 42 million Americans that according to a Census Bureau Survey are uninsured (Klein, 2014). Indeed, Obama Care from a utilitarian point of view is a huge improvement in medical services to a larger proportion of the
This paper explores five published articles about the Affordable Care Act including an analysis on the overall impact on healthcare professions. This research will summarize the ten content areas of the Affordable Care Act and also provide an opinion on the overall outcome for everyone, and throughout the paper the results will vary based on the author’s belief about the new law. Other articles will discuss the purpose of the Affordable Care Act and the changes that can occur and affect millions of
individual mandate and the Affordable Care Act, also known as “Obamacare”, is the idea that citizens should be required to have health insurance or otherwise pay a certain penalty. The Affordable Care Act essentially is the ability for all Americans to be able to afford health insurance. “One goal of the ACA, often referred to as the Affordable Care Act…is to bring down the costs of health care and make it available to more people.” (Will the Affordable Care Act improve health care in the United States
of Americans who are currently uninsured. It is important to note that the goal of the Affordable Care Act is to make healthcare affordable; it provides low-cost, government-subsidized insurance options through the State Health Insurance Marketplace (Amadeo 1). Our current president, Barack Obama, made it one of his goals to bring healthcare to all Americans through the Patient Protection and Affordable Care Act of 2010. This plan, which has been termed “Obamacare”, has come under scrutiny from many
Patient Protection and Affordable Care Act (PPACA) is a U.S. federal law passed by President Obama in March 2010. Under this act physicians and hospitals was to transform their practices financially, clinically to produce better health results, and lower health costs. The ultimate goal for PPACA was to change and improve the existing health care insurance industry, expand coverage and access to care, improve the quality of the health care delivery system, and control the cost and start new revenue
Just mention the word "Obamacare" and a heated debate will start right away. The legal name of Obamacare is "the Patient Protection and Affordable Care Act, PPACA" (Tate 1). The law has over 2500 pages and many have not read the entire law (Tate 12). Democrat Nancy Pelosi made an infamous remark back in 2010 stating "that Congress '[has] to pass the bill so you can find out what's in it'"...(Roff). This law was signed in March of 2010 and has a 54% disapproval rating among Americans today (Amadeo)
Health care reform was a major part of President Obama’s campaign when he was first running back in 2008. The primary objectives of the reform are to provide healthcare coverage for all uninsured Americans and decrease the costs of healthcare services and coverage. The beginnings of the Affordable Care Act started in 2008 when Barack Obama was running for president. He said “On healthcare reform, the American people are too often offered two extremes - government-run healthcare with higher
of Universal Healthcare. The question is: Can the U.S learn anything from the rest of the world about how to run a health care system? Universal Healthcare is implemented among three different types of systems: Single Payer, Two-Tier and Insurance Mandate. Through the single-payer plan, the government provides insurance for all residents (or citizens) and pays all health care expenses except for copays and secondary insurance. Providers can be public, private or a combination of both. The two-tier
Fixing the Health Care Problem in America There is an ongoing debate on the topic of how to fix the health care system in America. Some believe that there should be a Single Payer system that ensures all health care costs are covered by the government, and the people that want a Public Option system believe that there should be no government interference with paying for individual’s health care costs. In 1993, President Bill Clinton introduced the Health Security Act. Its goal was to provide universal
Health Insurance: Balancing Pros and Cons With rising costs of health care and uncertainties regarding the future of US health care policy, some people find themselves either confused or at a standstill when it comes to their health insurance coverage. It is no secret that health insurance can help people save money on medical expenses, usually by way of monthly premiums that are below the cost of the medical expenses themselves. Insurance is also a great opportunity to allow families and spouses
repeal and replace The Affordable Care Act have been making there way into the House of Representatives and the Senate. Bringing much of the healthcare world together the proposal planned by Senators Lindsey Graham of South Carolina and Bill Cassidy of Louisiana went a lot farther than other plans. Though this bill was eventually brought to an end by Senator John McCain, Senator Rand Paul, and Senator Susan Collins all voting “no” on the repealing of the Affordable Care Act. The Graham-Cassidy measure