Essay on Pros And Cons Of The Affordable Care Act

Essay on Pros And Cons Of The Affordable Care Act

Length: 759 words (2.2 double-spaced pages)

Rating: Better Essays

Open Document

Essay Preview

After the House of Representatives took up an identical bill passed in the Senate with a vote of 219 to 212, President Obama signed into legislation the Affordable Care Act. Millions of new insured citizens now have access to affordable, quality health insurance through Medicaid expansion, their employers, and the insurance marketplace. Many of the benefits or advantages directly affect low to middle income families while high income earners, large businesses, and some sectors of the healthcare industry get the disadvantages. Pros and cons are deeply rooted in the new health care law.
The states are the primary implementers of the Affordable Care Act requirements. They are responsible for three major components of health reform which are Medicaid expansion, market reforms, and the establishment of insurance marketplaces also known as exchanges. The states varied significantly in their approach of implementing these three components. Most marketplaces rely on their state’s insurance departments to manage compliance with marketplace standards. Alabama, Missouri, Oklahoma, Texas, and Wyoming all declined to enforce the new reforms. These states will have a federal marketplace. Federal regulators or agencies have stepped in where states have been ineffective or unwilling to act. The primary jobs of the agencies that implement the Affordable Care Act is to ensure consumers receive the benefits of the law regardless of the state they live in. Regulators and Obamacare agencies have failed in the 20 states that have declined to expand their Medicaid programs. This negatively affects millions of adults with low income. The two federal agencies primarily responsible for administering the Affordable Care act are the Centers for Medicare a...


... middle of paper ...


...If an employer does not cover their workers a flat fee of $2,000 per full time employee. Approximately 96 percent of employers are small business owners who have fewer than 50 full time employees. In a response to the employer mandate some businesses have cut employee hours. Since the added mandate that insurance companies must cover sick people, a rise in everyone’s insurance has taken place. Some employer Although, Medicaid was expanded not all states have elected to utilize it, leaving 5.7 million low income citizens without coverage options.
Health insurance costs may go up in the short run, but the quality of insurance has improved. Having a for profit healthcare system has its benefits, but it can also induce more fraud. It also leaves America with the highest cost of health care in the world vs other countries that mostly employ universal healthcare systems.

Need Writing Help?

Get feedback on grammar, clarity, concision and logic instantly.

Check your paper »

Essay on Pros And Cons Of The Affordable Care Act

- After the House of Representatives took up an identical bill passed in the Senate with a vote of 219 to 212, President Obama signed into legislation the Affordable Care Act. Millions of new insured citizens now have access to affordable, quality health insurance through Medicaid expansion, their employers, and the insurance marketplace. Many of the benefits or advantages directly affect low to middle income families while high income earners, large businesses, and some sectors of the healthcare industry get the disadvantages....   [tags: Health care, Health insurance, Healthcare reform]

Better Essays
759 words (2.2 pages)

Essay on Pros and Cons of the Patient Protection and Affordable Care Act

- Just mention the word "Obamacare" and a heated debate will start right away. The legal name of Obamacare is "the Patient Protection and Affordable Care Act, PPACA" (Tate 1). The law has over 2500 pages and many have not read the entire law (Tate 12). Democrat Nancy Pelosi made an infamous remark back in 2010 stating "that Congress '[has] to pass the bill so you can find out what's in it'"...(Roff). This law was signed in March of 2010 and has a 54% disapproval rating among Americans today (Amadeo)....   [tags: healthcare, law, plans, insurance]

Free Essays
518 words (1.5 pages)

Obamacare : The Affordable Care Act Essay

- Just a few years ago the Affordable Care Act otherwise known as the ACA. The Affordable Care Act is also famously know as Obamacare. This has not been very good for the American people in several ways. It has caused the people of this great nation a very difficult time in signing up for this new healthcare, everyone’s insurance prices have risen, people have been losing a lot of hours at work, and if people decide not to have insurance they can be fined. The way to get rid of all of these problems is to get rid of the Affordable Care Act all together....   [tags: Tax, Taxation in the United States, Health care]

Better Essays
1527 words (4.4 pages)

Essay about Affordable Care Act And Hospitals

- The Affordable Care Act and Hospitals Although many people disagree with making insurance affordable to everyone, the affordable Care Act has pros and cons on hospitals. The impact that The Affordable Care Act has benefits not only the poor but the American population as a whole. No one wants to live in a country full of sick people that cannot afford to be seen by a doctor. The Affordable Care Act is also known as ACA or Obamacare is short for Patient Protection and Affordable Care Act of 2010 as amended by the Health Care and Education Reconciliation of 2010 (Shi, 2017)....   [tags: Health insurance, Health economics, Hospital]

Better Essays
1251 words (3.6 pages)

The Affordable Care Act ( Aca ) Essay

- The Affordable Care Act There is much talk about keeping the Affordable Care Act (ACA), also known as Obamacare, in place with the upcoming 2016 presidential election. Should it be amended, ended, or a bit of both. I believe the ACA has not been without its problems, but the benefits to the healthcare industry and overall community far outweighs these problems. Utah alone had more than 176,000 ACA signups in 2016 (Utah Health Policy Project, 2016). According to ObamaCare Facts 2015, “as of the end of open enrollment 2016 the current enrollment was estimated to be as many as 12.7 million in the marketplace, and very roughly 20 million total between the ACA, the Marketplace, Medicaid expans...   [tags: Health care, Health insurance, Barack Obama]

Better Essays
1886 words (5.4 pages)

Obamacare And Affordable Healthcare Act Essay

- Obamacare Just as the dreaded tax deadline date is permanently engraved in the minds of the American people, the deadline to enroll in the government’s new health care plan will be fixed in their memory as well. President Barack Obama designed a universal healthcare program for the people of the United States called the Patient Protection and Affordable Healthcare Act, or Obamacare. This plan, signed by President Obama, has initiated debate from the moment his pen hit the paper and the arguments for and against the plan have developed on each extreme ends of the spectrum....   [tags: Barack Obama, Health care, Health insurance]

Better Essays
1017 words (2.9 pages)

Obamacare And Affordable Care Act Essay

- In 2010, health care was deemed a right, and the Patient Protection and Affordable Care Act (PPACA) was born. The PPACA is sometimes condensed to the Affordable Care Act (ACA) and/or also nicknamed Obamacare. Many people know little about Obamacare and how it pertains to both them and the country as a whole. The PPACA is five years old, so what has it done for everyone individually. To understand, the ACA’s background, intentions, economic effects, and controversies should be discussed. It is meaningful to examine the pros and cons of the Patient Protection and Affordable Care Act, as well as its claims to reduce health care spending and to make sensible health care more available to people...   [tags: Health care, Health insurance, Medicine]

Better Essays
2085 words (6 pages)

Affordable Care Act, By James Roland Essay

- Affordable Care Act, “ The overall the health care quality started to increase with the costs are being reduced so that the middle-income Americans and employees will be able to use taxes and credits that can save them up to 60% of their current costs of their regular premium.” The Affordable Care Act is helping all Americans benefit from health care because it would start to help them benefit from getting the most out of everything that they can get from the Affordable Care Act. In the article “The Affordable Care Act” by author James Roland, “ Millions of Americans have benefitted by receiving insurance coverage through the ACA....   [tags: Insurance, Health care, Health insurance]

Better Essays
1066 words (3 pages)

Essay on The Affordable Care Act Should Remain Available

- As of 2014, all Americans are required to have healthcare insurance and there are many people who do not agree with paying for health care insurance. However, I believe that The Affordable Care Act should remain available and required for everyone who either does not think that they need it or if there are others who feel that they do need the care. There are so many benefits on receiving health care insurance as well as some downsides. The Affordable Care Act was signed and passed by President Obama on March 23, 2010....   [tags: Health insurance, Health care, Health economics]

Better Essays
1315 words (3.8 pages)

Obamacare : Pros And Cons Of Obamacare Essay

- On March 23, 2010, President Barrack Obama signed the Affordable Care Act (ACA) into legislation. The bill was created to provide affordable and effective health care to all Americans. It has since provided tens of millions of uninsured Americans with affordable healthcare (“ObamaCare: Pros and Cons of ObamaCare”). While doing so, an estimated 31 million still remain uncovered as of 2016 (“Not ‘Everybody’ Is Covered Under ACA”). To this day, the health care plan has remained widely criticized and controversial....   [tags: Universal health care, Health economics, Medicine]

Better Essays
1831 words (5.2 pages)