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A provision of the Patient Protection and Affordable Care Act
Introduction to affordable care act
Introduction to affordable care act
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Patient Protection and Affordable Care Act (PPACA) is a U.S. federal law passed by President Obama in March 2010. Under this act physicians and hospitals was to transform their practices financially, clinically to produce better health results, and lower health costs. The ultimate goal for PPACA was to change and improve the existing health care insurance industry, expand coverage and access to care, improve the quality of the health care delivery system, and control the cost and start new revenue sources to pay for PPACA initiatives. There are three main departments that regulate PPACA such the Internal Revenue Services, the Department of Labor, and the Department of Health and Human Services. There are some Pros and Cons with the PPACA;
One of the most controversial topics in the United States in recent years has been the route which should be undertaken in overhauling the healthcare system for the millions of Americans who are currently uninsured. It is important to note that the goal of the Affordable Care Act is to make healthcare affordable; it provides low-cost, government-subsidized insurance options through the State Health Insurance Marketplace (Amadeo 1). Our current president, Barack Obama, made it one of his goals to bring healthcare to all Americans through the Patient Protection and Affordable Care Act of 2010. This plan, which has been termed “Obamacare”, has come under scrutiny from many Americans, but has also received a large amount of support in turn for a variety of reasons. Some of these reasons include a decrease in insurance discrimination on the basis of health or gender and affordable healthcare coverage for the millions of uninsured. The opposition to this act has cited increased costs and debt accumulation, a reduction in employer healthcare coverage options, as well as a penalization of those already using private healthcare insurance.
The topic that I am choosing to do is on Obama Care. I chose this topic because the idea of the government forcing people to obtain insurance is wrong in my eyes. I am interested in analyzing the validity for what has been said about this topic in order to increase my understanding about Obama Care. I am not an expert when it comes to Obama Care. I know that this is an insurance that is being provided through the government for the general public. I have read that President Obama never initially read the whole bill itself. I also know that people who cannot afford it, but make too much money to qualify for Medicaid are being heavily encouraged to get this insurance. Some of the common knowledge that I have found that the general public has about this subject is that some people are for Obama Care and think that it is a wonderful idea and that there are some people that are dead set against Obama Care. Younger adults, specifically college age and individuals that are in their twenties tend to be for Obama Care. The insurance is being forced upon individuals that may or may not want it. It also seems as though that the insurance being offered is pretty generic in terms of coverage. Some of the questions that I have that I believe will aide me in writing this paper would be the following: What are the pros and cons of Obama Care? What are the thoughts of Obama Care with the people of the government? As well as what are the basics of Obama Care?
The main goals of the law are to offer healthcare to all Americans, stop the rising costs of insurance, increase the number of "consumer benefits and protections," and solve several other healthcare concerns (Tate 13-15). What are some of the pros and cons of PPACA, and is this law good or bad for our country at this time? The pros of PPACA include providing insurance to the "32 million" people that do not have insurance (Amadeo). These are the people who consistently show up in the "emergency room" and usually do not pay their bills, creating a rise in the cost of health insurance for everyone else (Amadeo). The law requires all insurance plans to cover certain preventative care in order to diagnose illnesses before they reach the state (Amadeo).
I am terribly ashamed to admit that prior to this class I really did not have a position on the Affordable Care Act (ACA). I simply ignored what was going on because I had insurance through my employer and I didn’t feel like the ACA would have that much bearing on my life. I was aware of some of the positive and negative aspects but had not really given it all a lot of thought. The one thing that did intrigue and interest me was the potential for Medicaid expansion. This was both exciting and troublesome because my job is totally structured around people who qualify for Medicaid. Increasing the rosters would have had a drastic effect on what I do and would have meant tremendous growth for my business but since Tennessee opted not to expand
The individual mandate and the Affordable Care Act, also known as “Obamacare”, is the idea that citizens should be required to have health insurance or otherwise pay a certain penalty. The Affordable Care Act essentially is the ability for all Americans to be able to afford health insurance. “One goal of the ACA, often referred to as the Affordable Care Act…is to bring down the costs of health care and make it available to more people.” (Will the Affordable Care Act improve health care in the United States?). The ACA was signed into law in March 2010 and currently ongoing. Although the Affordable Care Act does potentially have some positive effects to it, like bringing affordable health insurance to uninsured Americans; the Act does also have
The bad and good of PPAC or commonly known as ACA. What is ACA? PPACA or ACA for acronyms, PPACA represents Patient Protection Affordable Care Act finalized with impact of the law to Affordable Care Act. For once, both acronyms did not reflect a word for health or a word for healthcare. How then ACA becomes the law for healthcare coverage? Well, to gain the support of the Senate, the ACA is presented to the people, as an individual benefit for equal health provision for equal coverage is the mandate for healthcare insurance as pledge to close the disparity of the type of health service received by the poor.
CDHP can be defined narrowly as health care aimed for customers, and refers to insurance plans in health that give members opportunity to use their health savings accounts , health reimbursement accounts, or similar medical payment plans to pay routine healthcare expenses directly. Health plan that are highly deductable cushion individuals from disastrious medical costs. The highly deductible health care plan is cheaper but is characterized by routine payment of medical premium using prefunded account by a debit card or insurance payment plan (Buntin, Damberg, Haviland & Kapur, 2006).
On March 23, 2010, President Barrack Obama signed the Affordable Care Act (ACA) into legislation. The bill was created to provide affordable and effective health care to all Americans. It has since provided tens of millions of uninsured Americans with affordable healthcare (“ObamaCare: Pros and Cons of ObamaCare”). While doing so, an estimated 31 million still remain uncovered as of 2016 (“Not ‘Everybody’ Is Covered Under ACA”). To this day, the health care plan has remained widely criticized and controversial. Many believe the Affordable Care Act has not done its duty and is unconstitutional to force healthcare upon Americans. Some of the people who share these views believe it isn’t the government’s job to provide welfare. They believe healthcare
Health care reform was a major part of President Obama’s campaign when he was first running back in 2008. The primary objectives of the reform are to provide healthcare coverage for all uninsured Americans and decrease the costs of healthcare services and coverage.
I am writing to you to propose the Compassionate Care Act, commonly known as the Death with Dignity Act (Cooney, 2016). The Compassionate Care Act would allow for terminally ill Minnesota adults to receive a deadly prescription from their doctor instead of dying through the natural causes of the disease. The act has extensive regulations that must be followed including a diagnosis of six or less months to live, the patient must have the ability to make sound decisions, understand the meaning, take the lethal dose of medication themselves, have two physicians confirm that the patient meets criteria, submit two written requests (each with two witnesses), and the patient must be given information regarding other alternatives such as hospice
The Affordable Care Act (ACA) is a healthcare reform passed by the 111th Congress and signed into law by former President Obama in March 2010. This healthcare reform expanded Medicaid coverage and Children Health Insurance programs to millions of low income and uninsured families in the United States. It also helped to remove denial of coverage indications due to preexisting conditions. When healthcare professionals work together to coordinate patient care practices, the results are a higher quality of care and lower cost to patients ("The Affordable Care Act: Helping Providers Help Patients," n.d.). The ACA has partnered with Centers for Medicare and Medicaid Services to obtain support and resources to achieve this goal ("The Affordable
ObamaCare, also known as the Patient Protection and Affordable Care Act, is a Health care reform law that was signed on March 23, 2010. ObamaCare’s goal is to provide more Americans with affordable health care insurance. ObamaCare also hopes to improve the quality of healthcare and health insurance in America, regulate the healthcare industry, and reduce the cost of healthcare in the United States. ObamaCare is made up of ten titles; I: Quality, Affordable Healthcare for all United State Citizens, II: The Role of Public Programs, III: Improving the Quality and Efficiency of Healthcare, IV: Prevention of Chronic Disease and Improving Public Health, V: Healthcare Workforce, VI: Transparency and Program Integrity, VII: Improving Access to Innovative Medical Therapies, VIII: Community Living Assistance Services and Supports Act (CLASS Act), IX: Revenue Provisions, and X: Reauthorization of the Indian Health Care Improvement Act.
Patient Protection and Affordable Care Act is the real title of the bill, enacted in 2009. It is far better known as The Affordable Care Act or Obamacare. This bill represents the biggest revolution and improvement, or at least an attempt towards it, in the health care of the United States of America since the passage of Medicaid and Medicare in 1965. The main purpose of the ACA implementation was, as the bill states in its title, to make: ˝ Quality, Affordable Health Care for All Americans˝ possible. Before the ObamaCare, there were millions of American who were uninsured, or had poor quality insurance plan. On the other hand those who did have health care coverage, even the decent one, we left on their own when insurance companies abused their trust and deprived them of their rights. That was the reason why the government and the President Obama, hoped to increase the quality and make the health insurance more affordable. The idea was to lower uninsured rate by firstly increasing the extent of public and also private coverage, and then secondly, to minimise the costs of health care for both individuals and the government.
As of 2014, all Americans are required to have healthcare insurance and there are many people who do not agree with paying for health care insurance. However, I believe that The Affordable Care Act should remain available and required for everyone who either does not think that they need it or if there are others who feel that they do need the care. There are so many benefits on receiving health care insurance as well as some downsides. The Affordable Care Act was signed and passed by President Obama on March 23, 2010. According to “FamiliesUSA”, three in ten adults were uninsured during 2012 and that is about 55 million people uninsured. (“New Results from National Health…”)
It seems like everyone hates the Patient Protection and Affordable Care Act (PPACA, also known as Obamacare). As a healthcare system aiming at improving health insurance coverage, holding insurance companies accountable, lowering individual healthcare expense, ensuring health choices and improving quality of healthcare (Corbett, & Kappagoda, 2013; Manchikanti, & Hirsch, 2012), Obamacare requires that everyone is mandated to have a health plan, while for the poor it is federal subsidized, children under 19 with pre-existing conditions must not be excluded from health plans, young adults under 26 can be covered under their parents’ health plan, and employers to cover their employees (National Conference of State Legislatures, 2011; Huntington,