preview

Patient Protection and Affordable Care Act: Pros and Cons

explanatory Essay
1398 words
1398 words
bookmark

One of the most controversial topics in the United States in recent years has been the route which should be undertaken in overhauling the healthcare system for the millions of Americans who are currently uninsured. It is important to note that the goal of the Affordable Care Act is to make healthcare affordable; it provides low-cost, government-subsidized insurance options through the State Health Insurance Marketplace (Amadeo 1). Our current president, Barack Obama, made it one of his goals to bring healthcare to all Americans through the Patient Protection and Affordable Care Act of 2010. This plan, which has been termed “Obamacare”, has come under scrutiny from many Americans, but has also received a large amount of support in turn for a variety of reasons. Some of these reasons include a decrease in insurance discrimination on the basis of health or gender and affordable healthcare coverage for the millions of uninsured. The opposition to this act has cited increased costs and debt accumulation, a reduction in employer healthcare coverage options, as well as a penalization of those already using private healthcare insurance.
To begin, one of the common reasons cited in support of Obamacare is a decrease in health and gender-based discrimination by insurance companies. The changes in requiring all Americans to have affordable coverage, as well as changes in how insurers can set premiums, will allow those with medical conditions and disabilities, as well as women who need pregnancy care the ability to have healthcare insurance without having to potentially be denied coverage or forced to pay a much higher than average price (The Pros and Cons of ObamaCare 1).
In addition, it provides a host of other benefits for women. Oba...

... middle of paper ...

...re options, and the penalization of millions of Americans who are already on private healthcare plans. Time will reveal whether or not the Affordable Care Act proves a success or a failure.

Works Cited
Amadeo, Kimberly. "Obamacare Pros and Cons." About.com. N.p., 14 Dec 2013. Web. 14 Apr
2014.
Cons.htm>.
United States. Centers for Medicare & Medicaid Services. Closing the Coverage Gap –
Medicare Prescription Drugs are Becoming More Affordable. Web.
.
"ObamaCare: Pros and Cons of ObamaCare." Obamacare Facts. N.p.. Web. 14 Apr 2014.
.
"The Pros and Cons of ObamaCare." UPMC. N.p., 6 Nov 2013. Web. 14 Apr 2014.
.

In this essay, the author

  • Explains that the affordable care act provides low-cost, government-subsidized insurance options through the state health insurance marketplace.
  • Explains that obamacare's changes in requiring all americans to have affordable coverage will allow those with medical conditions and disabilities, as well as women who need pregnancy care, to be insured without having to potentially be denied coverage or forced to pay a much higher than average price.
  • Explains that obamacare requires maternity care to be a part of all new insurance plans. the practice of "gender rating", which allowed insurers to charge women higher premiums, is no longer allowed.
  • Explains that obamacare brings affordable healthcare coverage to over 32 million americans who are currently uninsured. the affordable care act expands medicaid and the children’s health insurance program, as well as improving the quality of medicare.
  • Explains that obamacare addresses the 'donut hole' in medicare, which is planned to be closed by 2020 under the current affordable care act.
  • Explains that 54% of americans are opposed to the affordable care act, despite it being approved four years ago. the opposition has given a number of supporting key points for their position.
  • Explains that the addition of more major governmental programs such as healthcare subsidies has many worried that it will only plunge the united states further into debt.
  • Explains that pharmaceutical companies will be paying for obamacare to close the coverage gap in medicare.
  • Explains the disadvantages of reduced coverage options from employers and the penalization of those who are already on private healthcare plans.
  • Opines that the opposition to obamacare raises some good points, especially in our current economic climate, but the supporters are also correct in saying the current system is not sustainable in the long-term.
  • Analyzes the pros and cons of the affordable care act, including reduced discrimination by insurance companies, increased regulation of their practices, and affordable healthcare for the large quantities of uninsured americans.
  • Cites kimberly amadeo's article, "obamacare pros and cons." about.com, 14 dec 2013.
Get Access