Patient Protection and Affordable Care Act: Pros and Cons

Dr. Molly Cooke once said, "Like auto insurance, health insurance is a service you pay for but hope you will never need. It's there for the unpredictable, unexpected and fundamentally uncontrollable problems that come up in people's lives." Everyone in America needs health insurance to ensure they can get the best medical there is without having to be responsible to pay their entire hospital bill. To ensure that every American has access to affordable health care, Barack Obama signed a law called the Affordable Care Act, also known as Obama Care, on March 23, 2010 (Obamacarefacts.com). Obama Care was put into place to increase the quality, affordability, and availability of health care (Obamacarefacts.com).

Obama Care is a health care law aimed to reform the health care system in America. Its main goal is to give more Americans easy access to good and affordable health care and reduce its spending in the United States. Obama Care regulates health care insurance, not health care as many people come to think of it. This means that it does not replace Medicare or Medicaid; it helps individuals have it at a more affordable price. The Affordable Care Act was signed into law on March 23, 2010 by President Obama and was later upheld on June 28, 2012 by the Supreme Court.

ObamaCare was signed into a law for reform on March 23, 2010. It was then signed by the Supreme Court on June 28, 2012. ObamaCare is “...over a thousand pages of reforms to the insurance and healthcare industries in order to combat rising costs and to provide affordable health insurance to more Americans.” There were about forty-four million (sixteen percent of the population) Americans without insurance before ObamaCare came into effect. These people couldn’t afford health insurance. ObamaCare now provides the low cost insurance to people making less that four hundred percent less than the Federal Poverty Line (ObamaCare) which is $10,830 for one person and $22,050 for a family of four (Dummies).

THE CIRSIS AND THE NEED TO REFORM HEALTH CARE. HOW WILL THIS AFFECT THE MARKET? The patient protection and affordable care act, PPACA, more commonly referred to as “Obama care”, signed by Obama in 2010, is a health care system that requires insurance companies to cover all applicants and offer the same rates regardless of pre-exiting conditions or gender, amongst other benefits (wiki). There are many pros and cons to this new health care reform that has people rebelling against it while others are begging towards a healthy future. After doing research, I found that in 2014, with Obama care, millions of Americans will have access to reliable, high quality medical care, protecting patients from insurance abuse, and giving our people a better, healthier tomorrow.

29 Nov. 2014. . “What is ObamaCare/ What is Obama Care." Obama Care Facts: Dispelling the myths. N.p., n.d. Web.

2013. Web. 31 Jan. 2014. . Tate, Nick. Obamacare Survival Guide.

The affordable health-care act, much more commonly known as Obamacare was designed to provide insurance to a large amount of Americans, who would otherwise be uninsured. However it has been a major issue since being created. Americans should have their own choice on health insurance because Obamacare is failing tremendously. The cost, low quality, and the rights are just a few of the main issues with the act. For people who were happy about the law, there was a realization that they would soon be able to have health insurance and could not be rejected due to having pre-existing conditions, leaving them no longer struggling with medical bills if something unexpected were to happen.

But I think that it will be very helpful if also the insurance will help with the medicines of the families because how I was saying they also cost a lot they are not cheap. More insurances should improve on that because that could be a big problem for most of the families to. And all this is what I think about Obamacare and other insurances. - http://www.healthcare.gov.net - http://www.medicare.gov - http://www.healthypeople.gov - http://www.healthmanagement.gov - http://www.obamacarefacts.gov - http://www.hhs.gov/healthcare/facts/timeline/ - http://www.cnn.com/2013/09/16/opinion/frum-obamacare-flaws/ - http://www.healthcareissues.org/obamacare/

There is a big debate on whether it will help or harm seniors when everything starts to change. The PPACA supposedly is a good thing for senior citizens for a couple of reasons. First, all Americans under the plan are expected to receive quality health service and this includes seniors. The seniors will receive better care than they ever have before and costs will decrease for them. Second, the better treatments the seniors will receive will lead to better outcomes with their illnesses and out of pocket payments are believed to dwindle.

The Affordable Care Act has been at the center of political debate within the United States for the since current President Barack Obama signed it into law in 2010. The act represents the most significant regulatory healthcare overhaul of the United States healthcare system since the passage of both Medicaid and Medicare collectively Initially, the ACA was enacted with the goals of increasing the availability of affordable health insurance, lowering the uninsured rate by expanding public and private insurance and reducing cost of healthcare for individuals and the government (Robert, 2012). Proponents of the act’s passage have articulated that the ACA provides service for free, such as preventative health coverage for those registered, it requires that insurance companies can no longer deny person’s or children with pre-existing conditions and will close the Medicare “Donut Hole” for prescription drugs. While the Act has the potential to provide better quality of healthcare for the American populace, opponents argue that the ACA is flawed and could create a quagmire of cost and confusion with its implementation. Arguments against it hold the belief that it would force employers with religious affiliation to provide services to employees through their health plans that directly contradict their values.