The Pros And Cons Of The Affordable Care Act

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The individual mandate and the Affordable Care Act, also known as “Obamacare”, is the idea that citizens should be required to have health insurance or otherwise pay a certain penalty. The Affordable Care Act essentially is the ability for all Americans to be able to afford health insurance. “One goal of the ACA, often referred to as the Affordable Care Act…is to bring down the costs of health care and make it available to more people.” (Will the Affordable Care Act improve health care in the United States?). The ACA was signed into law in March 2010 and currently ongoing. Although the Affordable Care Act does potentially have some positive effects to it, like bringing affordable health insurance to uninsured Americans; the Act does also have “Section 1342 of the ACA makes taxpayers responsible for bailing out insurance companies if the need to do so arises.” (MacKenzie, Tragic Problems With the (Un)Affordable Care Act). Although tax payers are legally obligated to finance federal programs such as the ACA, there are many who do not believe this is fiscally responsible. “Economist Laurence Kotlikoff estimates that average rates of taxation would have to rise 56% to cover projected increases in federal expenditures.” (MacKenzie, Tragic Problems With the (Un)Affordable Care Act). Therefore the American tax payers will never be able to supply the projected increases in this federal program, which makes national bankruptcy that much more likely to Senator Scott Brown a Republican from Massachusetts stated that: “States shouldn 't be forced by the federal government to adopt a one-size-fits-all health care plan; each state 's health care needs are different”. Senator Brown has a very good point, the ACA healthcare program does not fit the differentiating needs of the different states, and each state has different factors that go into the roles of their healthcare programs. Thomas Miller, a resident fellow at the American Enterprise Institute also has opposing viewpoints toward the relationship between the Affordable Care Act and state healthcare programs. “Miller says the ACA will undermine the development of free-market dynamics in the health insurance field and force states to accede to federal dictates. At first, he says, states may be able to shape their own insurance exchanges through which people purchase health coverage. But that is simply because Washington made certain “concessions” to the states to induce them to back the law, he says. Once the new health regime is deeply rooted, he predicts, “the long-term dynamics will very much have Washington in control rather than having open markets.”” (Clemmitt, Assessing the New Health Care

In this essay, the author

  • Explains that the individual mandate and the affordable care act, also known as obamacare, are the idea that citizens should be required to have health insurance or otherwise pay a certain penalty.
  • Argues that the aca takes away health care responsibilities that rightfully belong to state governments. thomas miller, a resident fellow at the american enterprise institute, opposes the relationship between the affordable care act and state healthcare programs.
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