The Necessity of the Affordable Healthcare Law
analytical Essay
2022 words
In America the affordability and equality of access to healthcare is a crucial topic of debate when it comes to one's understanding of healthcare reform. The ability for a sick individual to attain proper treatment for their ailments has reached the upper echelons of government. Public outcry for a change in the handling of health insurance laws has aided in the establishment of the Affordable Healthcare Law (AHCL) to ensure the people of America will be able to get the medical attention they deserve as well as making that attention more affordable, as the name states. Since its creation, the AHCL has undergone scrutiny towards its effects on the government and its people; nevertheless, the new law must not be dismantled due to its function as a cornerstone of equal-opportunity healthcare, and if such a removal is allowed, there will be possibly detrimental effects on taxes, the economy, and poor people.
Taxes in relation to the new healthcare reform is a prominent topic when one examines the supporting and opposing sides of the law. New taxes on businesses producing medical equipment and new Medicare taxes on investments have been established. For individuals and businesses choosing not to participate in purchasing health insurance there will be a penalty called a "shared responsibility" tax. The accrued money from these taxes is being used, among other things, to provide low-cost insurance plans on the marketplace and to create subsidies for those purchasing the plans. Through these subsidies, "any individual making up to $45,960 or a family of four with household income up to $94,200 is eligible" ("Obamacare tax guide") to qualify and get assistance at the end of each year to off-set the cost of the insurance even more...
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In this essay, the author
- Analyzes how the ahcl's impact on technology and jobs can help improve the economic standing of america. microsoft shows how cloud computing can reduce costs for businesses.
- Explains that the ahcl provides solutions for all of these problems. the law provides stability in the cost of healthcare to employers and employees.
- Analyzes harwood's argument that the health law is a legal enforcer for the redistribution of wealth and resources amongst the population.
- Analyzes how the opposition claims redistribution would affect the productivity of employees and healthcare, but the negative effects on business are negated by companies that support workplace health programs.
- Explains that repealing the ahcl has a pernicious effect on the economy and taxes and would inflate the deficiency of healthcare options for poor people.
- Analyzes how the opposition to the ahcl debates the law's role as a modern-day robin hood theory by stealing from the rich to give the poor.
- Explains that opposers to health reform fail to realize that the law is centered around making healthcare affordable for lower-income families and that investments are taxed based on the applicable bracket level.
- Opines that the greater good of the law outweighs the negative claims being attached to it. billions of dollars of tax revenue will be accessible to the government for improvements in healthcare, job establishment and security related to healthcare.
- Opines that obamacare is creating jobs in six fields. fox business.
- Opines that the affordable care act helps the u.s. economy. brodwin, david.
- Analyzes sahadi, jeanne, "health reform's tax bite." cnn money.
- Argues that the affordable healthcare law is a cornerstone of equal-opportunity healthcare and should not be dismantled.
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- The Affordable Care Act Debateanalytical essayThe Affordable Care Act has been at the center of political debate within the United States for the since current President Barack Obama signed it into law in 2010. The act represents the most significant regulatory healthcare overhaul of the United States healthcare system since the passage of both Medicaid and Medicare collectively Initially, the ACA was enacted with the goals of increasing the availability of affordable health insurance, lowering the uninsured rate by expanding public and private insurance and reducing cost of healthcare for individuals and the government (Robert, 2012). Proponents of the act’s passage have articulated that the ACA provides service for free, such as preventative health coverage for those registered, it requires that insurance companies can no longer deny person’s or children with pre-existing conditions and will close the Medicare “Donut Hole” for prescription drugs. While the Act has the potential to provide better quality of healthcare for the American populace, opponents argue that the ACA is flawed and could create a quagmire of cost and confusion with its implementation. Arguments against it hold the belief that it would force employers with religious affiliation to provide services to employees through their health plans that directly contradict their values. As a result of cost, companies may void out of their employer health insurance and pay a penalty as opposed to pay for employee insurance. Lastly, the act is said to focus more on registration the actually addressing cost of healthcare. While these issues are pertinent, the overall accessibility to healthcare created by the ACA and outweighs the negating arguments.
In this essay, the author
- Explains that the affordable care act represents the most significant regulatory healthcare overhaul of the united states healthcare system since the passage of both medicaid and medicare collectively.
- Explains that the aca offers free preventative health care coverage, which places healthcare in the hands of the enrollee.
- States that the aca seeks to preserve a well-established quality of life for the elderly by closing the medicare "donut hole" for prescription drugs.
- Argues that the aca forces hardship upon employers. companies with more than 50 full-time employees must provide health insurance for their employees.
- Explains that the supreme court is reviewing provisions of the affordable care act requiring for-profit employers to offer insurance benefits for birth control and other reproductive health services without a co-payment.
- Explains that opponents of the aca believe that it only focuses on registering people for health insurance as opposed to helping diminish the cost of health care.
- Explains that the aca continues the trend of placing more power in the enrollee's hand by holding insurance companies more accountable.
- Opines that the aca is far from perfect, but improvements can be made to fix the holes within the law.
- Cites eilperin, heitkamp, landrieu, begich, warner, king, a., & manchin, j. how to fix the affordable care act.
2130 wordsRead More - Persuasive Essay On Health Careopinionated essayHealth is by far the most important thing for a human being, so every penny invested on it has to work. This essay is about the study of the current state of American health reforms and why they are desperately required. Unfortunately things are not that bright as they might seem, an American investing most of their money on health care is basically not getting the level of health care they deserves. With all the investment in the medical field and all the advancements of medical domains, government should be providing best health care in the world for its people.
In this essay, the author
- Analyzes the current state of american health reforms and why they are desperately needed. an american investing most of their money on health care is basically not getting the level they deserve
- Argues that the government must bring effective changes to the currently implemented obama care, collaborate with republicans and put some real efforts for betterment of the people they represent.
- Opines that reforms are required, but proper reform will suit all parties involved, whether it be individuals, employee, insurance companies or government.
- Explains that health reforms are difficult and complex to judge because there is uncertainty involved in getting the desired goals. the reform must satisfy everyone who would be affected by any new changes.
- Opines that obama care reforms are a step in the right direction, but like all previous reforms it has weaknesses. republicans are pushing hard to crash down all these reform.
- Explains that various insurance packages are being offered by the government. each package is targeting a specific pool of people and each has its own pros and cons.
- Opines that obama care will force people to get insured and decrease that 50 million, mountain of currently uninsured americans. individuals will be penalized with 95$ or 1 percent of the household income and this amount will increase to $695
- Opines that various new rules imposed on individuals insurance, such as no annual limit on ten basic health issues like mental health care, maternity coverage and prescription drugs, will defiantly bring good results.
- Opines that the major issue with obama care is its cost, but for that they are to be provided with better facilities and at an affordable rate.
- Opines that it is a great package for the working people; they have every opportunity to get better for them and their families.
- Explains that if an organization has more than 50 employees working in their organization, they must provide their full-time employees and their families with medical coverage, till january 1, 2015. organizations still have great opportunities to get best out of these reforms.
- Opines that obama care's cost-effectiveness should have been the focus of the reforms, focusing on the lower class, which will give them a better color.
1132 wordsRead More - The Affordable Care Actanalytical essayThe Affordable Care Act (ACA) has been a topic of dispute since its introduction and continues to be discussed by politicians in the U.S. and throughout the world even after its passage. The Act has many opponents and is the cause of much controversy nationwide, primarily because it introduces higher healthcare costs for the richest citizens. Nevertheless, the ACA is an important stage in the American healthcare development process as it not only allows more people to receive healthcare services, but will also reduce the deficit. However, not everyone agrees. The policy is controversial in terms of cost vs. benefits, but the benefits ultimately outweigh the costs.
In this essay, the author
- Explains that the aca is favorable for national economic growth and, consequently, opens up jobs for many citizens.
- Argues that the cost of realizing the aca will be too high for the federal budget, and that business owners are constantly looking for ways not to cover insurance for their workers.
- Argues that the affordable care act is an important stage in the american healthcare development process as it allows more people to receive healthcare services and reduces the deficit.
- Argues that the aca is the most suitable solution as other plans pose a threat to the middle and poor classes of the country.
- Reports that 49% of the country's population has group health insurance coverage provided by an employer, whereas 57% of companies offer it to their employees.
- Describes the books that were published by oxford university press, including dunn, edwards, and lepore, jill.
1352 wordsRead More - Patient Protection and Affordable Care Act: Pros and Consexplanatory essayOne of the most controversial topics in the United States in recent years has been the route which should be undertaken in overhauling the healthcare system for the millions of Americans who are currently uninsured. It is important to note that the goal of the Affordable Care Act is to make healthcare affordable; it provides low-cost, government-subsidized insurance options through the State Health Insurance Marketplace (Amadeo 1). Our current president, Barack Obama, made it one of his goals to bring healthcare to all Americans through the Patient Protection and Affordable Care Act of 2010. This plan, which has been termed “Obamacare”, has come under scrutiny from many Americans, but has also received a large amount of support in turn for a variety of reasons. Some of these reasons include a decrease in insurance discrimination on the basis of health or gender and affordable healthcare coverage for the millions of uninsured. The opposition to this act has cited increased costs and debt accumulation, a reduction in employer healthcare coverage options, as well as a penalization of those already using private healthcare insurance.
In this essay, the author
- Explains that the affordable care act provides low-cost, government-subsidized insurance options through the state health insurance marketplace.
- Explains that obamacare's changes in requiring all americans to have affordable coverage will allow those with medical conditions and disabilities, as well as women who need pregnancy care, to be insured without having to potentially be denied coverage or forced to pay a much higher than average price.
- Explains that obamacare requires maternity care to be a part of all new insurance plans. the practice of "gender rating", which allowed insurers to charge women higher premiums, is no longer allowed.
- Explains that obamacare brings affordable healthcare coverage to over 32 million americans who are currently uninsured. the affordable care act expands medicaid and the children’s health insurance program, as well as improving the quality of medicare.
- Explains that obamacare addresses the 'donut hole' in medicare, which is planned to be closed by 2020 under the current affordable care act.
- Explains that 54% of americans are opposed to the affordable care act, despite it being approved four years ago. the opposition has given a number of supporting key points for their position.
- Explains that the addition of more major governmental programs such as healthcare subsidies has many worried that it will only plunge the united states further into debt.
- Explains that pharmaceutical companies will be paying for obamacare to close the coverage gap in medicare.
- Explains the disadvantages of reduced coverage options from employers and the penalization of those who are already on private healthcare plans.
- Opines that the opposition to obamacare raises some good points, especially in our current economic climate, but the supporters are also correct in saying the current system is not sustainable in the long-term.
- Analyzes the pros and cons of the affordable care act, including reduced discrimination by insurance companies, increased regulation of their practices, and affordable healthcare for the large quantities of uninsured americans.
- Cites kimberly amadeo's article, "obamacare pros and cons." about.com, 14 dec 2013.
1398 wordsRead More - The Affordable Care Actexplanatory essayThis paper discusses the Affordable Care Act and questions that were given to us by our instructor. The Affordable Care Act, or ACA, is a health care system reform that was implemented in 2010 by Obama, the current, and then president. There was a great deal of debate when the reform came about, and what it would mean for companies, individuals, and medical care providers. Ultimately, it was designed to bring a reform to the nation’s broken health care system ((Manchikanti, Caraway, Parr, Fellows, & Hirsch, 2010). There were so many individuals without health insurance who did not get the care they needed, and this reform came about to try and create a more equal and fair system that gives everybody a sort of equal chance at insurance and health care. Like any change, it’s frightening when something new and unknown comes about, and that is exactly what this did. There were many who were unhappy with it getting passed, as well as many who were pleased with it. This didn’t just fall onto Republicans or Democrats, but individuals who were in the health care systems, like medical care providers and certain insurance companies, which it would affect. In this paper we aim to examine some background information about the Affordable Care Act, key questions that relate to it, and explore some new information learned about the ACA through this course and its readings.
In this essay, the author
- Explains that the affordable care act, or aca, is a health care reform that was implemented in 2010 by obama, the current, and then president.
- Explains that the affordable care act became law on march 23, 2010, but some provisions didn't go into effect until june 21, 2010, with the majority not taking hold until 2014 and later dates.
- States that the aca requires virtually all us citizens and legal residents to have insurance coverage meeting a federally determined "essential benefits" standard.
- States that employers with 50 or more full-time employees face a financial penalty if their employees are not enrolled in an employer-sponsored health plan meeting the essential benefit standards and apply for federal subsidies for individually purchased insurance.
- Explains that the aca eliminates the categorical eligibility requirement and requires that states make all us citizens and legal residents below 133% of the federal poverty level eligible for their medicaid programs.
- Explains that the aca also imposes new rules on private insurance, including a requirement that private health plans allow young adults up to age 26 to remain covered as dependents under their parents’ health insurance policies.
- States that the funding would come from direct tax penalties if citizens have no health plan through their job or have not purchased one on their own, and indirect expenses for job-based plans.
- Explains that the aca is looking to improve health insurance issues and the way health care is delivered.
- Explains why stakeholders are negatively affected by the affordable care act. the problem is that they would be paying money each year to help support this program and health care providers would receive less money to compensate for costs.
- Opines that the government is looking for political support to keep the affordable care act going.
- Opines that it will be interesting to see what comes from the affordable care act in the future and what happens when obama is no longer president and there is a new individual.
- Explains that bodenheimer, s., and grumbach, k. (2012). understanding health policy: a clinical approach. mcgraw hill publishing.
- Cites manchikanti, caraway, parr, a. t., fellows, bert, and hirsch, j.
- Explains mann, e., & ornstein, n. j. intensive care: how congress shapes health policy.
1784 wordsRead More - Affordable Care Act: Portfolioanalytical essayThis paper will take into account the Affordable Care Act (ACA) Law and how all three branches of government are involved with the creation and analyze issues associated with the ACA. Subsequently the paper will describe the role of public opinion and lobbying groups. Thirdly this paper will evaluate the concepts of equity, efficiency, and effectiveness showcasing their role in the law and its passage. This paper will take into consideration the anticipated effects on cost, quality, and access, including discussing the balance of markets and the government. In closing this paper will highlight the anticipated effects on Medicare and aging as well as Medicaid and the poor. The ACA was signed on March 23, 2010 with the intention to offer all U.S. Citizens and residents a qualifying health care coverage plan. The law’s focus is to expand coverage, control health care cost, and improve health care delivery system.
In this essay, the author
- Analyzes how the paper will take into account the affordable care act (aca) law and how all three branches of government are involved in the creation and analyze issues associated with the law.
- Explains that the executive branch is responsible for directing government, commanding the armed forces, acting as chief law enforcement officer, and vetoing laws.
- Explains that rosenblatt et al. (1997) describes three different legal models that have defined both litigation and health care system itself.
- Analyzes how the public opinion can be used to convince congress. the aca was introduced as a major campaign for the 112th congress in 2010.
- Explains that cost containment and efficiency has been a concern for the last twenty years in healthcare. the rising cost can be contributed to new technology, and better access to health.
- Explains the benefits of electronic medical records, such as reducing the need for patients to carry their own x-rays.
- Opines that managing change is critical to improving the market and insurance premiums. the aca was enacted to offer all american citizens access to healthcare coverage.
- Opines that with consistent monitoring and massaging, the us can reach a balance with costs, efficiency, effectiveness and equity.
- Describes the four editions of the 4th edition of health politics and policy, by james a. morone, theodor j. litman.
- States the henry j. kaiser family foundation's summary of new health reform law, http://kaiserfamilyfoundation.files.wordpress.com/2011/04/8061-021.pdf
- Explains the world health organization's health systems: improving performance.
- Explains that the aging population is at a disadvantage because of the rising number of individuals 65 years of age and older. the aca and the medicare advantage plan (ma) have reduced cost by reducing prescription drugs and lessen the amount these plans spend on administrative costs.
- Explains the patient protection and affordable care act of 2010: reforming the health care reform for the new decade.
1740 wordsRead More - The Affordable Care Actopinionated essayThe United States of America is a very socially diverse nation with inhabitants ranging from the wealthiest in the world to near third world-like living conditions. In an essay titled, America’s Shameful Poverty Stats, Sasha Abramsky sheds light on some statistics like, “15 percent of people in America live at or below the poverty line” (Abramsky, Sasha 1). In America many citizens are poverty stricken and left uncovered from a healthcare standpoint, which is why a universal healthcare plan like The Affordable Care Act (Obamacare) would greatly benefit America. Universal healthcare, for the most part, refers to a healthcare system in which the government provides medical care and financial solutions for all of that particular nation’s citizens. For most people in the upper and middle class universal healthcare is not something they would like to see in America because they already have healthcare, or they don’t want to pay higher taxes because of it. A nation as advanced and developed as America should have installed a universal healthcare plan years ago because it only makes sense to strengthen our nation as a whole. All of America’s citizens should accept The Affordable Care Act to start becoming more socially responsible and help provide healthcare to millions of uninsured Americans in an attempt to help lower the poverty level and provide financial support as well.
In this essay, the author
- Opines that the united states of america is a socially diverse nation with inhabitants ranging from the wealthiest in the world to near third world-like living conditions.
- Explains that america's middle class is shrinking and the lower class growing. why not help our hurting citizens who simply cannot afford healthcare without a universal healthcare plan?
- Explains that social classes in america collide with differing stances and views on almost everything that is debatable regarding social class in some way.
- Explains that the upper and middle classes group members of the lower class with stereotype depictions, which makes the middle and upper classes not want laws like the affordable care act.
- Explains that the affordable care act makes it easier for small businesses to become more socially responsible. small businesses can invest in their employee's wellbeing by providing healthcare plans.
- Explains that obamacare's main purpose was to "make healthcare affordable, or even free, for low-income americans." the supreme court ruled that states could opt out of the expansion of medicaid coverage.
- Opines that the affordable care act will either succeed or fail — it's a socialist agenda that doesn't receive support from die-hard capitalist citizens.
- Opines that the affordable care act will bring more social equality to the poor if america as a whole accepts it and states choose not to opt out of medicaid expansion.
- Explains that the persistent poverty counties are represented by 139 democrats and 331 republicans, and 18 are split between the two parties.
- Analyzes how abramsky, sasha, and young, jeffrey, "by the numbers: health insurance." the huffington post.
1625 wordsRead More - Affordable Care Actexplanatory essayThe Affordable Care Act Obamacare, also known as The Affordable Care is the new health care improvement law in U.S. Laws like the Health and Public Services Act and the Food, Drug and Cosmetics Act are also being affected. The Affordable Care Act is an effort to improve the healthcare system by giving many Americans a more reasonable quality health insurance and by restricting the increase in healthcare spending in America today. The benefits of this reform program consist of new rules for insurance companies, funding, education, tax breaks, the creation of committees, taxes, spending, education, new job creation, etc. All Americans with health insurance will be able to ensure that they can get treatment when they are in need of it.
In this essay, the author
- Explains that obamacare, also known as the affordable care act, is an effort to improve the healthcare system by giving many americans a more reasonable quality health insurance and by restricting the increase in healthcare spending.
- Explains that the aca makes insurance more affordable by decreasing "out-of-pocket" costs for millions of people and small business owners who had been out priced in the past.
- Describes the pros and cons of the affordable care act. medicaid and chip are extended using state and federal funding.
- Opines that the affordable care act will do a great job at abolishing this "sickening" discrimination.
723 wordsRead More - America Needs the Affordable Care Actexplanatory essayAccording to Newsweek, the University Medical Center on average has about $100,000 dollars a month in unpaid doctor’s visits and operations and special procedures; this burden gets passed on to the County taxpayer (Johnson). Unpaid bills occur due to people taken to the hospital and either do not have, or have very poor health insurance. The current process is not fair to anyone, whether one has no health insurance or one who has paid for it. Under the Patient Protection and Affordable Care Act, otherwise referred to as Obamacare, signed into law on March 23, 2010, this requires all Americans to purchase health insurance. The purchase of this care is purchased either individually or through the government market place. The act will lower the cost of insurance on all Americans, and additionally relive pressures felt at hospitals under the circumstance one does not have health insurance. Similar acts have been passed in states like Massachusetts resulting in high success; the individual mandate requiring Americans to purchase health insurance is justified and constitutional.
In this essay, the author
- Explains that the university medical center on average has about $100,000 dollars a month in unpaid doctor’s visits and operations and special procedures. the patient protection and affordable care act, signed into law on march 23, 2010, requires all americans to purchase health insurance.
- Explains that the health insurance debate is not new, as there have been numerous law debates, deriving in the law passing when it comes to health care.
- Explains how the affordable care act benefits those who don't have health insurance.
- Explains massachusetts' 2006 massachusetts health care insurance reform law, also known as romneycare, which requires everyone to get health insurance through the state market place and the affordable care act.
- Explains that the affordable care act is a socialism law that unlawfully forces people to buy health insurance.
- Opines that the affordable care act is one of the most controversial laws ever passed. it has potential to help americas who may not be able to afford health insurance.
- Cites campbell, matthew, and fletcher, clementine. "how will obamacare help individuals." chicago tribune.
1334 wordsRead More - Analysis of the Affordable Care Act (ACA)analytical essayIn a cultural and technological world so heavily influenced by the United States, the lack of access to universal and affordable health care remains a critical point of debate and embarrassment in a country far behind in its citizen's accessibility to it. The current establishment's answer, known as the Affordable Care Act (ACA), is a piece of passed legislation that aims to put forth access to a market in which insurance providers compete within fair rates to insure those who previously had no access or could not afford it. Though recently put to the test in a number of states, a number of glaring ethical and operational issues remain that will test the fiber of the new found plan in which some cases show that it is more detrimental to some citizens rather than helpful. In effect, the goal by which the Affordable Care Act seeks to address providing insurance to millions of people who would otherwise be unable to gain access is an honorable and perhaps necessary gesture, but the ethical questions of whether or not this particular approach violates the rights of citizens, or is a natural right unto itself remains untested.
In this essay, the author
- Opines that the affordable care act (aca) is a piece of passed legislation that aims to put forth access to the market in which insurance providers compete within fair rates to insure those who previously had no access or could not afford it.
- Explains that the united states spends more annually than any other country on health care costs, but is considered one of the weaker health systems among other industrialized nations.
- Explains that the aca program requires that all citizens purchase healthcare or suffer a fine. while the fine is based on income, the question remains whether it is ethical or even legal to fine someone for simply being alive.
- Opines that the aca has yet to prove its benefit in a number of cases. the system rewards highly reimbursed services without considering whether clinicians are providing low-cost, high-value care for patients.
- Opines that the aca program's quality of care is a risk by examining current issues in other countries which adopt governmental assisted health care.
- Analyzes how the argument for the ethical merit of a care plan has raged for some time. president truman, following the example of president roosevelt, released 21 points in september of 1945 that addressed the government's responsibility to provide the welfare of its citizens.
- Compares ronald reagan's tactics of persuasion with those used against future presidents, including barack obama. these interventions cast aside moral liberties and could lead to more invasive procedures.
- Analyzes how the aca fails to address other concerns in cost, quality of care, and ethical and legal concerns generated by such a mandate. some advocates of additional health care options have pitched forward less excessively forceful ideas.
- Analyzes the ethical implications of fines and required health care to bolster enrollment appears more misleading financial agenda than honest attempt to provide genuine universal care for the impoverished and underprivileged.
- Explains that wilensky, gail r., phd, "the shortfalls of "obamacare"." the new england journal ofmedicine 367.16 (2012): 1479-81.
- Analyzes the place of human rights in american efforts to expand and universalizehealthcare.
1017 wordsRead More