Abstract It is time for our government to take a step away from war and look to meeting the needs of their own citizens. The need for health care reform is more evident than ever. The recession of America has caused many people hardship due to many lay-offs and the fact that insurance premiums have risen drastically. Many families are not receiving the health care that they require due to these circumstances. It affects not only the young, but the senior citizens as well.
The Affordable Care Act (a.k.a Obamacare) has been an extremely controversial topic recently. It has sharply divided politicians and the public. Republicans and conservatives want to see it repealed, while Democrats and liberals enthusiastically defend and promote it. The opinion of the American people, however, has been more difficult to gauge. Recently, both politicians and the public have been outraged by the disastrous opening of HealthCare.gov and insurance companies dropping millions of clients.
As the implementation of The Affordable Care Act (ACA) nears, news media is featuring a large number of individuals whose health insurance coverage is being cancelled. The current administration claims that their objective is for everyone to have health insurance, but there is a gap between their new legislation and the results. American consumers are falling in the gap between private insurance plans that are too expensive, and the poorly developed government system. Despite claims from the Obama administration, the Affordable Care Act limits the American public’s choice of private health insurance plans. By requiring high-risk individuals to have health insurance, a financial strain is placed on the insurance companies that require them to raise their rates, thereby limiting consumer’s choices.
By 2030, payroll taxes will only cover 38% of Medicare costs. Second, health care reform is needed to improve the quality of care. Because of these reasons, President Barack Obama signed The Affordable Care Act, also known as ObamaCare, into law on March 23, 2010 and upheld by the Supreme Court on June 28, 2012. The goal is to give more Americans access to affordable, quality health insurance, and to reduce the growth in health care spending in the U.S. The Affordable Care Act contains ten titles that span over 1000 pages, but most of its key provisions are in first Title; The first title is about 140 pages long.
In addition, hard working people, many small business owners do not qualify for government insurance, such as Medicaid and have huge cost shares with health exchange insurances offered through the ACA. Thus, these very same people are afraid of incurring a large debt that will hurt their credit and future livelihood (Kuntze, 2008). Comparatively, an act utilitarian would see the above example based on a case by case situation while many have benefited from the ACA, others have still found themselves in a financial predicament, not really benefiting from the new health care law (Hartwig,
Obamacare has been a bad outcome to America’s new health care systems because paying large taxes and payments for needed health care is a more overwhelming problem to the lives of people with little money. We need affordable health care, not a way of taking peoples’ money from their pockets along with putting our lives in danger of losing what we own and care about. “Obamacare also known as “The Patient Protection and Affordable Care Act” was made federal law on March 23, 2010, 2 years after the election of President Barack Obama”. (Kaiser Permanente) “It initiated the most significant changes in the U.S. healthcare system since the establishment of Medicare in 1965”. (Kaiser Permanente) “It has so far been a complicated issue with many moving parts and functions mainly designed to provide health insurance for a cheaper price cove... ... middle of paper ... ...consumes everyone’s money and doesn't help you with keeping up with your plans, the Affordable Care Act has been causing crisis in the U.S. with the economy, unemployment rates, and the destruction of long running businesses, I think that Obamacare is a joke and an enemy rather than a friend.
The rising costs. The uneven quality. Health-care reform is the biggest domestic issue of this year because people are anxious.” (Gratzer p. 28) It is clear that one of the main reasons that so many Americans are uninsured is because of the rising costs of health care, ... ... middle of paper ... ...for our country and which one would improve our economy as well as providing the best health care for our citizens since the birth of our nation. “Yes, there are too many uninsured Americans, but insurance reform that would eventually see tens of millions of Americans shifted to a public program is not the answer. Yes costs are rising, but rationing by bureaucracy is not the answer.
Health care is one of the most important issues associated with government. Many people have struggled from day one, society seems worried and stressed on how they are going to pay for their medical bills because they do not have the support from the government to help benefit them. The government should take the time to fix the needs of those who cannot afford healthcare. The government claims to issue out 2.7 trillion dollars towards healthcare but the question is raised to why so many people are still in debt when it comes to those paying their medical bills? Healthcareproblems.org elaborates on the issues and statistics data with healthcare, Many Americans are battling with health care costs, fail to get check- ups and visit the doctor because they can’t afford to cover their entire medical expenses.
Even then the recovery wasn’t high as they expected, it took time. The job losses meant family incomes were dropping, poverty had risen and no one had health insurance. It was tough during that time, and if U.S doesn’t watch what is being done ... ... middle of paper ... ...d to during the Great Moderation. Unemployment was greatly affected during and even after the Great Recession. During many people were getting dismissed from their jobs due to the U.S government to having enough money to pay the employees.
Trillions of dollar of tax payers’ money was spent trying to repair the situation that was caused by the breakdown of ethics and accountability in the private sector. And despite the government’s actions to attempt to contain the crisis, hundreds of thousands lives were negatively affected before, during, and after this crisis. The Warning Signs Although the crisis came to head in 2008, there were people who had realized that trouble was coming for years. The largest warning sign was the amount of credit in the market place. Many of the big companies and banks had very little capital, and the lack of capital was brought on by the housing bubble.