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There is no one solution to the current foreclosure crisis in America. Instead there are multiple solutions. Some go straight for the heart of the problem while others take a longer route. Some are effective solutions while others are just quick fixes. I think that there is a solution that will have long term effects and fix the current foreclosure crisis. I call this solution the “Solid Infrastructure Plan.” This plan not only fixes the foreclosure crisis, but fixes the unemployment problem and repairs the deteriorating American infrastructure.
In an essence the entire foreclosure crisis is a result of the current unemployment crisis. The reason for all the foreclosures is that people have no money to pay their mortgage. If their mortgage does not get paid the lender, whether it be a bank or a building society, can foreclose on the property. In order to fix the foreclosure crisis one must fix the unemployment crisis first, because the foreclosure crisis and the unemployment crisis are in direct correlation. If one worsens then so does the other. If one gets better then the other one does the same.
The first and largest part of my “Solid Infrastructure Plan” is to create jobs. In order to do this I propose that we fix the failing American infrastructure. The 2009 Infrastructure report card gave an overall grade of “D” nationwide, so there is plenty of work to be done. My plan involves three areas that contributed to the overall grade listed above: “Roads”, “Rail”, and “Inland Waterways”. Both “Roads” and “Inland Waterways” received a “D-“on the report card while “Rail” received a “C-“. Looking at these grades one can say without a doubt that there is plenty of work to be done.
When first reading the report card the grade f...
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...the unemployment crisis are in direct correlation. As said before when one issue is addressed, the other is as well. My plan fixes both by fixing one. The foreclosure crisis is an eminent problem and should be fixed now. If America continues to ignore this problem then we will continue to fall deeper into a recession. In order to fix the foreclosure crisis as well as any future crisis or problem, we must act at once instead of waiting until the problem is compounded. We must stop avoiding the problems and address them now. Waiting only allows time for the problem to grow into a crisis such as the one faced now. Many of our economic problems are in direct correlation with each other. If we address one, we have the opportunity to fix many. As one great man put it “We must kill many birds with one stone, not one bird with one stone, for that will get us no where fast.”
Background Information In implementing a strategic plan for Coastal Medical Center, our consulting team has conducted many analyses and formed numerous strategies in order for Coastal Medical Center to be successful. Such assessments include an internal analysis, external analysis, gap analysis, and SWOT analysis. In conducting these analyses, our consulting team was able to better understand the internal environment, external environment, where the organization currently stands in terms of performance, and the major strengths, weaknesses, opportunities and threats that oppose the Coastal Medical Center. From our inquiry, we will be able to establish a strategic plan that best fits the organization’s needs.
Since the beginning of the United States the American people have been on the move. Public transportation has played a major role in the development of this nation and in bringing its citizens together. In the book “Divided Highways”, author Tom Lewis takes the reader on a journey of the building of the Interstates and the consequences(good and bad) that came from them. Lewis believes that the Interstates are a physical characteristic of America and that it shows “all our glory and our meanness; all our vision and our shortsightedness”(xiv).
After analyzing the Coastal Medical Center, it is apparent that the employees and staff have no conception of the mission, vision, and values of this health care facility. In addition to this lack of structure, CMC has many projects in the midst of production that lack support of a common goal, employees are unsatisfied with their jobs, the two boards lack ability to agree on strategic decisions for the organization,, and the medical center has a dismal reputation when it comes to quality care.
During the reconstruction of America after the Civil War, the government allocated land grants and premiums to encourage work on the railroads, which proved effective. However, such incentives led to a questionable quality of work. Land donations and loans offered to both companies would eventually become profitable with the addition of railroad tracks running through, and the la...
Many mass construction projects in the history of the United States have had a major impact on the economy and culture; however, not many of these have had as large as an impact as the Interstate Highway Act of 1956. The Interstate Highway Act revolutionized the way that we think about highways today. The act created an extremely easy mode of transportation for people across the country. Not only was the Interstate Highway Act extremely helpful in making rural and urban transportation for normal people, but it also helped commercial businesses in increasing sales across the country. These businesses were now able to transport their goods cheaper and faster. The Interstate Highway Act was tremendously beneficial in regards to its economic, social, and cultural significance. The legislation was significant economically in the way that it promoted business and cut travel costs, it was significant socially in the way that it allowed people to see friends and family even if they did not live close, and it was significant culturally in the way that it allowed people to move out to the country for low costs in order to live a happier life.
There is, I believe, no easy way to solve the foreclosure crisis. The reason for this is that the underlying problem is not merely the individual foreclosures. The underlying problem isn’t even all of the foreclosures as a whole which constitute the crisis. No, the real underlying problem is ultimately human greed. Consequently, the way to solve the foreclosure crisis, I believe, is not merely through some kind of “stimulus plan.” Yet, this matter shall be examined more thoroughly later.
Knowing the past history of banking issues and foreclosures, along with what has and hasn’t worked in the past is the only way to find an answer to the current foreclosure problem at hand. In the past finding and or making jobs for the unemployed helped revive the national economy, and lessened the number of foreclosures, because people could pay small increments to the banks. Fixing the job market by finding more jobs is the only way to truly get the nation back on its feet and fix the current foreclosure problem.
The first and most challenging problem associated with building the Mackinac Bridge arrived long before the bridge was even designed. Financing such an enormous project was no easy feat. In 1928, the idea of connecting the upper and lower peninsulas was proposed to Congress for the first time (Brown 4). At the time, the suspected bridge project was very much under government scrutiny and control. In fact, the initial boost in interest in pursuing the construction of a bridge came about due to the depression. The Public Works Administration (PWA) had been created under President Franklin D. Roosevelt’s New Deal economic plan which would fund certain construction projects with th...
The current size, inherent values, and economic status of the United States owes greatly to the paramount figures and events that took place during the Early National Period of the country. However, while there is no doubt that such events- and the figures behind them- were of great importance and have molded the country into the pristine product that it is today, the various construction projects of that time have gone largely unnoticed. Canals, being one of the most prominent advances in transportation, are prime examples of forgotten catalysts of the American nation. The construction of canals- particularly the Erie Canal- during the 19th century played a key role in the geographic, economic, and cultural development of the country by allowing an easier and faster mode of transport, and contributing greatly to the preservation of the Union during the Civil War.
Throughout its nearly 60 year history, the Interstate Highway System has served the United States of America far beyond its original goals. From its original purposes of uniting the country and aiding defense to the more mundane, (but equally important)such as ferrying goods across the country, the Interstate Highway System has firmly entrenched itself as one of the greatest feats of engineering the world has ever known. Record setting bridges, tunnels, and length of pavement have all been made by the vast expanse of the IHS FACT. As Dwight D. Eisenhower, then president, stated “Together, the united forces of our communication and transportation systems are dynamic elements in the very name we bear -- United States. Without them, we would be a mere alliance of many separate parts” (http://todayinsci.com/Events/Transport/HighwayInterstate-Quotations.htm 22 Feb 1955)
Canada’s infrastructure plays a major role in contributing to the success of the economy and business’. The rate at which roads, multi-story buildings and entertainment facilities are being built has never been quicker and the heavy machinery industry plays a major role. For instance, the biggest construction company in Canada, Aecon, has increased in size every year since it was created. However, the company would never have been started if it was not for a Scottish immigrant, Adam Clarke, who started the business just as a plumbing and gas fitting company in 1877 in Hamilton, Ontario. From there, the brand expanded substantially by investing into heavy machinery in order to be able to develop and build roads, bridges and structures. Today,
Job creation is a key factor for economic development. Toronto alone receives 100 000 immigrants each year, most of them in need of work. With Ontario’s investment in infrastructure, thousands of jobs would be created, not only in the construction industry but also within every industry indirectly affected by the construction. If we look back to 2008 during the recession, Ontario actually spent more on infrastructure knowing the job creation would significantly boost our economy. The Conference Board of Canada released a report in 2010 titled “The Economic Impact of Public Infrastructure in Ontario” which stated if we had not invested in infrastructure during the global economic crisis, Ontario alone would have lost 70 000 more jobs in 2009. This goes to show the truly immense impact our investment in infrastructure can have on Ontario’s economy. Basic Infrastructure not only helps a city or region in a functional way, it can also have an effect on the appearance of an area. If a city is physically attractive, businesses and labourers will be more inclined to migrate to that specific city rather than another, which in turn stimulates economic growth. This effect creates somewhat of a competitive nature between cities and businesses. The attractiveness of an area, in recent years, has had a huge effect on where people live and bring their business, especially in the knowledge-based economy we live in today. Cities throughout Ontario should want to attract investment, and developing infrastructure will only help them achieve
Hargreaves, Steve. A great idea. The High Cost of America's Bad Roads and Bridges. CNNMoney.com - "The 'CNNMoney'" Cable News Network, 12 Feb. 2013. Web.
The Central Artery Tunnel Project, more commonly known as the Big Dig, is said to be the largest, most complex and technologically challenging highway project in American history. It is the culmination of decades of planning and forethought and is hoped to alleviate the traffic congestion that has plagued the Boston area since the invention of the automobile. The project incorporates a major underground highway system, a revolutionary cable-stayed bridge, and a series of impressive tunnel crossings, each a considerable feat on their own, all constructed in the midst of a bustling city.
Planning is an essential process in today’s organizations. Based on the three types of managers: top-level (strategic managers), middle-level (tactical managers), and frontline (operational managers), exist three corresponding levels of planning: strategic, tactical, and operational. The purpose of this essay is to focus on the strategic level of planning for the Ford Motor Company; a leader in the global automobile industry. Strategic planning, according to Bateman and Snell (2009), “involves making decisions about the organization’s long-term goals and strategies” (p. 137). This paper will elaborate on six key influential factors: economic, environmental, competition, foreign policy, domestic policy, and innovation; that shape this corporation’s strategic plan. Finally, a SWOTT analysis will be conducted covering the strengths, weaknesses, opportunities, threats, and trends, that the Ford Motor Company has in relation to its business environment.