Proposition 45 will require that the Commissioners approval is given before a health insurer can change its rates or anything related to charges of health insurance. The proposition will provide for public notice, disclosure, hearing, and subsequent judicial review as well as exempts large employer group health plans. The Fiscal impact this proposition has is to increase a states administrative costs to regulate health insurance that will likely not exceed millions of dollars funded by fees paid by health insurance companies. It is argued that the pros of this proposition are to stop painful prices by requiring that health insurance companies publicly justify the rates before premiums can increase. Whereas the cons are that Proposition 45 is a power grab by speci...
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...le for patients should be left to their doctors. Just recently I was watching the television and a commercial against Proposition 45 was presented to me and virtually all viewers. The commercial stated as I have that health care decisions should remain in the grasp of our doctors, not just one man. There are multiple reasons as to why I believe this, such as that it is better to have a professional health employee give you treatment options than a politician. Both make money off of others utilizing them, however, the doctor would also like to see his or her patient taken care of and well. Whereas the politician would only be after your profit and to see you no more, harsh words that unfortunately ring with truth. Doctors should be the ones to diagnose patients, give them their treatment options and see them through their designated health plans.
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