Every year a citizen that is employed or non-employed suffers from not having proper healthcare coverage. In most developed nations they have universal coverage that covers their citizens and their families. Apparently here in the U.S, healthcare is a controversial problem for our economy and even a bigger problem funding these benefits for our citizens. Now the main question that citizens are asking is "If most developed nations have universal coverage, why doesn't the wealthiest nation which is the U.S have it?" (Ponnuru)This is an issue that no one but the government can let us know what's really going on at the moment, but results are always popping up as misguided quest or funds being lost. Healthcare needs to step up their game because time is really being wasted.
Half of the 50 million people in the U.S are currently uninsured. The new healthcare laws were intended to expand health insurance coverage, but one trade association warned that it will end of driving 60 million manufacturing workers out of coverage supplied by their employers over the next decade unless it was fixed before that occurs.(Newton-Small). Companies offered health coverage to their employers but certain laws prevented them from giving some benefits, forcing them into something that is called a one sized fit's all system. Basically like a waiting list. The problem with the one sized fit all system is that healthcare is just simply too large and complexed to manage at a government level. This is a system the government created that they cannot fix. The charge of Obama care would dump 60 million workers into the laws state and federal insurance exchanges which lead to the Affordable Care Act (ACA). With the economy down, the ACA is far from being aff...
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...r the following year .According to Forbes , the government will spend $ 2 trillion to expand the traditional insurance coverage to about 30 million uninsured .The government for its part says that by repricing program for the insurance market , the Affordable Care Act has already saved consumers approximately one billion dollars.
The disturbance of knowing that you are a hardworker and not getting proper health benefits is a big issue. You never know when something is going to happen to you or even family memebers. Not having health insurance is a scary thing and people who are working and paying taxes should be able to be under a universal coverage. If universal health coverage is in countries that are not as wealthy as us, we should be having the best coverage because of funds for the best. All this extra money that is being wasted is not helping the people.
Due to the Patient Protection and Affordable Care Act signed into law on March 23rd, 2010; health care in the US is presently in a state of much needed transition. As of 2008, 46 Million residents (15% of the population) were uninsured and 60% of residents had coverage from private insurers. 55% of those covered by private insurers received it through their employer and 5% paid for it directly. Federal programs covered 24% of Americans; 13% under Medicare and10% under Medicaid. (Squires, 2010)
Healthcare has now become one of the top social as well as economic problems facing America today. The rising cost of medical and health insurance impacts the livelihood of all Americans in one way or another. The inability to pay for medical care is no longer a problem just affecting the uninsured but now is becoming an increased problem for those who have insurance as well. Health care can now been seen as a current concern. One issue that we face today is the actual amount of healthcare that is affordable. Each year millions of people go without any source of reliable coverage.
There is an ongoing debate on the topic of how to fix the health care system in America. Some believe that there should be a Single Payer system that ensures all health care costs are covered by the government, and the people that want a Public Option system believe that there should be no government interference with paying for individual’s health care costs. In 1993, President Bill Clinton introduced the Health Security Act. Its goal was to provide universal health care for America. There was a lot of controversy throughout the nation whether this Act was going in the right direction, and in 1994, the Act died. Since then there have been multiple other attempts to fix the health care situation, but those attempts have not succeeded. The Affordable Care Act was passed in the senate on December 24, 2009, and passed in the house on March 21, 2010. President Obama signed it into law on March 23 (Obamacare Facts). This indeed was a step forward to end the debate about health care, and began to establish the middle ground for people in America. In order for America to stay on track to rebuild the health care system, we need to keep going in the same direction and expand our horizons by keeping and adding on to the Affordable Care Act so every citizen is content.
Every other country in the world that is on the same level as America industrially and developmentally offers universal health care to its citizens. Some Americans are worried about the rise in taxes if the government offers guaranteed care to everyone. The insurance companies will suffer, as well. But the sacrifice is more than worth it.
Until Obama-care, The United States was one of the only developed nations that did not provide some sort of health care for its citizens. To most other nations that do provide healthcare, it is because it is considered a human right that all people should be entitled to. That hasn’t been the case in America, however, where only those who could afford it could have healthcare plans. Those who stand to gain the most from universal healthcare are the already mentioned 45 million americans who currently don’t have any form of healthcare. For many of these individuals, there are many obstacles that prevent them from gaining healthcare. 80% of the 45 million are working class citizens, but either their employer doesn’t offer insurance, or they do but the individual can n...
What Seems To Be The Problem? A discussion of the current problems in the U.S. healthcare system.
Universal Health Care seems to be the answer to all our medical problems at the moment. There are bad things about universal health care, but there are some good things ...
The aim of affordable care act (ACA) was to extend health insurance coverage to around 15% of US population who lack it. These include people with no coverage from their employers and don’t have coverage by US health programs like Medicaid (Retrieved from, https://www.healthcare.gov/glossary/affordable-care-act/). To achieve this, the law required all Americans to have health insurance which is a reason of controversy because, it was inappropriate intrusion of government into the massive health care industry and insult to personal liberty. To make health care more affordable subsidies are offered and the cost of the insurance was supposed to be reduced by bringing younger, healthier people to the health insurance system. This could be controversial, if older, sicker people who need the coverage most enter the market but younger group decline to do so. The insurance pool will be unbalanced and the cost of coverage will rise correspondingly.
People who are in favor of universal health care in the U.S. use the argument that the U.S. was built upon the basic ideals, the “unalienable Rights” of “Life, Liberty and the Pursuit of Happiness” and that we all have the right to at least a minimum standard of living. To deny universal health care is to deny these basic ideals and rights to the people and therefore unconstitutional. Not only is it unconstitutional, it is also immoral. It is immoral to deny people health care, allowing them to suffer and even die, just because they cannot afford it and to force people to pay so much money that they go bankrupt for a basic right. In 2007 about 62% of all U.S. bankruptcies were related to medical expenses. If the U.S. had universal health care, medical bankruptcies would no longer be an issue (Top 10 Pros & Cons). Universal health care would also be beneficial to the economy. Businesses and employers would no longer have to pay for health insurance for their employees and the government wouldn’t waste as much per capita on health care as it does now without a universal health care system. It would also allow people to be more willing to take entrepreneurial risks because they won’t fear having to go without health insurance (Why The U.S.
A universal healthcare system is a great idea in theory, but in actuality, no one has figured out a reasonable proposal for where the money should come from. Economists claim that more than 2 trillion dollars are spent on health care each year. That’s over $6,000 per person. It would be reasonable to assume that universal health care would cause the already grand cost of health care in the United States to increase even more. The most likely outcome is that taxpayers would have to pay into a large pool from which everyone would draw for their health needs. This would create several problems. First, it would raise taxes for everyone. It would also mean, fundamentally, that many people who choose a healthy lifestyle would be required to pay the same amount as people who choose to live an unhealthy lifestyle, which hardly seems fair. Finally, a universal healthcare system could lead to huge increases in unemployment. All of the Americans who are currently employed with private insurance companies could suddenly find themselves without work. Government regulation could lead to decreased salaries for doctors. This hardly seems like a more
Less than a quarter of uninsured Americans believe the Affordable Care Act is a good idea. According to experts, more than 87 million Americans could lose their current health care plan under the Affordable Care Act. This seems to provide enough evidence that the Affordable Care Act is doing the exact opposite of what Democrats promised it would do. On the other hand, this law includes the largest health care tax cut in history for middle class families, helping to make insurance much more affordable for millions of families. The Affordable Care Act has been widely discussed and debated, but remains widely misunderstood.
An issue that is widely discussed and debated concerning the United States’ economy is our health care system. The health care system in the United States is not public, meaning that the states does not offer free or affordable health care service. In Canada, France and Great Britain, for example, the government funds health care through taxes. The United States, on the other hand, opted for another direction and passed the burden of health care spending on individual consumers as well as employers and insurers. In July 2006, the issue was transparency: should the American people know the price of the health care service they use and the results doctors and hospitals achieve? The Wall Street Journal article revealed that “U.S. hospitals, most of them nonprofit, charged un-insured patients prices that vastly exceeded those they charged their insured patients. Driving their un-insured patients into bankruptcy." (p. B1) The most expensive health care system in the world is that of America. I will talk about the health insurance in U.S., the health care in other countries, Jeremy Bentham and John Stuart Mill, and my solution to this problem.
It is hard to imagine life without health insurance. If you have any type of medical problem that requires attention, and you have appropriate health care insurance, you can be cared for in the finest of private hospitals. You can get great treatment and your ailments, depending on the severity, can be treated as soon as possible. Doctors, physicians and surgeons are willing to put out a big effort if they know that they are dealing with patients who are insured and have the money to go under extensive medical treatment. But imagine life without such luxuries. For example, what happens if a relative requires much needed surgery, but does not have health insurance to cover the procedure? What happens if a lack of medical insurance prevents you or your family from seeing a doctor, which could result in health problems that had not been identified but could have been treated before they became life threatening? These scenarios may seem far-fetched, but these types of situations happen to people who lack health coverage everyday. There is a true story about a patient who was insured and diagnosed with treatable cervical cancer. Unfortunately, she lost her job and with it her insurance. She was then unable to see her private doctor, and was turned away from other hospitals because ?cancer treatment is not considered an emergency in a patient who can?t pay? (?Help for D.C.?s Uninsured?). The woman later died at her home without ever being treated. This example raises the question, since when are people with less money less deserving of health care or appropriate treatment?
The problem in America is the health care crisis. We all fear government ran programs and operations so we are all reluctant to allow this government aided system into our nation. We all wonder how we spend the most amount of money on health care than any other nation and our quality of care is not as high as them other nations. Next year our health care cost is expected to escalate to 4$ trillion dollars. The quality of health care still remains low. In the United States there are high number of people that do not have insurance at all. There are also people paying ridiculous prices for insurance it all has created a modern day crisis and a highly debeated topic in America.
In March 2010, under the Obama administration, the United States enacted major health-care reform. The Affordable Care Act (ACA) of 2010 expands coverage to the majority of uninsured Americans, through: (a) subsidies aimed at lower-income individuals and families to purchase coverage, (b) a mandate that most Americans obtain insurance or face a penalty,