Con: The market based system requires that all parts of the system make a profit. Since government programs like Medicare and Medicaid are a large piece of the puzzle, we do not have truly privatized system of coverage anyway. Therefore, some people feel that moving to a government provided universal coverage would make more sense. They feel it would cost less and provide genuine universal coverage rather than a patched together near universal coverage with multiple different competing systems, depending upon where you life, how old you are, your level of income and other factors. 6. There Will Be More Bureaucratic Oversight Pro: The Affordable Care Act is 1000 pages long. It contains many rules and also stipulates that there shall …show more content…
Additionally, because single parents are more likely to be women, not men, expanded coverage for children under CHIP (Children's Health Insurance Program) will likely benefit many women who are currently single mothers. It will help them take better care of their children, increase the amount of resources of the family in real terms, and make their lives less stressful Con: The Hyde Amendment prohibits federal funds to any health plan that includes abortion except for rape, incest or to save the life of the mother. Depending upon their views, some people see some of the provisions for women as cons, not pros, such as increased access to contraception. Women tend to have less income than men and single parents are more likely to be single moms, not single dads. Unsurprisingly, Obamacare does not explicitly address the impact this reality has on women per se. It does not do so in part because it is not intended as a women's rights bill. It is intended as a healthcare coverage bill. 8. Impact on Health Care Resources …show more content…
This may be due to people finally having coverage after years of not having coverage. The increased demand for physician services is expected to cause longer wait times to get an appointment and some people are predicting physician shortages. 9. The 50 States Pro: Every state will have an online marketplace where consumers can comparison shop for coverage. States will have some degree of choice as to what parts of the program they desire to participate in. States may opt out of certain aspects of the program. Con: Some states are declining to create their own. So, in reality, some state marketplaces are really being run by the federal government. Some states are also opting out of things like expanded Medicaid coverage. This means that individuals cannot assume that everything described under Obamacare actually applies to them. It will vary some by state. Individuals will need to educate themselves about how this plays out in the state they live in. 10. The Employer Mandate Pro: The employer mandate will require companies with 50 or more full-time workers to offer health insurance coverage through the employer. This is expected to expand availability of health insurance to low income workers who do not qualify for government programs, such as
To begin, one of the common reasons cited in support of Obamacare is a decrease in health and gender-based discrimination by insurance companies. The changes in requiring all Americans to have affordable coverage, as well as changes in how insurers can set premiums, will allow those with medical conditions and disabilities, as well as women who need pregnancy care the ability to have healthcare insurance without having to potentially be denied coverage or forced to pay a much higher than average price (The Pros and Cons of ObamaCare 1).
According to Zastrow (2014), women burdened by unwanted children cannot receive proper job training (p. 560). If women who are already struggling have children, they will not be able to afford childcare, resulting in staying home and not working. Therefore, these women and their children are trapped in a vicious poverty and welfare cycle. Studies have shown that women who are denied access to an abortion are more likely to face financial hardships and receive public assistance after the denial. Women denied the procedure are three times as likely to end up below the federal poverty line, in comparison to women who are able to obtain care (The EACH Woman Act (H.R. 2972), 2016). Additionally, the children suffer especially if they live have to live in poverty with unmet needs. If there are bans on funding, women do not get the final say regarding their family structure. They do not have the autonomy to limit their families to the number of children they desire and can physically and emotionally manage to pay for. Because its effects resonate beyond the policy realm, there has been discontent with the Hyde Amendment since it was enacted in the
The topic that I am choosing to do is on Obama Care. I chose this topic because the idea of the government forcing people to obtain insurance is wrong in my eyes. I am interested in analyzing the validity for what has been said about this topic in order to increase my understanding about Obama Care. I am not an expert when it comes to Obama Care. I know that this is an insurance that is being provided through the government for the general public. I have read that President Obama never initially read the whole bill itself. I also know that people who cannot afford it, but make too much money to qualify for Medicaid are being heavily encouraged to get this insurance. Some of the common knowledge that I have found that the general public has about this subject is that some people are for Obama Care and think that it is a wonderful idea and that there are some people that are dead set against Obama Care. Younger adults, specifically college age and individuals that are in their twenties tend to be for Obama Care. The insurance is being forced upon individuals that may or may not want it. It also seems as though that the insurance being offered is pretty generic in terms of coverage. Some of the questions that I have that I believe will aide me in writing this paper would be the following: What are the pros and cons of Obama Care? What are the thoughts of Obama Care with the people of the government? As well as what are the basics of Obama Care?
Sever misinterpretation of the legislation distorted public opinion. Many people did not understand the impact that the ACA would have on employers and the coverage that they would be mandated to supply. Companies who employee greater than 50 employees are required to make coverage available and contribute to the cost or pay a fee; however, they qualify for the Small Business Health Options Program (SHOP) and are given tax breaks to help defray the cost (Reisman, 2015). Based on Reisman’s research, employers who have greater than 50 but fewer than 100 employees can obtain coverage for employees through state-based insurance exchanges and those who employee less than 25 full-time employees also qualify for tax breaks to help with costs. Another common misconception was that the ACA would afford illegal immigrants the opportunity to have healthcare. The ACA law excludes undocumented immigrants from these new coverage options and offers reduced benefits for those legally present (Shaffer, 2013). There are some parts of the Affordable Care Act that are hard to understand or conceptualize. One example understanding how the ACA will save health care dollars in the long run when it will significantly increase healthcare spending during
The intent is to create a healthcare system where health insurance coverage is available to everyone. Coverage is through a joint effort of the government, employers, and individuals. A disparity in coverage often occurs within vulnerable populations. This includes children, unemployed and retired individuals, along with their families. They are more likely to have limited access to healthcare while having an increased need for medical services.
The individual mandate and the Affordable Care Act, also known as “Obamacare”, is the idea that citizens should be required to have health insurance or otherwise pay a certain penalty. The Affordable Care Act essentially is the ability for all Americans to be able to afford health insurance. “One goal of the ACA, often referred to as the Affordable Care Act…is to bring down the costs of health care and make it available to more people.” (Will the Affordable Care Act improve health care in the United States?). The ACA was signed into law in March 2010 and currently ongoing. Although the Affordable Care Act does potentially have some positive effects to it, like bringing affordable health insurance to uninsured Americans; the Act does also have
Universal health care refers to any system of health care managed by the government. The health care system may cover different programs including government run hospitals and health organizations and programs targeted at providing health care. Many developed countries such as Canada and United Kingdom have embraced universal health care with the United States being the only exception. The present U.S health care system has often been considered inefficient in terms of cost control as millions of Americans remain uncovered. This has made it the subject of a heated debate characterized by people who argue that the country requires a kind of socialized system that will permit increased government participation. Others have tended to support privatized health care, or a combined model of private and universal health care that will permit private companies to offer health care for a specific fee. Universal healthcare has numerous advantages that remain hidden from society. First, the federal government can apply economies of scale in managing health facilities which would reduce health care expenses. Second, all unnecessary expenses would be eliminated by requiring all states to bring together all the insurance companies into a single entity whose mandate would be to provide health insurance to all people. Lastly, increased government participation will guarantee quality care, improve access to medical services and address critical problems relating to market failure.
One of many solutions to help families to be able to afford health care is public option. This is an alternative solution to affordable healthcare for all. This works by having a government-run healthcare program which are exclusively available to two groups that lack employer provided health insurance. This program is also available to low income families or individuals. This program is sold just like how private companies sell their insurance in a New Health Insurance Exchange. The system is designed so that private companies are not able to take advantage of customers and opening a wider range of choices to choose from. Keeping costs down and premiums low helps avoid the problem of losing customers.
The author also believes that the Medicaid expansion extends beyond the politics, and has an aim to impact the life, health, and financial stability for the state and individuals. Medicaid expansion can be beneficial to many countries that have a large proportion of low-income people that are uninsured and or with disabilities. This can aid in saving the state money because much of the cost is provided and covered by the federal government, that encourages healthier behavior and results to a reduction in chronic disease due to lower health care costs. Although Texas opted out in adopting the expansion, legislators should decide on the advantage and disadvantage of participating in the Medicaid expansion to improve the welfare of the state. The expansion of Medicaid coverage will give low-income pregnant women the chance to reduce the rate in infant mortality and provide an opportunity for those that were unable to get coverage to be
While most countries around the world have some form of universal national health care system, the United States, one of the wealthiest countries in the world, does not. There are much more benefits to the U.S. adopting a dorm of national health care system than to keep its current system, which has proved to be unnecessarily expensive, complicated, and overall inefficient.
From the individual perspective mandating the health insurance will firstly make the individual be independent rather than relying over the society and whatever cost of medical treatment due to catastrophic events the insured faces in his future will be covered by the Health Insurance and he has to bear very less cost of the medical treatment. And also those services will be there whether the person gets sick or not.
The Affordable Care Act, more commonly known as Obamacare, is a new health policy created by the American federal government. Its purpose is to make healthcare more affordable and friendly for the people. Unfortunately in some way that does not prove to be the case. It is becoming apparent that Obama may have made some misleading statements to help get the ACA put into action. The ACA is sprinkled with many flaws that call for a reform such as people’s current plans being terminated, high costs, and at minimum some people’s hours being cut by their employers.
Tate, Nick J.. ObamaCare Survival Guide: The Affordable Care Act and What It Means for You
One of the issues that demonstrated how sexism and heterosexism shape social welfare policy is the plight of single mothers. The well-being of single-parents, especially single mothers has been an important issue for the United States given that at least 50 percent of children who are currently growing up in the country will spend part of or their entire childhood in a single-parent family (Casey & Maldonado, 2012). As compared to other countries, single-parent families in the United States are worst off with high unemployment rates and poverty rates. This issue demonstrates how sexism and heterosexism influence social welfare policy since it has been the basis of establishment of various regulations to address the problem. The issue has been the basis of the implementation of TANF to deal with the high unemployment and poverty rates of single mothers. However, this policy has been ineffective since it makes people become more independent and does not meet the needs of women effectively. Therefore, it continues to be the basis for policy considerations to help single
Health care reform is needed for four reasons. First, health care costs are rising. In 2011, the average cost for a family of four increased 7.3%, to $19,393. By 2030, payroll taxes will only cover 38% of Medicare costs. Second, health care reform is needed to improve the quality of care. Because of these reasons, President Barack Obama signed The Affordable Care Act, also known as ObamaCare, into law on March 23, 2010 and upheld by the Supreme Court on June 28, 2012. The goal is to give more Americans access to affordable, quality health insurance, and to reduce the growth in health care spending in the U.S. The Affordable Care Act contains ten titles that span over 1000 pages, but most of its key provisions are in first Title; The first title is about 140 pages long. The purpose of the law if to expand the affordability, quality, and availability of private and public health insurance through consumer protections, taxes, insurance exchanges, and other reforms.