Recently President Obama has enacted new Health Care Reforms requiring everyone to have some form of insurance. Many citizens have a problem with being forced to buy insurance that is to expensive; or finding insurance policies that are affordable monthly, but the copays are too expensive to ever be able to use their policies. There is also the issue of some people do not believe in western medicine and have other practices of healing. I feel that it is unfair to make people finically or morally burdened by forcing them to buy health insurance. I know many people who would rather pay a fine than be forced into something they do not want or cannot afford.
The lack of medical care is causing many deaths that could have been evaded with the proper medical attention. It is time to start spending money where it is needed. Our citizens are crying out for help when it comes to their medical needs, but is anyone listening? The Need for Health Care Reform Our economy is in recession. Many people are looking for jobs that are just not available.
Obama Care should not be mandatory in the United States. In today’s society, people have always thought as individuals and always wanted an individual health care system that they received themselves. Obama Care is a universal health care system that allows every person an affordable health care system. Fortunately, Obama Care will not hurt the states and put them more in to debt because Obama Care is cheaper. Many of states believe they cannot handle the transition from a privately run insurance system to one that is done by the government, but it is one decision by the government that will save the states millions of dollars.
(Institute 2009) .For those people who consider themselves as self-employed who want to buy their own private health insurance, can be twice as expensive as that that is being offered through employers. (Feldman 2012) Health Insurance is essential to Personal Well Being and your Health. For a large proportion of uninsured people, health insurance can and most often a matter of choice. Uninsured Americans normally tend to delay and even go without doctors' visits, prescription medications, and other effective treatments, even if they know they have serious or a life-threatening condition. (Institute 2009).
On the other hand, most Democrats state that everyone should have the right to get affordable health care no matter what (Obamacarefacts.com) The real question is... Do the benefits outweigh the costs of Obama Care? People are losing more money because... ... middle of paper ... ... surgery done. If they have no coverage, most likely they will not be able to afford any procedures or stays in the hospital. So who is left with the bill? Providers are becoming worried because as a doctor you may not know if someone has active insurance or not (Fox News).
The rising costs. The uneven quality. Health-care reform is the biggest domestic issue of this year because people are anxious.” (Gratzer p. 28) It is clear that one of the main reasons that so many Americans are uninsured is because of the rising costs of health care, ... ... middle of paper ... ...for our country and which one would improve our economy as well as providing the best health care for our citizens since the birth of our nation. “Yes, there are too many uninsured Americans, but insurance reform that would eventually see tens of millions of Americans shifted to a public program is not the answer. Yes costs are rising, but rationing by bureaucracy is not the answer.
The majority of this limitation is due to pressure from within the organization or government pressure. The government influences hospitals into denying treatment in order to cut federal costs. These government actions generally result in a revision of private employee health care claims, and in turn certain businesses can no longer afford to provide health insurance for their employees. Consequently, approximately 50 to 60 million people go without insurance for at least one month each year. Many HMO’s constantly evaluate their services to "ensure" the best care and coverage.
A major issue that contributes to the rising cost of healthcare is the lack of communication among healthcare providers leading to unnecessary repetition of expensive treatments. The ACA has planned to solve this buy establishing the Accountable Care Organization (ACO’s). This will be a group of healthcare providers working together to ensure effective treatment, while limiting the amount of unnecessary tools and test. The goal is to send patients to providers in the same network, with the hope of saving money. Another way the ACA plans to lower cost is by bundling payment systems.
Obamacare hurts more average Americans than it even aims to benefit. A. Funding from the health sector that now goes to Obamacare cuts back America’s competitive edge on medical research due to the redistribution of funds. B. The wealthy Americans or Americans who already had healthcare now can lose their family doctors, must pay additional taxes, and must obey the act or be fined.
By the government inventing a new health insurance, this causes the demand for healthcare to become more elastic. Insurers claim the website is flawed and different users become frustrated with the process which is fully computerized. A number of users also say that it has improved a great deal since it was invented and running now in 36 states. Government ownership of affordable healthcare is a potential solutions the natural monopoly on healthcare, however without the discipline of competition or profit motive, there is a tendency for the government to over-regulate and become inefficient. The problem here is the lack of technological innovation, which will be more user friendly and encourage more insurers to be satisfied and receive the services they sign up for.