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Swot Analysis Of Yes Bank

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SACHIN DATTATRAY SOLANKE PRN NO.:150202420356 Private sector Banks ( ICICI and Yes bank)
Private Sector Banks
Introduction: Private sector banks are those banks where more parts if stake are held by private share holder and not by government. Private sector banks in India are initiated in 1969 at that time all banks are nationalised by government of India. However, since liberalisation in government banking policy in the 1990s, old and new private sector banks have re-emerged. They have grown faster and bigger over the two decades since liberalisation using the latest technology, providing contemporary innovations and monetary tools and techniques.
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Yes bank is the only Greenfield Bank licence awarded by the RBI in the last two decades. Yes Bank is a “Full Service Commercial Bank”, has steadily built a Corporate, Retail & SME Banking franchise, Financial Markets, Investment Banking, Corporate Finance, Branch Banking, Business and Transaction Banking, and Wealth Management business lines across the country.
Financial Status: The revenue of the Yes bank on 30 July 2015 was 235 billion (US $ 3.6 billion) and Net income for 2015 is 30 billion (US $ 460 million) and total assets of Yes Bank worth 910 billion ( US $ 14 billion).
Financial Performance: Yes bank performance in the Q3FY15 Financial Results.Net Profit grew by 30.0% y-o-y to Rs 540.3 Cr in Q3FY15, Net Interest Income up 36.6% to Rs 909.0 Cr, Non Interest Income of Rs 536.8 Cr, Net Interest Margin expanded to 3.2%, Advances up 32.4% to Rs 66,606.9 Cr and Deposits up 21.0% to Rs 82,370.0 Cr as of Dec 31, 2014. In FY2015, the Bank has so far raised US$500 Mn Equity through QIP and Long term Funding of US$422 Mn through Dual Currency Syndicated Facility and US$200 Mn from Asian Development Bank aggregating to approximately US$1.2 Bn. CASA Ratio improves steadily to 22.6% from 20.9% a year ago. SA deposits grew by 42.8%
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Bank's gross NPA ratio came in at 0.2% at the end of the quarter, slightly higher than 0.17% in the October-December quarter.
 Yes Bank's specific provision cover stood at 92.6% in the quarter, higher than 79.6% in the quarter ended December 31.
 Total advances for the bank rose 23.7% from a year ago to Rs 46,999.6 crore. Retail credit contributed to 18% of the total advances, Kapoor said. Total deposits grew 36.2% to Rs 66,955.6 crore as on March 31.
 The bank has been staying away from risky sectors like power and some selected segments in the infrastructure.
 The bank has been staying away from risky sectors like power and some selected segments in the infrastructure.
 Current account savings account (Casa) stood at Rs 12,687.5 crore, up 71.6% from the previous year.
 Savings account deposit rose140.5% from a year ago to Rs 6,0227 crore as on March 31, and current account deposits stood at Rs 6,664.9 crore, up 36.3% from last year.
 Savings account deposit rose140.5% from a year ago to Rs6,0227 crore as on March 31, and current account deposits stood at R6,664.9 crore, up 36.3% from last
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