Health debts causes and consequences Debts related to health have existed from a while now. These come from many sources such as disease and condition treatments and the need of supplies for surgeries. Some health insurances hired by patients take care of some percentage coverage, but there are some long term diseases or spontaneous accidents that make this coverage easily be vanished. Therefore, it should be analyzed the source of these debts and the things that may carry possessing them and not be able to pay. Among the causes we can find not proper preparing and accidents that are not predictable or avoidable. In regard to consequences, there is the possibility that patients may have to call themselves in bankruptcy or the fact of not be able to seek for any medical assistance from clinics. …show more content…
First we can find the lack of preparation towards certain diseases that can be prevented or early diagnosed and therefore, less expensive. It may sound cold to tell patients that they could have avoided the disease or been previously diagnosed, but is the truth. When we take a look into more expensive diseases most of them come from a genetic predisposition and then the people must be aware of what they may suffer someday. Now, there are obviously situations that cannot be avoided and these are the most common cause of health debts. For instance, let’s figure a car accident. Forgetting about the fact and payments regarding damages of the car (not real priority) the costs of treatment and possible surgeries are huge. Here is when health insurance coverage is in jeopardy; most of the times it covers the most part of the surgery costs, but this is the end of it; it does not cover therapies or any other things the patient may require, even if the surgery takes longer than expected, if insurance coverage has ended, patients are the ones to pay for the
The national debt surfaced after the revolution when the United States government had to borrow funds from the French government and from the Dutch bankers. By 1790, the U.S. government accumulated millions in debt, but no one knew precisely how much. The Constitution mandated that the new government take over the debts of the old government under the Articles of Confederation.
Primary care, specialty care, and hospital emergency departments are expected to be overburdened with an influx of newly-insured patients. Patients might use expensive services under the insurance plan, even for less severe conditions like common cold, cough. They tend to use all the sectors like acute care, outpatient care even when it is not necessary causing a moral hazard.
Physicians hold responsibilities to their personal patients, but also responsibilities to the patient populations for whom they are held accountable (Rhodes, Francis & Silvers, 2007). Additionally, they are expected to advance and support the growth of medical science. Nevertheless, the most recent criticism has been accorded to the allocation of resources. As much as physicians are appropriate or designated communal resource custodians, they need to be conscious of the quality or cost of medical care. The American healthcare system is badly broken, we are in the grip of a very bid industry that will never stop making money. The healthcare aspect of today economy depends on the financial aspect. You cannot get or receive medical care without insurance. Some people are offered free healthcare which tax payers pay for. This help people who or poor, low income or middle class however. I will write about why the healthcare industry is such a financial burden to poor, middle class and pre-condition people. How the medical industry charge $1,500 for 5 minutes for someone to put a needle in you but $15 for 45 minutes for someone to exam
Khalia Groves Amelia Decker Senior Project 18 February 2014 The Effects of the Affordable Care Act Throughout the years, there have been many individuals and families who have not been able to afford healthcare. Some programs have helped to provide for those in need, but they have not provided to all needy citizens. In an effort to provide more people with the healthcare and insurance they truly need, the United States government has developed the Affordable Care Act. The act’s purpose is to expand Medicare, which was originally developed to provide for the elderly and the disabled, to those who are not disabled but are in times of financial hardship.
Its a situation whithin this medical facilities to create fraudelent medical claims. The National Health Care Anti-Fraud Association as estimated major losses, due to fraud medical insurances claims. The calculations are a billions of dollar each year.
There are several issues concerning the uninsured and underinsured patient population in America. There are many areas of concern the congressional efforts to increase the availability of health insurance, the public image of the insurance industry illustrated by the movie "John Q", the lack of good management tools, and creating health insurance coverage for all low income Americans. Since the number of uninsured Americans has risen to 43 million from 37 million in the flourishing 1990s and could shoot up even more severely if the economy continues to decrease and health care premiums keep increasing (Insurance No Simple Fix, 2001).
There is an ongoing debate on the topic of how to fix the health care system in America. Some believe that there should be a Single Payer system that ensures all health care costs are covered by the government, and the people that want a Public Option system believe that there should be no government interference with paying for individual’s health care costs. In 1993, President Bill Clinton introduced the Health Security Act. Its goal was to provide universal health care for America. There was a lot of controversy throughout the nation whether this Act was going in the right direction, and in 1994, the Act died. Since then there have been multiple other attempts to fix the health care situation, but those attempts have not succeeded. The Affordable Care Act was passed in the senate on December 24, 2009, and passed in the house on March 21, 2010. President Obama signed it into law on March 23 (Obamacare Facts). This indeed was a step forward to end the debate about health care, and began to establish the middle ground for people in America. In order for America to stay on track to rebuild the health care system, we need to keep going in the same direction and expand our horizons by keeping and adding on to the Affordable Care Act so every citizen is content.
A famous Greek physician named Herophilos once said, “When health is absent, wisdom cannot reveal itself, art cannot manifest, strength cannot fight, wealth becomes useless, and intelligence cannot be applied.” One of the most crucial issues challenging Americans today is the overwhelming rise in health problems. Serious health problems like obesity can create other ailments such as heart disease, stroke, type 2 diabetes and certain types of cancer. According to the Center for Disease Control and Prevention (CDC) more than one-third (35.7%) of adults in the U.S. are obese and in 2008 their estimated combined medical bills totaled to $147 billion dollars; of that 35.7% of Americans, approximately 15.4% do not have health insurance. One of the biggest influences on the number of uninsured Americans is the outrageously high cost of health care. Compared to the rest of the developed world, the U.S. has dramatically higher healthcare costs as a percentage of GDP or on a per capita basis. The Organization for Economic Corporation and Development (OECD) reports that healthcare costs in other countries average $3,200 per person and nearly $8,200 per person in America.
It has been said that health care is closely related to our income and poverty. What do income and poverty have to do with health care? Some people become poor due to health care issues, they do not have insurance or health insurance that would cover all of their medical necessities and while trying to cover their medical bills they may deplete all of their funding. Some of us know that the pay on our jobs is not what or where we want it to be but we settle due to the health care package that is offered and we are scared to change jobs cause of not being covered by health insurance in the process. This change in the U.S. is the cause of the increased spending for health care in the U.S.
To comprehend our current health care system, it is important to understand the history and how health care has evolved in the United States. The healthcare system we have now didn't always exist. Believe it or not, before 1920, most people would not of known what health care coverage meant! So how did the United States turn into one of the few developed countries lacking nationwide healthcare? Understanding U.S. healthcare history will help you understand the dynamics that built the system that, we struggle with today. Furthermore, I will make conclusions on the current problems we are facing.
Healthcare has now become one of the top social as well as economic problems facing America today. The rising cost of medical and health insurance impacts the livelihood of all Americans in one way or another. The inability to pay for medical care is no longer a problem just affecting the uninsured but now is becoming an increased problem for those who have insurance as well. Health care can now been seen as a current concern. One issue that we face today is the actual amount of healthcare that is affordable. Each year millions of people go without any source of reliable coverage.
...ue to numerous medical errors. With the amount of medical errors that currently do occur which is a current health care issue it cost the health care billions of dollar each year to fix the mistakes that were made.
Long time ago, there was no need for health insurance in America, as doctors had many clients because their services were not so expensive and in some cases in rural areas, people could pay by giving other items. Doctors were not as knowledgeable as they are nowadays to care for the sick, therefore this didn't have much effect then on the patients, as they were treated for the basic illnesses.
Hospital bills are very expensive and for the people that don’t have insurance will be stuck with a huge bill that they more than likely can’t pay and will be put out the hospital as soon as the doctors see fit. They won’t just be able to lay around in a hospital room.
Health care has always been an interesting topic all over the world. Voltaire once said, “The art of medicine consists of amusing the patient while nature cures the disease.” It may seem like health care that nothing gets accomplished in different health care systems, but ultimately many trying to cures diseases and improve health care systems.