Obamacare, otherwise known as the ACA (Aaffordable Ccare Aact), will significantly change major aspects of theour health care system here in America. Without a doubt, our current system has its issues, especially the costs related to health insurance and medical care were rising far too quickly (Pattron, 2013). Some may believe chainsaws have been called in to fix issues that could possibly be fixed with a mere scalpel. In spite of everything, typically, our health care system contained many more strengths than weaknesses. Considering the number of patients that have come from various countries to seek medical care in the U.S., the entire world sincerely agrees. However, despite the many strengths, changes have and will arrive that will affect all who seek medical care in the U.S.
In 2012, over 47 million Americans were uninsured. Due to the rising costs of health care, decreases in employer sponsored health care, and ineligibility gaps for public programs, the number of insured people has steadily increased (KFF, 2013). In an effort to overhaul the broken, fragmented system, massive health care reform has been launched. The most far-reaching law affecting managed care since the creation of Medicare and Medicaid, the Patient Protection and Affordable Care Act “ACA” was signed into law on March 23, 2010 (Kongstvedt, 2013). This controversial and comprehensive piece of legislation focuses on provisions to expand coverage improves health care delivery systems, increase consumer protection, and control health care costs (KFF, 2013).
Healthcare has been a topic of discussion with the majority of the country. Issues with insurance coverage, rising costs, limited options to gain coverage, and the quality of healthcare have become concerns for law makers, healthcare providers and the general public. Some of those concerns were alleviated with the passing of the Affordable Care Act, but new concerns have developed with problems that have occurred in the implementation of the new law. The main concerns of the country are if the Affordable Care Act will be able to overcome the issues that plagued the old healthcare system, the cost of the program, and how will the new law affect the quality of the health delivery system.
This paper discusses the Affordable Care Act and questions that were given to us by our instructor. The Affordable Care Act, or ACA, is a health care system reform that was implemented in 2010 by Obama, the current, and then president. There was a great deal of debate when the reform came about, and what it would mean for companies, individuals, and medical care providers. Ultimately, it was designed to bring a reform to the nation’s broken health care system ((Manchikanti, Caraway, Parr, Fellows, & Hirsch, 2010). There were so many individuals without health insurance who did not get the care they needed, and this reform came about to try and create a more equal and fair system that gives everybody a sort of equal chance at insurance and health care. Like any change, it’s frightening when something new and unknown comes about, and that is exactly what this did. There were many who were unhappy with it getting passed, as well as many who were pleased with it. This didn’t just fall onto Republicans or Democrats, but individuals who were in the health care systems, like medical care providers and certain insurance companies, which it would affect. In this paper we aim to examine some background information about the Affordable Care Act, key questions that relate to it, and explore some new information learned about the ACA through this course and its readings.
There can be no gainsaying as to the fact that a large fraction of the American citizenry remains devoid of health insurance. This means that average Americans, running into millions, find it increasingly difficult to access healthcare of whatever nature. As a consequence, this disadvantage has resulted in the proliferation of ailments and deaths that could well be avoided. Perhaps it is best we ask ourselves why the access to affordable healthcare has not been prioritized by previous administration regimes, being that it is the fulcrum of well-being and basically the backbone of a healthy, working nation. The answer should have been realized sooner, rather than latter, but as it turns out, Americans had to content with agitating for this basic necessity and on March, 2010, their efforts were rewarded by the signing into law by President Barrack Obama, of the Patient Protection and Affordable Care Act (PPACA), better known as the Obama Care Act (The White House, 2014). In summary, the PPACA act, considered a revolutionary legislation, would extend comprehensive, cheap, and quality insurance coverage for/to many Americans. The purpose of this research paper is to discuss the advantages, disadvantages, and inherent effects of the Affordable Care Act in order to determine from current and past literature, whether or not the act should be subjected to reforms.
In America the affordability and equality of access to healthcare is a crucial topic of debate when it comes to one's understanding of healthcare reform. The ability for a sick individual to attain proper treatment for their ailments has reached the upper echelons of government. Public outcry for a change in the handling of health insurance laws has aided in the establishment of the Affordable Healthcare Law (AHCL) to ensure the people of America will be able to get the medical attention they deserve as well as making that attention more affordable, as the name states. Since its creation, the AHCL has undergone scrutiny towards its effects on the government and its people; nevertheless, the new law must not be dismantled due to its function as a cornerstone of equal-opportunity healthcare, and if such a removal is allowed, there will be possibly detrimental effects on taxes, the economy, and poor people.
The Affordable Care Act (ACA) is projected to provide health insurance to 25 million Americans by 2016 (Congressional Budget Office, 2014). The U.S. demographics are also changing in a way that will cause an increased demand on the health care system. Both of these changes will result in an increased demand of health care in the US. Due to the limits in the supply of health care providers , a shortage of workers will result which will eventually drive up prices and costs. One method of preventing this shortage is to remove the barriers that limit the expansion of the health care provider supply.
Medicaid and Medicare are government-supported programs in the United State that vary in conditions such as coverage, governance, and funding. Fifty million American seniors 65 and older, disable residents who qualified for Social Security, and patient with end stage renal disease (ESRD) are protected under the federal insurance program the Medicare, whereas Medicaid is an assistance program for low-to no-income “nonelderly disabled persons “from age 19-64 (Nickitas, 2016).The extensiveness of the vulnerable population is big; Medicare and Medicaid have been the promoters to re-forming and providing access to health services for population that the Affordable Care Act (ACC) anticipated to reach (Nickitas, 2016). The changes to the health system
This paper explores five published articles about the Affordable Care Act including an analysis on the overall impact on healthcare professions. This research will summarize the ten content areas of the Affordable Care Act and also provide an opinion on the overall outcome for everyone, and throughout the paper the results will vary based on the author’s belief about the new law. Other articles will discuss the purpose of the Affordable Care Act and the changes that can occur and affect millions of people’s life status and career. Overall, this paper examines the Affordable Care Act, Patient Protection and Affordable Care Act, Fontenot, and Cutler’s research. To fully understand the importance of the Affordable Care Act a study must first be accomplished.
The main advantage of the Affordable Care Act is that it lowers health care costs overall by making insurance affordable for more people. First, it wi...
The Patient Protection and Affordable Care Act is a United States Federal statue engaged into law by President Barack Obama on March 23, 2010. It is also known as Affordable Act Care (ACA) or colloquially Obama care. According to the act, people have stability and flexibility to make right choices about their health care. The ACA make sure that all the Americans have access for quality and affordable healthcare system necessary to contain cost, community living assistance services and healthcare workforce. This examines
The presented article reviewed the impact that the Affordable Care Act (ACA) has had on the US healthcare system following it being signed by President Barack Obama on March 23, 2010. As described in the article, much of the full effect of the ACA is yet to be determined due to its existence being only five years. However, within this time frame the ACA has greatly modified two key factors of the healthcare system; the expansion in coverage of health insurance and a reform in the delivery system of healthcare. Reform in these two areas came largely in part due to the federal government providing subsidies which allowed for 87% of the 11.7 million qualifying Americans to receive coverage, and secondly because of individual states being allowed to expand their Medicaid programs (Blumenthal, Abrams & Nuzum, 2015). The effects of the ACA on this 87%, have been that many were pleased with their coverage and report being
There are many facets to the Affordable Care Act and implementation of these items will fall on the shoulders of the employer. This act will have a strong impact on the daily operations of every business and will affect the way that employees are hired and compensated. Because of this, it is crucial that employers are able to understand how this law will affect them now and in the future as well.
Accessing affordable health care is a huge problem for many right now. Some people make too much and some don't make enough. Some sit in a gap where they cannot get help, but also can't afford it. Companies have been told to offer health insurance that meets the standards of the Affordable Health care act. According to the Health Insurance Market Place, " Plans in the Health Insurance Marketplace must cover contraceptive methods and counseling for all women, as prescribed by a health care provider. Plans must cover these services without charging a copayment or coinsurance when provided by an in-network provider — even if you haven’t met your deductible" (Birth Control Benefits, n.d.). Some companies have chosen
According to Roy, 2013 the issues of providing the affordable care act will unite both the supporters and offenders of the public policy, but in this current situation where the input costs are rising, it will become impossible for government in managing the public policy related to affordable health care. In order to provide affordable health care, majority of the US government has tried out different policies time to time, but unable to get success in realizing the actual policy goals. By providing the affordable health care to majority of the people who requires more amount as controlling the input cost is not possible (AAMC, 2013). Lack of doctors is one of the primary issue in providing high quality health care to the citizens especially those who are financially poor. The Supreme Court of the country passed an Act related to Health insurance as all should have Health Insurance to all the country people by the year 2014, but the at the same time government is concerned about constitutionality of these act (NYTimes, 2013).