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Obama Care is a health care law aimed to reform the health care system in America. Its main goal is to give more Americans easy access to good and affordable health care and reduce its spending in the United States. Obama Care regulates health care insurance, not health care as many people come to think of it. This means that it does not replace Medicare or Medicaid; it helps individuals have it at a more affordable price. The Affordable Care Act was signed into law on March 23, 2010 by President Obama and was later upheld on June 28, 2012 by the Supreme Court. Americans who make less than $94,200 in a family of four people or $45,960 as a independent individual may qualify for the reform act. The main reason for individuals being uninsured are the tremendous amounts of job losses. Which is about having 15% of Americans being uninsured (Obama Care Facts). The main advantage of Obama Care is that it lowers the health care costs by making sure that that the insurance is affordable for people. It also provides insurance more fairly based on which categories you may fall into. For example, you can qualify if you work for a company who provides it, those who can afford to pay it on their own without any pre-existing conditions, people who are poor and have Medicaid and those who are above 65 years of age and have Medicare. If you already have health insurance, all of the insurance plans must provide different services in ten health care benefits categories. Health Care companies cannot also drop those who get sick and parents can put their children on the plan until they are 26 years of age. If you can’t afford health insurance, Medicaid will be expanded based on the Federal poverty level. Many issues arise from Obama C... ... middle of paper ... ...ome inequality, both associated with adverse health outcomes, are also lower. Unlike many American health insurance providers, the government groups that manage Swedish health care are non-profit entities. Their goal is to provide quality care for all citizens. There are also fewer, but larger hospitals with many specialized doctors in Sweden. They also provide drugs and treatments only when there is factual evidence that it is effective. People can spend money privately on unproven treatments, but the government refuses to impose their cost on taxpayers. From my point of view, I think we should have Obama Care in the U.S. because it is really beneficial to poor families. It will also help cut the deficit, even though it increases taxes. Obama Care focuses more on providing families with health insurance and makes sure that individuals that cannot afford it get it.
To begin, one of the common reasons cited in support of Obamacare is a decrease in health and gender-based discrimination by insurance companies. The changes in requiring all Americans to have affordable coverage, as well as changes in how insurers can set premiums, will allow those with medical conditions and disabilities, as well as women who need pregnancy care the ability to have healthcare insurance without having to potentially be denied coverage or forced to pay a much higher than average price (The Pros and Cons of ObamaCare 1).
The Affordable Care Act or “Obamacare” was designed to assure that all Americans regardless of health status have access to affordable health insurance. The Affordable Car Act was signed into law March 23, 2010. The primary goal of this act was to decrease barriers for obtaining health care coverage and allow Americans to access needed health care services (Affordable Care Act Summary, n.d). After the legislation is fully implemented in 2014, all Americans will be required to have health insurance through their employer, a public program such as Medicaid and/or Medicare or by purchasing insurance through the health insurance marketplace exchange (Affordable Care Act Summary, n.d). I will identify three parts of The Affordable Care Act that I believe are important. First, I will talk about the requirement that insurance companies are no longer able to deny coverage to individuals with pre-existing conditions. Secondly, I will explain why physician payments are being shifted to value over volume. Lastly, I will discuss Medicaid expansion and why some states are not expanding at all.
The individual mandate and the Affordable Care Act, also known as “Obamacare”, is the idea that citizens should be required to have health insurance or otherwise pay a certain penalty. The Affordable Care Act essentially is the ability for all Americans to be able to afford health insurance. “One goal of the ACA, often referred to as the Affordable Care Act…is to bring down the costs of health care and make it available to more people.” (Will the Affordable Care Act improve health care in the United States?). The ACA was signed into law in March 2010 and currently ongoing.
Whether we are in favor or opposed to the Affordable Care Act, it is important that we consider how it affects us and the world surrounding us. First of all, I find useful to mention what the Affordable Care Act (also known as ObamaCare) is and how it differs from any other healthcare acts. The Affordable Care Act provides Americans with health security by putting in place health insurance reforms that are supposed to expand coverage, hold insurance companies accountable, guarantee more choices to choose from, lower healthcare costs, and eventually enhance the quality of care for all Americans. It differs from other healthcare insurances because patients with pre-existing conditions can now be eligible to receive treatment and prevention of further illness.
In 2010, President Obama signed into law the Affordable Care Act in order to bring reform to the current healthcare system. The law was designed to provide healthcare coverage for people that did not have access to healthcare, improve the quality of the types of healthcare provided, and contain costs (HHS, 2014). Some of the features of the law are:
If the United States had unlimited funds, the appropriate response to such a high number of mentally ill Americans should naturally be to provide universal coverage that doesn’t discriminate between healthcare and mental healthcare. The United States doesn’t have unlimited funds to provide universal healthcare at this point, but the country does have the ability to stop coverage discrimination. A quarter of the 15.7 million Americans who received mental health care listed themselves as the main payer for the services, according to one survey that looked at those services from 2005 to 2009. 3 Separate research from the same agency found 45 percent of those not receiving mental health care listing cost as a barrier.3 President Obama and the advisors who helped construct The Affordable Care Act recognized the problem that confronts the mentally ill. Mental healthcare had to be more affordable and different measures had to be taken to help patients recover. Although The Affordable Care Act doesn’t provide mentally ill patients will universal coverage, the act has made substantial changes to the options available to them.
The Affordable Care Act, more commonly known as Obamacare, is a new health policy created by the American federal government. Its purpose is to make healthcare more affordable and friendly for the people. Unfortunately in some way that does not prove to be the case. It is becoming apparent that Obama may have made some misleading statements to help get the ACA put into action. The ACA is sprinkled with many flaws that call for a reform such as people’s current plans being terminated, high costs, and at minimum some people’s hours being cut by their employers.
Obamacare is what America needs, and is the middle ground between a single payers system and a public option system. Without Obamacare, the two opposite options I have given would be too extreme and not everyone would agree on them. It would cause controversy in America, and that is the opposite of what we need in this health care crisis. It would also not help the health care crisis grow and replenish itself to the standards that us citizens expect from the government. In order for America to stay on track to rebuild the health care system, we need to keep going in the same direction and expand our horizons by keeping and adding on to the Affordable Care Act so every citizen is content.
Obamacare is necessary in America because it calls for all citizens to have health insurance. To understand Obamacare, health insurance, in general, must be understood. It can be defined as “coverage for medicine, visits to the doctor or emergency room, hospital stays, and other medical expenses” (health). Every insurance policy is different; different plans call for different coverage, different co-payments, and different treatment options according to Investor Words. However, until the Obamacare law was passed, millions of Americans were uninsured. In summary, Obamacare mandates that all Americans have health insurance while offering the in...
Many people have different opinions about the Affordable Care Act, but overall it is a good idea for America as a whole. Many Americans already like this health care reform. It will benefit many people and, in conclusion, is constitutional.
Private health care is superior than the public health care system because it has efficient treatment, better individual care and is cost efficient. I think that the socialist health care system weakens a person's ability to reach a quality of life.
Living in a capitalist society, the richest Americans enjoy larger homes, nicer cars, better education and even health care. Even if we lived in a capitalist society where everyone had access to the same basic healthcare program, the rich would still be able to afford better care. The wealthy are able to pay more in co-payments, prescription costs, and the ability to go outside of the healthcare system in this country to seek help. When you have the disposable resources then the sky is the limit, where the poor have very limited options. They will be confined to their healthcare coverage program and do not have the luxury of seeking additional assistance. “Poor patients often receive less quality care in the hospital, have more barriers to recovery, and experience higher morbidity and mortality than do patients with higher incomes” (Dracup).
In many other countries the health care is government controlled and all citizens are provided government assisted health care. Most systems over in Europe are indeed government controlled and are taxed my wages. The United States government does not pay for most of its citizens healthcare in contrast. If you are fournate enough to afford insurance it's usually through your employer. In comparssion almost all government operated insurances provide better care for babies and pregant mothers than the United States system of health care. The United States system are more flexible than government aided systems though.
In March 2010, under the Obama administration, the United States enacted major health-care reform. The Affordable Care Act (ACA) of 2010 expands coverage to the majority of uninsured Americans, through: (a) subsidies aimed at lower-income individuals and families to purchase coverage, (b) a mandate that most Americans obtain insurance or face a penalty,
We are the wealthiest country yet we don’t have free universal health coverage. The insurance companies are attempting to manage cost through price controls and we’re still having to pay out of pocket for a lot of the expenses. Personally I think that The Obama Care (and the Affordable Care Act) will have little to no effect on me until maybe later in life because the insurance I have works great for me. I do have to meet my deductible every year, and it depends on which doctor I go to if I have a copay or