Student Loans
By Arry Rendel
5th period
Knowledge is key to becoming successful in life. But sometimes further education can become costly. And no one wants to be in debt just because of student loans. I think that they should provide more grants and scholarships because some students can’t afford to attend colleges. That’s why scholarships can help them pay for those colleges and decrease the chances of them taking out student loans. They help you pay for one year because you must pay every year so if there are more scholarships it can help them pay each year because you can apply for scholarship as long as you are going to school. So, should the government provide more grants and scholarships to both undergraduates and graduates?
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Especially if you have a struggling family that can’t help pay for college. Therefore this will enable more student be able to attend college and be able to pursue their dreams, hobbies, dream jobs, and ever get their careers. Grants help student get a higher education. Colleges expect you to pay every year that you attend that school and you may only enough to pay the first year. That’s where the grants come in to help you pay a little more just for undergraduates without a bachelor’s degree. This also help the student stay out of student loan debt and help the economy by not knowing money back. And in able to get a high education can be very costly depending on where you are going even more if you are planning on going to out of state colleges. But nevertheless they all cost a substantial about of money and that not including other expenses. But in order to achieve this higher education you must rely on you government for grants but, unless your family are like millionaires and you can afford to spend money without a care in the world but 9/10 family’s aren’t like this so you have to apply for grants to help you pay the rest of the way …show more content…
There are many scholarship that re easy to find where you can go to you guidance counselor or even go online and look up scholarships. But, scholarships are very competitive because there are millions of other student applying for the same thing so your chances of obtaining a certain scholarships are slim that is why you should always apply for multiply because chances are you are going to get at least one out of hundred and those will add up in the long run. There are scholarship that you can also get just for having a certain community hours because they want to see what have you don’t for your community. So scholarships like that would most likely favor those with more community service hours than a person with none but good grades. There are many types of scholarships. There are some that are merit based which is based on your GPA those require you to have a certain GPA in order to apply for that scholarship. And sometimes scholarships can be taken away from you during your school your because some require you keep a certain GPA in order to still be eligible for it for example you must keep a 3.0 in college but if you get below that by just a point they
Many people would agree that our country’s young adults have and continue to incur a lifetime of debt by enrolling in college. It’s become an almost acceptable understanding that if you plan to attend college, you might as well expect to graduate with an enormous amount of debt. Robin Wilson, a reporter for the “Chronicle of Higher Education,” and author of “A Lifetime of Student Debt? Not Likely” suggests student loans are very real and can be life altering.
This makes students pushed harder to focus on any college that will be offered free. Thus, it wouldn’t take them longer than the average 4 years, due to them working full time as well as schooling. With fees out the way, parents don’t have to worry about not making enough savings for their child to be able to attend college. Students will be more focused on any subject in school as they strive for their degrees.
Since scholarships are proposed and established by individuals or organizations, each has specific requirements that must be fulfilled. Your search for scholarships must be based on certain factors like your strengths and career. Scholarships can be classified depending on need, location, career and merit. Some of the most popular scholarship programs are as follows:
Personal Finance Essay Many students in today’s world believe they need to take out student loans for college. I believe you don’t have to take that path. Student loans are hurting many students who attend jcollege, and I believe that the loans should stop. Any student can get through college and be debt free at the end.
The hardest part of scholarships is not writing the essays that an admissions director will read, it is finding all of the scholarships that could help you out. There are many scholarships that have specific requirements that make them available to a limited portion of the population. Therefore, it is important to not just look for scholarships inside of whatever your major will be, but you also will need to look for scholarships that apply to your background in life. The other side of the coin, which we 've mentioned but not yet detailed, is that of the scholarships inside of your area of study. If you have a major in mind that you want to pursue immediately in college, it would be wise to apply for as many scholarships inside of this field as you can. You can never apply for too many scholarships, and between these and other financial aids, it is not difficult to go to college for a relatively small fee. As you can see, applying for scholarships is just plain economical thinking, and is a smart way to pay less to attend
Children of the twenty first century spend nearly 13 years in school, preparing for what is college, one of the only ways to achieve the so-called “American Dream”. College is the best way to start an advanced career and go further than one possibly could if college degrees were not available, allowing people to achieve their view of the American Dream; whether it be large houses, shiny cars, multiple kids, or financial comfort, college is the stepping stone to achieve the American Dream. But all great things come with a price, college dragging along debt. Students who attend college struggle to find ways to pay for it, leading to applying for student loans. These loans a great short term, paying for the schooling at the moment but eventually the money adds up
Scholarship is academic study or achievement; learning at a high level. For as long as I can remember I have had A’s and B’s in all of my classes. I have been in the proficient class since I was in 6th
Throughout the lives of individuals, everyone imagines the dream job or the job that is going to make the most money. Most of these jobs need to make it so a higher education like college is needed to be able to even make it in the field. College is not by any means cheap, depending on what college is chosen, yes it can be less money but it is still thousands of dollars by the time the degree is earned. Many people that want to go to college cannot afford it, therefore cannot reach the dream job. In order to make college accessible to those who are truly deserving, incentive programs such as offering financial stipends which can be earned through academic success in high school need to be offered.
According to Scholarships.com studets say they don’t have the money to pay for the costs of going to college, or they do not know what to do with their lives and these types of reasons hinder them in going to college, and most argue that the loans are expensive and delays graduates from saving for retirement. Many also believe that their grades also keeps them from going on to college, and most say that college is a waste of money and time and others say, “College as a stand alone product is just about worthless”, but there these type of options: local, federal, Merit, and corporate options. It is these common reasons that decide for people on whether or not they should go to college, but there is ways that can help those get to college. There are scholarships that will aid with monetary problems as well as financial aid, this money comes from the government and does not have to be paid back so there isn’t any worries about paying student loans that take a long time to pay back. In order to get scholarships and grants your grades do matter. Scholarships may require a certain grade point average, or a certain score on certain college admissions tests such as the ACT or
...ggled with high debt burdens that adversely impedes their lives. Also, it will threaten to the affordability and success of higher education in the US. I believe that through my research paper in can prompt American college students to make wise and informed decision on financing higher education. Moreover, it will make the education policymakers aware that the rising education debt has a serious implication for college access and affordability, prompting them to decrease total student loan debt amounts by holding down college tuition and increasing the federal student aids.
On the other hand, students that are required to pay for their own education are more likely to apply themselves and do well in their studies, though the extreme costs make it unavailable to many people. In Canada, specifically Alberta, as mentioned in previous lectures, university students pay around 25% of the operating costs of their postsecondary institution. When all is said and done, this still accumulates to a substantial amount of money that puts most of us into debt for many years. However, I think that this requirement holds great value as an incentive to do well in school and become a well-educated citizen. I also think that with the remainder of the funds coming largely from government taxation, it exemplifies not only the value that governments and societies place on education, but also the support that post secondary students can know they are receiving.
school. These facts help show that student loans are not a reward for you but are a burden.
...an go to the best schools today. I am certain that this trend will also continue well into the future. So what difference does financial aid make? The difference is that now everyone can go to quality university rather than a low quality, low ranking university. Not every person can attend the best university. This is impossible.
To give people more employment opportunities, colleges should offer free tuition. A free tuition could be a benefit for students and graduates can make more money. To get all of the benefits and to fulfill people’s needs, people should be educated. All colleges give free tuition for the students who are looking for college but can’t afford college tuition. Having free tuition at many colleges is a benefit to students.
Fees and loans are too big of a load for young people to carry. A lot of students drop out do to the pressure of having to worry about all the loans they have to pay back after they are done with college. This should not be an issue to the student. According Iatham Emmmons, “Even worse, a large portion of students never receive funding at all due to the multitude of stipulations that must be adhered to in order to qualify for assistance. A major flaw in the current federal educational assistance programs is that the students’ parents’ income is used to calculate financial need” (Emmons 3). Even citizens who try to get help by applying for funding never end up getting it because they do not meet the needs required for the funding. Education should be p...