The Need for Reform in Government Benefits After the Great Recession hit the United States, millions were left with no job or source of income. Middle-class people faced a new challenge they never had before: poverty. As a result, many applied for government assistance in hopes of being eligible to receive aid. But in a time when everyone, excluding the top 1 percent, were seeking for help, the government had to turn away countless numbers of people from receiving benefits. Thus, a great deal of people was left to struggle. In general, government benefits are helpful to lower-income households; however, there needs to be reform so that the benefits are sufficient enough and federal government is the primary provider of them. Overall, many …show more content…
Despite the assistance they were getting, there were still 48.8 million people who were hungry and food insecure in 2010. Many of them had to choose between food or paying bills because they just did not receive enough aid to cover for their food expenses. In fact, the average amount the Supplemental Nutrition Assistance Program gives is $130 per month—way less than the typical family pays for food. In addition, many programs have time limits. Temporary Assistance for Needy Families (TANF) encourages people to obtain a job but limits the time spent on welfare to 60 months. It may have been effective in getting 70 percent of its recipients employed during the first year after leaving, “but more than 80 percent remained below the federal poverty level.” Because of these time limits, this 80 percent of people can no longer qualify for TANF, and are thus stuck in this vicious cycle of poverty. Charities struggle to fill in the holes, and people go to their local food banks for extra help. As a result, many people seek other alternatives, like payday loans, rent-to-own, and check cashing, that make them pay a poverty tax, or extra fees, because they have low credit or no savings. If the United States cannot provide what poorer countries guarantee to its people—food, education, and health care—then it is a sign that there needs to be some reform in government …show more content…
Clinton’s 1996 bill allowed states “to set their own rules on time limits, grant levels, and work requirements” for TANF, but it has proven to be only partially successful. Although states may hypothetically know their constituents better, that does not mean they will do what is best for these lower-income households’ welfare. For example, California and Maine encourage their citizens to join job programs, and a resulting two-thirds still receive benefits. Yet, on the other hand, Georgia makes the process of applying for TANF difficult by having strict rules and stating subtle threats to discourage applicants, which leaves only seven percent on welfare. This creates a level of inequity because people who are eligible and deserve to receive welfare are not getting it. Furthermore, since these people are poor, they cannot move to another state that has laxer requirements to receive welfare. There needs to be some consistency between the states, and that clearly is not happening. Because the welfare law allows states to use the money as they see fit, several of them moved billions of dollars from TANF to fund other programs such as pre-kindergarten, college scholarships, and foster care. Even though this helps other areas that require funding, this defeats the purpose of TANF and takes away benefits that people
It seems like the Welfare system treats its recipients with disrespect and shame to discourage them from joining the system. The people who made and run Welfare in the 1990s made Welfare into a blame game and forces recipients to solely blame themselves for their poverty. The moral prescriptions in individually getting rid of poverty according to TANF are the Work Plan/Family Plan. The focuses on work and family are contradictory because of how little time there is to get both goals done and each goal perpetuates the idea that it is the most important part of ending poverty. It seems like Welfare is more about getting people off of Welfare than eradicating poverty. There is a difference in the goals and that is reflected in how the recipients are treated and how Welfare is run.
Poverty in America is a very complex issue that can be looked at from many directions. There are a plethora of statistics and theories about poverty in America that can be confusing and at times contradicting. It is important to objectively view statistics to gain a better understanding of poverty and to wade through the stereotypes and the haze of cultural views that can misrepresent the situation.The official poverty line in America begins with a person making at or below $12,060. To calculate the poverty line for a family, an additional $4,180 is added to the base of $12,060 for each additional member(“Federal Poverty Level Guidelines”). According to the last U.S. census, over 45 million or 14.5% of Americans are at or below the poverty line(Worstall). At this level, the U.S. poverty level has not changed much from the 1970s when the government began a “War on Poverty.” However,
There have been numerous debates within the last decade over what needs to be done about welfare and what is the best welfare reform plan. In the mid-1990s the TANF, Temporary Assistance for Needy Families, Act was proposed under the Clinton administration. This plan was not received well since it had put a five year lifetime limit on receiving welfare and did not supply the necessary accommodations to help people in poverty follow this guideline. Under the impression that people could easily have found a job and worked their way out of poverty in five years, the plan was passed in 1996 and people in poverty were immediately forced to start looking for jobs. When the TANF Act was up for renewal earlier this year, the Bush administration carefully looked at what the TANF Act had done for the poverty stricken. Bush realized that, in his opinion, the plan had been successful and should stay in effect with some minor tweaking. Bush proposed a similar plan which kept the five year welfare restriction in place but did raise the budgeted amount of money to be placed towards childcare and food stamps. Both the TANF Act and Bush's revised bill have caused a huge controversy between liberal and conservative activists. The liberals feel that it is cruel to put people in a situation where they can no longer receive help from the government since so many people can not simply go out and get a job and work their way out of poverty. They feel if finding a job was that easy, most people would have already worked their way out of poverty. The conservatives feel that the plans, such as the TANF Act, are a surefire way to lower poverty levels and unemployment rates as well as decrease the amount o...
In the summer of 1996, Congress finally passed and the President signed the "Personal Responsibility and Work Opportunity Reconciliation Act of 1996", transforming the nation's welfare system. The passage of the Personal Responsibility and Work Opportunity Act sets the stage for ongoing reconstruction of welfare systems on a state-by-state basis. The combined programs will increase from nearly $100 billion this year to $130 billion per year in 6 years. Programs included are for food stamps, SSI, child nutrition, foster care, the bloss grant program for child- care, and the new block grant to take the place of AFDC. All of those programs will seek $700 billion over the next 6 years, from the taxpayers of America. This program in its reformed mode will cost $55 billion less than it was assumed to cost if there were no changes and the entitlements were left alone. The current welfare system has failed the very families it was intended to serve. If the present welfare system was working so well we would not be here today.
Welfare assistance itself is provided from monies managed by a federally funded program that provides health care, food stamps, child care assistance, unemployment benefits, cash aid, and housing to citizens in need. It is categorized the governmental umbrella of Temporary Assistance for Needy Families (TANF). According to Welfare Information, eligibility is determined by net income, family size, and any crisis situation such as: pregnancy, homelessness, or unemployment (2014). TANF also requires the recipient to obtain employment within two years of rec...
In 60 months an individual, that intends to improve their circumstances, has the ability to increase education, search for employment, have children enrolled into school, and make changes. I do not agree with the amount of TANF that is provided to the families that are in need of cash benefits to make ends meet. According to Gene Falk, Specialist in Social Policy, the maximum benefit amount of TANF for a single parent and two children in each state varies greatly with Alaska benefits being $923 a month at the highest and Tennessee at the lowest with a maximum benefit amount at $185 (Falk, 2014). I understand the cost of living varies, but this is an extremely large difference. If we expect individuals to become self-sufficient their basic needs need to be met so that their energy can be focused on actions that will allow self-sufficiency to be obtained rather than using their energy to meet the basic
The United States is sometimes described as a “reluctant welfare state.” I agree with this statement. Too often there are programs created by our government that, although may be lined with good intentions, end up failing in their main purpose. The government may, and hopefully does, seek to help its citizens. However, by applying unreasonable qualifying or maintenance criteria, or too many restrictions that bar people from even receiving aid at all, they end up with many more problems than solutions. Three examples of policies that do this are: Medicare, No Child Left Behind, and TANF, or the Temporary Assistance for Needy Families.
In the year 2015, around 40 million U.S. citizens were food insecure (Randall para. 3). Food insecurity can be defined in paragraph 3 by “[having] difficulty at some time during the year providing enough food for all their members due to a lack of resources. This 12.7% of American citizens also contains another group - children. Aged 10-17, 6.8 million adolescents struggle with a food insecurity. There have been several years of cuts to the social programs designed to help these people, along with the Great Recession continuing to leave an impact on the U.S. economy (para. 6). Under the Obama administration, $8.6 billion was cut from the Supplemental Nutritional Assistance Program (SNAP), formerly known as Food Stamps. From 1993-2001 under the Clinton administration, former President Bill Clinton’s administration “gutted the welfare system” (para. 15). Because of these budget cuts, the families who rely on food assistance from the government have been allotted less throughout the years. From a sociological perspective, the concepts of sociological imagination, class stratification, and social location are in effect when it comes to child hunger in the United States. Being hungry is an issue larger than any one individual can control.
Food insecurity does not discriminate; it reaches many segments of society (Whitney, DeBruyne, Pinna, & Rolfes, 2007). Even through closely related to poverty, not all that have food insecurities are in poverty. Often it is the working poor that are hit the hardest. The working poor are a group that despite having a job, there income is too low to meet their need or that of their family. Most of the working poor (56%) live in families with children, so that the poverty of these workers affects many others as well (Problems Facing the Working Poor, Kim 1999). Many lower to middle class families will temporarily struggle with food insecurity at various times during the year. For these families government assistance may not immediately available. Appling for Supplemental Nutrition Assistanc...
The most often cited cause of the decline of the middle class in the United States is stagnant wages. Between 1955 and 1970, real wages adjusted and inflation rose by an average of 2.5 percent per year. Between 1971 and 1994, the average growth of real wages was 0.3 percent a year. The stagnation of wages has been especially noticeable to middle-class people, who rely very much on the money they make at their jobs. Recessions seem to hit higher income households much harder, which sends them down to the middle class. Middle-income households may or may not be more likely than higher-income households to qualify for unemployment compensation when jobs are scarce. But those who do are more likely than high-income households to receive benefits that replace a greater share of their regular wages, which helps them maintai...
The main ideal that keeps public policy in America extremely limited compared to other democracies is the desire for less government, a more limited government. The strong American beliefs in individualism and equality result in this desire for limited government, and thus limited public policy. American government programs are much less ambitious than those of other industrialized democratic nations. Programs in health, welfare, housing, transportaion, and many other areas are much smaller and less ambitious (Kingdon: 44). This is a direct result of the American desire for limited government. Americans don't want large programs in these areas because they more or less fear big government and believe it is inefficient and wasteful. Americans lean towards a desire for equal oppurtunity as opposed to equal results, and thus believe government should stay clear and let people either succeed or fail on their own. They believe that successful individuals are simply the ones who achieved more with the opportunities they were given, and that it's the job of the government to keep these opportunities equal for all, and not its job to see that everyone ends up successful. By taking the focus away from equality of results, America has become the victim of large income disparities as compared to other countries. In 1990, American households in the top decile of the income distribution had disposable incomes that were nearly six times greater than households in the bottom decile. Most other large industrialized countries showed upper incomes o...
While the the 1%, are secured, no one is addressing the rest of the people. As the economy flourishes, housing, higher education and health care, and child care increases with it to the point where 30 percent of a person’s income goes towards housing. People are finding it impossible to purchase a house with their middle class incomes. People begin to fall out of the once stable middle class because too much is needed to be sacrificed in order to live in a stable home. In the shrinking middle class, “40% or more of the residents live below the poverty
The prospect of the welfare state in America appears to be bleak and almost useless for many citizens who live below the poverty line. Katz’s description of the welfare state as a system that is “partly public, partly private, partly mixed; incomplete and still not universal; defeating its own objectives” whereas has demonstrates how it has become this way by outlining the history of the welfare state which is shown that it has been produced in layers. The recent outcomes that Katz writes about is the Clinton reform in 1996 where benefits are limited to a period of two years and no one is allowed to collect for more than five years in their lifetime unless they are exempted. A person may only receive an exemption on the grounds of hardship in which states are limited to granting a maximum of 20% of the recipient population. The logic behind this drastic measure was to ensure that recipients would not become dependent upon relief and would encourage them to seek out any form of employment as quickly as possible. State officials have laid claim to this innovation as a strategy that would “save millions of children from poverty.” However, state officials predict otherwise such as an increase in homelessness, a flooding of low-waged workers in the labour market, and decreased purchasing power which means less income from tax collections. The outcomes of this reform appear to be bleak for many Americans who reside below the poverty line. How does a wealthy country like America have such weak welfare system? Drawing upon Katz, I argue that the development of the semi-welfare state is a result of the state taking measures to ensure that the people do not perceive relief as a right and to avoid exploiting the shortfalls of capitalism ...
Millions of people in the United States today are on some type of public assistance. Some Americans are on Medicare, which provides to the people who cannot afford private health insurance and for those 65 or older. Another type of public assistance is TANF, which many families are on; an organization that helps needy families with some grants and guidance provided by the government. Some states are taking all obligatory measurements to make sure that the taxpayers’ money for public assistance is being used properly by those people who actually need the help and not to buy drugs and alcohol. These public restrictions are put in place, so the people who actually need the help to survive and who wish to live their lives with the American dream in mind, may have a chance.
This nation has a problem: more of its citizens rely on the federal government for help than to support themselves with a full time job. Poverty has many negative effects on the people who suffer from it and on the economy. Everyone needs to be made aware of poverty and the many negative effects it has on people. There are things that could be done to help reduce the amount of people that are in poverty. Reducing poverty would decrease health risks, strengthen the middle class, and help the democracy.