Wait a second!
More handpicked essays just for you.
More handpicked essays just for you.
Healthcare is forever changing
Healthcare reform in 2010
Healthcare changes in the united states today essay
Don’t take our word for it - see why 10 million students trust us with their essay needs.
Recommended: Healthcare is forever changing
For the first time in U.S. history, every American will have access to quality, affordable health care under the updated health insurance reform legislation passed by the House. "The Affordable Health Care for America Act or H.R. 3962, blends and updates the three versions of previous bills passed by the House committees. "(Kruger, M. 2010) This bill is expected to ease the out-of-control costs of health insurance, introduce competition into the health care marketplace that will help maintain coverage affordability, protect people’s choices of doctors and health plans, and guarantee all Americans access to quality, consistent , affordable health care. The Association of American Medical Colleges stated in a Mar. 21, 2010 article; "we have taken the first step towards truly transforming health care in this country. This historic vote by the House of Representatives sets into motion long-overdue efforts to cover 32 million uninsured Americans and to assure their access to high-quality care. The nation's medical schools and teaching hospitals have expressed their full support for this bill to President Obama, and now stand ready to work with the administration and Congress to carry out these significant changes to our health care delivery system." (AAMC, 2010) The health care reform bill creates a shared responsibility for health care among individuals, employers and the government to ensure that all Americans have affordable essential health benefits. Two of the key components, and possibly the most debated or criticized of the Affordable Health Care for America Act are the individual mandates and the health insurance exchange subsidy programs. The individual health insurance mandates under the n... ... middle of paper ... ...re be reporting of those who don’t complying? Social workers in a health care setting will be the influenced more drastically than others. They will have to deal with some of the changes in the health care delivery system; things such as; physician and nursing shortages, changes in payment options and follow-up care, etc. Although it may seem easier because everyone will supposedly have insurance but what plan do they have what does it cover is it current, and more. Other issues that will affect Social Workers is that with the growing insured population, will there be available beds in nursing facilities and hospitals, services, and follow-up care appointments availability in timely manner. There will also be changes to Medicare and other programs that will influence the social work field. Helping with enrollment and maintaining insurance will also be a concern.
One of the most controversial topics in the United States in recent years has been the route which should be undertaken in overhauling the healthcare system for the millions of Americans who are currently uninsured. It is important to note that the goal of the Affordable Care Act is to make healthcare affordable; it provides low-cost, government-subsidized insurance options through the State Health Insurance Marketplace (Amadeo 1). Our current president, Barack Obama, made it one of his goals to bring healthcare to all Americans through the Patient Protection and Affordable Care Act of 2010. This plan, which has been termed “Obamacare”, has come under scrutiny from many Americans, but has also received a large amount of support in turn for a variety of reasons. Some of these reasons include a decrease in insurance discrimination on the basis of health or gender and affordable healthcare coverage for the millions of uninsured. The opposition to this act has cited increased costs and debt accumulation, a reduction in employer healthcare coverage options, as well as a penalization of those already using private healthcare insurance.
The aim of affordable care act (ACA) was to extend health insurance coverage to around 15% of US population who lack it. These include people with no coverage from their employers and don’t have coverage by US health programs like Medicaid (Retrieved from, https://www.healthcare.gov/glossary/affordable-care-act/). To achieve this, the law required all Americans to have health insurance which is a reason of controversy because, it was inappropriate intrusion of government into the massive health care industry and insult to personal liberty. To make health care more affordable subsidies are offered and the cost of the insurance was supposed to be reduced by bringing younger, healthier people to the health insurance system. This could be controversial, if older, sicker people who need the coverage most enter the market but younger group decline to do so. The insurance pool will be unbalanced and the cost of coverage will rise correspondingly.
...ll have to provide nutrition facts to help communities as a whole become healthy or continue their healthy habits. This means the economy will have fewer people covered by government-sponsored health plans. The amount of coverage required to cover all the uninsured will not be enough. According to Daniel Fisher (2012), the laws that were in place provided coverage for the poor, elderly and even about 60% of Americans who get their insurance through their employer. The sole purpose for the healthcare reform is to fix a problem that each year costs extreme amounts of money. The Healthcare reform act is to help with the economic issue of people merely staying at their jobs just so they can continue with insurance coverage. The rising cost and the complexity of healthcare systems is an imperative factor that should concern both businesses and individual
The intent is to create a healthcare system where health insurance coverage is available to everyone. Coverage is through a joint effort of the government, employers, and individuals. A disparity in coverage often occurs within vulnerable populations. This includes children, unemployed and retired individuals, along with their families. They are more likely to have limited access to healthcare while having an increased need for medical services.
Ghosh, C. (2013). Affordable Care Act: Strategies to Tame the Future. Physician Executive, 39(6), 68-70.
Both my personal values and the social work values want to help people in whichever way that they can. I will encourage my clients to take advantage of The Affordable Care Act if they need to. Eric Lindberg wrote an article outlining the effects of The Affordable Care on the profession of social work. What he discovered is that it is valuable to the field, because: “the profession’s increasingly holistic focus on clients in the context of their families and communities, rather than simply in terms of their specific physical or mental ailments, is a major advantage for social work” (Lindberg, 2013). By opening the door to clients that are using the Affordable Care Act as a social worker, I will be allowing more clients to my services. The Affordable Care Act will make it possible for more people to seek out help and be able to have enough money for whatever help they may
The Patient Protection and Affordable Care Act passed by President Barack Obama is a significant change of the American healthcare system since insurance plans programs like Medicare and Medicaid (“Introduction to”). As a result, “It is also one of the most hotly contested, publicly maligned, and politically divisive pieces of legislation the country has ever seen” (“Introduction to”). The Affordable Care Act should be changed because it grants the government too much control over the citizen’s healthcare or the lack of individual freedom to choose affordable health insurance.
Within the previous four years, the number of uninsured Americans has jumped to forty five million people. Beginning in the 1980’s, the American Academy of Family Physicians (AAFP) has been trying to fix this problem of health insurance coverage for everyone with a basic reform. The AAFP’s plan imagined every American with insured coverage for necessary improved services that fall between the crucial health benefits and the surprising costs. (Sweeney) They expect by fostering prevention, and early prevention, with early diagnosis with treatment, the program would result in decreased health system costs and increased productivity through healthier lives. The way to achieve health care coverage for all is pretty simple. This country needs the United States congress to act out legislation assuring essential health care coverage for all.
Taxes in relation to the new healthcare reform is a prominent topic when one examines the supporting and opposing sides of the law. New taxes on businesses producing medical equipment and new Medicare taxes on investments have been established. For individuals and businesses choosing not to participate in purchasing health insurance there will be a penalty called a "shared responsibility" tax. The accrued money from these taxes is being used, among other things, to provide low-cost insurance plans on the marketplace and to create subsidies for those purchasing the plans. Through these subsidies, "any individual making up to $45,960 or a family of four with household income up to $94,200 is eligible" ("Obamacare tax guide") to qualify and get assistance at the end of each year to off-set the cost of the insurance even more...
I came to the health care presentation with relatively extensive prior exposure to the details of the American Care Act, but surprisingly little knowledge of the debates surrounding the health care reform. From listening to the news I was aware that there was quite a bit of controversy surrounding the law, but it was only while researching that I discovered the details of why each political party, as well as the Catholic Church, supports or opposes the law. Knowing this, I have formed the opinion that, while the structure of the American Care Act is imperfect and the implementation leaves much to be desired, this piece of health care reform will still be an overall good for Americans and is superior to any of the alternatives reforms suggested.
There is an ongoing debate on the topic of how to fix the health care system in America. Some believe that there should be a Single Payer system that ensures all health care costs are covered by the government, and the people that want a Public Option system believe that there should be no government interference with paying for individual’s health care costs. In 1993, President Bill Clinton introduced the Health Security Act. Its goal was to provide universal health care for America. There was a lot of controversy throughout the nation whether this Act was going in the right direction, and in 1994, the Act died. Since then there have been multiple other attempts to fix the health care situation, but those attempts have not succeeded. The Affordable Care Act was passed in the senate on December 24, 2009, and passed in the house on March 21, 2010. President Obama signed it into law on March 23 (Obamacare Facts). This indeed was a step forward to end the debate about health care, and began to establish the middle ground for people in America. In order for America to stay on track to rebuild the health care system, we need to keep going in the same direction and expand our horizons by keeping and adding on to the Affordable Care Act so every citizen is content.
As I’m coming to the twilight of my undergraduate degree at Charter Oak Stat College, I’ve chosen to write about the Affordable care act so I can better understand the reality of today’s healthcare system from the facilities, providers and patients point of view. I feel understanding this information will help me create an environment that can adapt and accelerate through the transition due to the affordable healthcare act’s broad impact on healthcare as it was once known and practiced. I feel whether I move forward as a nurse, provider or administrator, this information will be invaluable.
Health care reform is needed for four reasons. First, health care costs are rising. In 2011, the average cost for a family of four increased 7.3%, to $19,393. By 2030, payroll taxes will only cover 38% of Medicare costs. Second, health care reform is needed to improve the quality of care. Because of these reasons, President Barack Obama signed The Affordable Care Act, also known as ObamaCare, into law on March 23, 2010 and upheld by the Supreme Court on June 28, 2012. The goal is to give more Americans access to affordable, quality health insurance, and to reduce the growth in health care spending in the U.S. The Affordable Care Act contains ten titles that span over 1000 pages, but most of its key provisions are in first Title; The first title is about 140 pages long. The purpose of the law if to expand the affordability, quality, and availability of private and public health insurance through consumer protections, taxes, insurance exchanges, and other reforms.
As many have noticed, since President Donald Trump has been elected there has been word that the Affordable Care Act will be repealed and replaced. The Affordable Care Act has offered major progress for helping to offer all Americans health care. According to Christina M. Andrews, Julie S. Darnell, Timothy D. McBride, and Sarah Gehlert “The profession has much to contribute to the implementation of the ACA” (2013). Social workers have worked hard to find a plan that benefits Americans for the greater good and The Affordable Care Act has made that
Obama Affordable Care Act presents a reasonable approach to effectively address this challange by building on the current system. This new policy will implement multiple strategies that include strengthening empolyer-based coverage (pay or play), expanding and funding public coverage, and creating a new national purchasing pool offering a range of health plan options for individuals and businesses. Although expanding pulic coverage sounds a great way to cover a huge number of people, it will impose two problems. The first one will be obtaining enough funding resorces, and second will be providing equal and fair health care services to all Americans. Otherwise this will be a different form of socializing medicine where beneficiaries will have very lousy insurane that is not accepted by many healthcare providers and will leave people on a long waiting lists to get any medical service.