The Need for Health Care Reform

In "Can You Really Keep Your Health Plan? The Limits of Grandfathering Under the Affordable Care Act”, Elizabeth Leonard explains that the grandfathering rule does not apply to many citizens. This is a serious flaw considering that early on President Barrack Obama had promised the country that if they wanted to keep their plan then they could. Not only was this false but it also caused a major problem for many Americans. The act was supposed to help the citizens without any insurance but now it is ac... ... middle of paper ... ... on.

Many HMO’s constantly evaluate their services to "ensure" the best care and coverage. But in many cases, what is happening is the exact opposite. HMO's can and do conduct their business quite ruthlessly. Patients are continuously unable to receive the necessary treatment due to the insufficient HMO coverage. Many HMO's actually make more money if their doctors see or treat fewer patients.

Health care is one of the most important issues associated with government. Many people have struggled from day one, society seems worried and stressed on how they are going to pay for their medical bills because they do not have the support from the government to help benefit them. The government should take the time to fix the needs of those who cannot afford healthcare. The government claims to issue out 2.7 trillion dollars towards healthcare but the question is raised to why so many people are still in debt when it comes to those paying their medical bills? Healthcareproblems.org elaborates on the issues and statistics data with healthcare, Many Americans are battling with health care costs, fail to get check- ups and visit the doctor because they can’t afford to cover their entire medical expenses.

Every year a citizen that is employed or non-employed suffers from not having proper healthcare coverage. In most developed nations they have universal coverage that covers their citizens and their families. Apparently here in the U.S, healthcare is a controversial problem for our economy and even a bigger problem funding these benefits for our citizens. Now the main question that citizens are asking is "If most developed nations have universal coverage, why doesn't the wealthiest nation which is the U.S have it?" (Ponnuru)This is an issue that no one but the government can let us know what's really going on at the moment, but results are always popping up as misguided quest or funds being lost.

Economic issue topic for me concerning elderly people is Senior Program Funding Cuts. Elderly people in today’s society are suffering greatly due to the major cut they have to deal with such as housing, Medicaid, and even jobs. These cuts are having many of our elderly people homeless and on the streets. There has been a major increase for economic assistance due to these major cuts. Unfortunately millions of our elderly people will not be able to survive with these cuts.

The “Affordable Care Act” or also known as “Obamacare is hurting small business and their workers. Many establishments are trying not to expand in efforts not to pay higher taxes. Although the government will be giving small businesses a credit, but in the future they will eventually have to pay a larger amount of money each year for their worker healthcare, or in the beginning of the year they will be faced with penalties. According to the Charlotte Observer, Caroline McMillan Portillo (2013) explains, “Those companies now face a choice: offer a group medical plan, subsidize employees’ plans on the new individual exchange, or stop coverage altogether and risk seeing employees walk away.” As for the employees of these small businesses, owners are forced to cut full time employees hours and only hire part time workers. When the employee’s hours are reduced they earned less money, which hurts them financially.

Will this problem continue to cause a downfall in health care? Will Americans who have cancer or other serious illness be subject to high premiums or to no care at all?. Many Americans best cancer centers hospitals are off limits under the Affordable Care Act. Now that this new law was established it has been very difficult for many cancer patients to get the proper care that they need. Even doctors, State insurance regulators and administrators are very concerned about this new law and for their patients.

Health Insurance is one of the nations top problems, the cost is rising for premiums, and many businesses just cannot afford it. As Americans many of us have the luxury of health insurance, but far too many of us have to go without it. This is something that always seems to brought up at congressional debates, but little is done about it. “In 2013 there were 41 million people reported with out health insurance coverage, this is too many considering those people probably were sick at some point through out the year, and they couldn’t afford treatment.” We need to find someway to make sure that every citizen of the United States is able to have affordable healthcare for themselves, and their families. Most people rely on their employers to provide them with health insurance, but with many health care is not available through the employers.

Many Americans in inner cities and rural areas do not have access to quality care, due to poor distribution of doctors, nurses, hospitals, clinics and support services. Public health services are not well integrated and coordinated with the personal care delivery system. Many serious health problems -- such as lead poisoning and drug-resistant tuberculosis -- are handled inefficiently or not at all, and thus potentially threaten the health of the entire population. Rising health costs mean lower wages, higher prices for goods and services, and higher taxes. The average worker today would be earning at least $1,000 more a year if health insurance costs had not risen faster than wages over the previous 15 years .

“As states are forced to redirect a growing portion of their budgets to Medicaid, less funding will be available for other state priorities, such as education.”(Senger) Some people that are going to a college could be having problems because with Obama Care it is making colleges more expensive and where you have to pay more money. Most people have a problem with it because Obama is making us have health care. Obama is also taking away our human rights that we have as a citizen.Obama is also making us get his preferred insurance which is what takes away our rights.. It also takes away money for people like landlords. I believe that Obama Care is not helping our community, because it is making some people have less money.