The Genetic Information Nondiscrimination Act (GINA)

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Experiencing or witnessing a traumatic event can have life long affects on an individual. These experiences can range from working in the military, a natural disaster, near death experiences, accidents and abuse; everyone has a different reaction post events. “PTSD is characterized by a constellation of symptoms that reflect a prolonged adverse response to an extremely distressing event” (Orr, Metzger, Pitman, 2002, p. 272). Symptoms usually begin shortly after a traumatic event is experienced, but it is also possible for symptoms to develop over time or not at all. Additionally, symptoms will arise and subside with certain events in an individuals’ life, these events acting as triggers, which activate symptoms. According to the US Department …show more content…

Furthermore, GINA protection varies amongst individuals; certain requirements must be met in order for full compliance. Ultimately, the main purpose of GINA is to hinder health insurers or health plan officials from demanding genetic information from an individual or their family members in order to make decisions on certain coverage’s, rates or decisions. Moreover, when seeking jobs, this act will further prohibit employers from requiring genetic tests in order to make hiring, and firing decisions and or determining promotions. Although GINA encompasses the following protection features, it consists of limiting factors. Coverage’s that GINA does not provide protection against are life insurance, disability insurance and long-term care insurance, as well as any particular test or necessary treatment. Additionally, military members who are a part of Tricare, and veterans who receive their care through Veteran Administration are also not covered by GINA. Situations in which health insurers provide coverage to an individual, GINA does not prohibit the health insurer from determining eligibility or premium rates based on the manifestation of a disease or disorder. As far as employment-based coverage, provisions of GINA do not typically apply to employers with less than 15 employees and if a disorder or disease were to be evident, GINA does not protect against increased costs of coverage due to impeding disease. Lastly, implications of GINA do not prohibit health insurers or health plan administrators from using genetic testing as a base or determining factor of health insurance payments (Department of Health and Human Services, 2009). Groups that are not applicable for GINA protection are members of the United States military, veterans obtaining

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