Credit Repair Law

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Financial hardship is overwhelming. The inability to pay your bills may lead to repossessions, garnishments, foreclosures, and an inferior quality of life. And not only do you suffer physically during a financial crisis, you also suffer emotionally. Depression can set in and make it difficult for you to function let alone find a solution to your financial woes. This is where a credit attorney can help navigate the credit repair law.

A credit repair attorney is not a bankruptcy lawyer. While a bankruptcy lawyer will help you file for bankruptcy which may alleviate your debt burden, he will not help you rebuild or help you with credit repair law. That will be left up to you to do after the bankruptcy is final. A credit repair lawyer, on the other hand, will help you work with your creditors to find a solution to your …show more content…

He will then help you locate the areas that are causing you financial distress. He may also be able to show you where you are misspending or areas where you can cut costs.

Next a credit lawyer will help identify which debts are valid and which ones are not. If you dispute any debt that is on your credit report, your attorney can help you go through the necessary channels to dispute a debt and have it removed from your credit report. Don't over this step; you'll be amazed of what could be completely removed by simply applying credit repair law to your situation...

After identifying which debts are causing you the most hardship, your credit repair lawyer will work with your creditors to discharge portions of your debt and lower your payments. Your attorney may even be able to lower your interest rates on some lines of credit. This will dramatically affect your payment and the length of time that it takes to pay off the

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