Possible threat of losing health care coverage if President Trump’s repeal passes through Congress, puts millions of Americans’ health at stake. The health care reform, known as the Patient Protection and Affordable Care Act of 2010, was created to expand and improve access to care and curb spending through regulations and taxes (F, n.d., p.1). It has successfully accomplished its key elements in this strategy (Ku, Steinmetz, Brantley, 2017). Since the Affordable Care Act (ACA) passed, 13.3 million Americans have gained access to health care coverage that they once could not afford. Repealing this law would result in economic, psychological, personal, familial, community, and society repercussions that would cripple the American people and …show more content…
According to (Blumberg, Buettgenst and Holahan, 2016) “29.8 million people would lose their health insurance, more than doubling the people without health insurance, if the repeal were to pass through congress. 1.2 million jobs would be lost, not just in health care, but across the board”. 140 billion will be lost in federal funding for health care in the upcoming year (Ku, Steinmetz, Brantley, p.2). The repeal would not only overhaul Medicaid, but cut spending costs $772 billion over the next ten years, leaving twenty-four million Americans uninsured by 2021 (Jacobson, 2017). The possibility of insurance companies raising premiums or refusing to insure certain people due to their costly preexisting conditions, like they formerly could before Obamacare was enacted, is a potential threat. If the pre-existing conditions provision is repealed, 52 million Americans could be at risk of being denied coverage in the future (Jacobson, p.4). Trump’s repeal would impact Medicare as well by increasing premiums and payments for services, reverse efforts to fill Medicare Part D gaps, and ultimately end preventive services that are provided free to patients (Jacobson, 2017). Raised revenue from the ACA will also be lost if the law is …show more content…
Repealing the ACA will have adverse consequences and cause repercussions for some of our most vulnerable citizens (Struyk, 2017). Economic repercussions would consist of employment and economic activity (i.e. business output, gross state product, and state and local tax revenue). Bivens (2017) states, “Losing health insurance would also be devastating for family finance and cripple the economy”. Under the ACA, all insurance plans provide essential benefits."Not only did legislation make it impossible for insurers to deny people with pre-existing conditions, it enabled young adults to stay on their parents' plans until the age of 26, and provided mental health parity to people through the expansion of Medicaid in the states” (Lapowsky, 2017). Repealing the ACA would undercut the progress made with people with pre-existing conditions and mental health and substance abuse issues, cutting off their supply of needed
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The Affordable Care Act (ACA) was enacted in 2010 and was designed to insure millions of people, who did not have health insurance, reduce out-of-pocket expenses for families and reduce costs for small businesses. In essences, when enrollment opens in 2013, the ACA law will target the 42 million Americans that according to a Census Bureau Survey are uninsured (Klein, 2014). Indeed, Obama Care from a utilitarian point of view is a huge improvement in medical services to a larger proportion of the population, that prior to this law did not have insurance available to them, including improved availability of health care services and reigning in out of control insurance companies.
The aim of affordable care act (ACA) was to extend health insurance coverage to around 15% of US population who lack it. These include people with no coverage from their employers and don’t have coverage by US health programs like Medicaid (Retrieved from, https://www.healthcare.gov/glossary/affordable-care-act/). To achieve this, the law required all Americans to have health insurance which is a reason of controversy because, it was inappropriate intrusion of government into the massive health care industry and insult to personal liberty. To make health care more affordable subsidies are offered and the cost of the insurance was supposed to be reduced by bringing younger, healthier people to the health insurance system. This could be controversial, if older, sicker people who need the coverage most enter the market but younger group decline to do so. The insurance pool will be unbalanced and the cost of coverage will rise correspondingly.
The Affordable Care Act has been at the center of political debate within the United States for the since current President Barack Obama signed it into law in 2010. The act represents the most significant regulatory healthcare overhaul of the United States healthcare system since the passage of both Medicaid and Medicare collectively Initially, the ACA was enacted with the goals of increasing the availability of affordable health insurance, lowering the uninsured rate by expanding public and private insurance and reducing cost of healthcare for individuals and the government (Robert, 2012). Proponents of the act’s passage have articulated that the ACA provides service for free, such as preventative health coverage for those registered, it requires that insurance companies can no longer deny person’s or children with pre-existing conditions and will close the Medicare “Donut Hole” for prescription drugs. While the Act has the potential to provide better quality of healthcare for the American populace, opponents argue that the ACA is flawed and could create a quagmire of cost and confusion with its implementation. Arguments against it hold the belief that it would force employers with religious affiliation to provide services to employees through their health plans that directly contradict their values. As a result of cost, companies may void out of their employer health insurance and pay a penalty as opposed to pay for employee insurance. Lastly, the act is said to focus more on registration the actually addressing cost of healthcare. While these issues are pertinent, the overall accessibility to healthcare created by the ACA and outweighs the negating arguments.
The Affordable Care Act benefits to reconstruct the healthcare system by giving more Americans access to superiority, reasonable health insurance and supports to curtail the growth of healthcare spending in the U.S. People with health insurance will have access to a number of new benefits, privileges, and defenses which ensure that they can get treatment when they need it. This helps over 32 million Americans afford health care who could not get it before. It not only helps the consumers but also our budget and economy on a more stable path by reducing the discrepancy by more than $100 billion over the next ten years. Since there are millions of people with health insurance, it will also increase the demand of healthcare provider as more jobs will be open which will help our economy (Mowrey, 2013).
On March 23, 2010, President Barrack Obama signed the Affordable Care Act (ACA) into legislation. The bill was created to provide affordable and effective health care to all Americans. It has since provided tens of millions of uninsured Americans with affordable healthcare (“ObamaCare: Pros and Cons of ObamaCare”). While doing so, an estimated 31 million still remain uncovered as of 2016 (“Not ‘Everybody’ Is Covered Under ACA”). To this day, the health care plan has remained widely criticized and controversial. Many believe the Affordable Care Act has not done its duty and is unconstitutional to force healthcare upon Americans. Some of the people who share these views believe it isn’t the government’s job to provide welfare. They believe healthcare
The Affordable Care Act was signed into law almost three years ago. The aftereffects are still being felt when the law has not even taken full effect as of now (Affordable). The federal government’s healthcare exchange site had problems even before it was set to be open to the public. It took weeks to get the issues resolved. The whole Affordable Care Act comes with a five billion dollar price tag. The goal was to cover three hundred and seventy five thousand uninsured Americans, now only forty five thousand have signed...
The current state of affairs in the development of health policy in the United States is that it is constantly in flux and its implementation is disorganized and inefficient. As was the case with the recently passed Affordable Care Act legislation, political and lobbying interests often intersect in a manner that makes meaningful, most appropriate changes unlikely. The ACA kept in place the fractured nature of American health care and insurance, and appears to have benefited insurance companies by increasing enrollments rather than making the care provided better on a large scale. The majority of the plans on the created exchanges, up to 87%, are funded by federal subsidies (Blumenthal, Abrams, & Nuzum, 2015). These plans must cover individuals regardless of pre-existing conditions. The burden of the cost of insurance shifted to tax-payers and the young/healthy who are now overly burdened with mandatory coverage that they may or may not need in
The people of the United States have been suffering from a number of serious issues, all related to health care: millions go uninsured every year, health care is too expensive, and the quality of care is poor, especially for the price. The Patient Protection and Affordable Care Act, commonly referred to as the Affordable Care Act (ACA) or Obama Care, began addressing these issues. The ACA is a United States federal statute signed into law by President Barack Obama on March 23, 2010. The law was enacted with the goals of increasing the quality and affordability of health insurance, lowering the uninsured rate by expanding public and private insurance coverage, and reducing the costs of healthcare for individuals and the government. Although several of the act’s promises have not come into effect yet, it has managed to extend healthcare to the repetitively uninsured. While many of the accomplishments that the act has already made, and aims to make, are no small feat, there are still issues within the policies and procedures. For example, Obama Care boasts that it is a universal healthcare system. However, it is unlike any other in the world, and is technically forced on citizens in a variety of ways. It has been debated, that for that reason, the new law may come into violation of several human rights. Another significant issue with the ACA regards a cap on citizen’s out-of-pocket expenses, and the fact that the administration decided to delay making a definitive decision, potentially costing many American’s unprecedented medical fees.
One of Obamacare's main selling points during the health care reform debate was the need to establish insurance coverage to those with pre-existing conditions. Beginning 2014, Obamacare will implement a policy called "guaranteed issue" which prohibits insurance providers from excluding individuals with pre-existing medical conditions from coverage (Senger, 2013). Because this may cause incentive for people to wait until they become ill to perchance purchase insurance, Obamacare includes the "disliked individual" mandate which forces all Americans to purchase health insurance or face a penalty. Considering 1 out of every 2 Americans have a health condition that qualifies as a pre-existing condition, Obamacare doing away with pre-existing conditions is a huge deal.
Nowak, Sarah, Christine Eibner, David M. Adamson, and Evan Saltzman. Effects of the Affordable Care Act on Consumer Health Care Spending and Risk of Catastrophic Health Costs. N.p.: RAND Corporation, 2013. Stable URL: Http://www.jstor.org/stable/10.7249/j.ctt5hhv2q. Web.
One of the most controversial topics in the United States in recent years has been the route which should be undertaken in overhauling the healthcare system for the millions of Americans who are currently uninsured. It is important to note that the goal of the Affordable Care Act is to make healthcare affordable; it provides low-cost, government-subsidized insurance options through the State Health Insurance Marketplace (Amadeo 1). Our current president, Barack Obama, made it one of his goals to bring healthcare to all Americans through the Patient Protection and Affordable Care Act of 2010. This plan, which has been termed “Obamacare”, has come under scrutiny from many Americans, but has also received a large amount of support in turn for a variety of reasons. Some of these reasons include a decrease in insurance discrimination on the basis of health or gender and affordable healthcare coverage for the millions of uninsured. The opposition to this act has cited increased costs and debt accumulation, a reduction in employer healthcare coverage options, as well as a penalization of those already using private healthcare insurance.
Then president Trump took to twitter in announcing some optimism that the bill could be kept alive, and his disapproval over John McCain saying no. Not only are doctors, hospitals and health plans coming together to keep this act alive but on the other side conservative donors are coming in to make sure it's destroyed. They warned republicans that their contributions would disappear if the government didn't change the tax code or repeal Obamacare. The bill some say looks to be designed to fail, for many states would lose money rather than gain money. Legislation would set a limit on how much federal support states would receive, while the healthcare cost is rising more quickly than this limit. If this bill does happen to go through it could weaken the benefits and the protections of the consumers, allowing insurers to charge more money to sick people and take away basic guarantees such as maternity leave. Also getting rid of federal tax credits that make health insurance more affordable to low income families, the repeal would send the money to the states
A recent action taken by President Trump that has occurred in the past month is expected to be an extremely detrimental one. Trump and his cronies have successfully repealed Obamacare and are in the works to implement their new healthcare plan. The Affordable Care Act, also known as Obamacare, was enacted in 2010. It expanded medicaid to more adults, improved medicare to seniors, expanded employer coverage, and required most people to have healthcare at all times, which saved lives.
Less than a quarter of uninsured Americans believe the Affordable Care Act is a good idea. According to experts, more than 87 million Americans could lose their current health care plan under the Affordable Care Act. This seems to provide enough evidence that the Affordable Care Act is doing the exact opposite of what Democrats promised it would do. On the other hand, this law includes the largest health care tax cut in history for middle class families, helping to make insurance much more affordable for millions of families. The Affordable Care Act has been widely discussed and debated, but remains widely misunderstood.