Essay about An Affordable Health Insurance Plan

Essay about An Affordable Health Insurance Plan

Length: 706 words (2 double-spaced pages)

Rating: Better Essays

Open Document

Essay Preview


Not only will having affordable healthcare in the U.S decreases the number of uninsured Americans, having an affordable health insurance plan will prevent and control chronic diseases. A chronic disease is one lasting three months or more, by the definition of the U.S. National Center for Health Statistics. Chronic diseases generally cannot be prevented by vaccines or cured by medication, nor do they just disappear. According to Chronic Diseases Control and Prevention, chronic diseases such as heart disease, stroke, cancer, type 2 diabetes, obesity, and arthritis are among the most common, costly, and preventable of all health problems. However, without affordable healthcare, those with chronic diseases receive less preventive care, are diagnosed at more advanced stages of the disease, and receive less treatment as measured in terms of pharmaceutical and surgical interventions (McWilliams). The 2014 Commonwealth Fund International Health Policy Survey found that 68 percent of U.S. adults age 65 or older had at least two chronic conditions. In other countries, this figure ranged from 33 percent (U.K.) to 56 percent (Canada). The prevalence of chronic diseases appears to be higher in the U.S. People who cannot afford an insurance plan are more likely to postpone taking care of their health or forget it altogether, and their chronic diseases are not being controlled by a specialist. The U.S could decrease the number of people with chronic diseases by providing an affordable healthcare.




Further, will be beneficial for people to visit the doctor at least one time per year because regular health exams and tests can help find chronic problems before they start. They also can help find problems early, when your chances for tre...


... middle of paper ...


...orld Bank and the Organization for Economic Cooperation and Development shows that the United States has the highest spending on health care, where treating people with chronic diseases accounts for 86% of our nation’s health care costs. When people have access to health care, they live healthier lives and miss work less, allowing them to contribute more to the economy. Having healthy employees will reduce the cost of health care and will increase their productivity. A David Rektorski, owner of a truck dealership Hino of Chicago says, “ The healthier the [employees] are, the better chance I have of [my employees] coming to work.” (qtd in the Chicago Tribune). Having healthy people will improve the economy of the country and will reduce health expenses. It seems that it is better to prevent people from developing a chronic disease than paying for that treatment.




Need Writing Help?

Get feedback on grammar, clarity, concision and logic instantly.

Check your paper »

An Affordable Health Insurance Plan Will Prevent And Control Chronic Diseases

- In addition, having an affordable health insurance plan will prevent and control chronic diseases. A chronic disease is one lasting three months or more, by the definition of the U.S. National Center for Health Statistics. Chronic diseases generally cannot be prevented by vaccines or cured by medication, nor do they just disappear. According to Chronic Diseases Control and Prevention, chronic diseases such as heart disease, stroke, cancer, type 2 diabetes, obesity, and arthritis are among the most common, costly, and preventable of all health problems....   [tags: Medicine, Health care, Health, Health insurance]

Better Essays
715 words (2 pages)

The Health Insurance Plan Through The Affordable Care Act ( Obamacare ) Marketplace

- When you are switching jobs, here are a few things you need to know that will help you decide what to do about your health insurance. • You can choose to opt into COBRA insurance, which is a federal law that extends your employer-based health insurance while you are switching jobs. • You can choose a health insurance plan through the Affordable Care Act (Obamacare) marketplace. • You can shop for a short-term or private health insurance plan as a safety net to cover your basic health care needs....   [tags: Health insurance, Health care, Insurance]

Better Essays
723 words (2.1 pages)

Essay on The Affordable Care Act Is A Health Care Plan

- The Affordable Care Act is a health care plan that is named after President Obama.  Most people just call it “Obama Care”. It was passed into law just a few years ago by the Obama administration, and is suppose to be a reform that regulates the health industry. Obama Care is suppose to help millions and millions of people that could not afford, or were not healthy enough to get insurance. It sets an unhealthy constitutional president, forcing citizens to buy a product even if they don’t need health insurance....   [tags: Health care, Health economics, Health insurance]

Better Essays
1196 words (3.4 pages)

Comparison Between Obama 's Affordable Care Act Of 2010 And Clinton 's Health Reform Plan

- Apples to Oranges With the passing of the Affordable Care Act of 2010 (ACA), focus tends to be with President Obama as the creator of the health care act. The public has forgotten that this health care plan had origins with President Bill Clinton, who assigned his wife the task of creating. This paper will look at the comparison between Obama’s Affordable Care Act of 2010 and Clinton’s Health Reform Plan, the pros and cons of the ACA, and three changes that could be made to improve on the legislation....   [tags: Health care, Health insurance, Healthcare reform]

Better Essays
1195 words (3.4 pages)

Benefits Of Health Care Insurance Essay

- Many individuals would concede that a lack of health care insurance is incredibly difficult during these times. It can be daunting to select an excellent health care plan which is still affordable. If you are choosing which medical insurance plan you need, think of your health plus your family 's health. This might lead you to purchase insurance that has a cheaper premium if you do not possess any anticipated health problems. While that may be cheaper upfront, it may prove risky if there are actually problems later on....   [tags: Health insurance, Health care, Insurance]

Better Essays
883 words (2.5 pages)

Essay on Health Insurance Of The Affordable Care Act

- Introduction Convincing the younger generation of adults has been the biggest challenge and hurdle that the health insurance sector is facing. These individuals represent a large number of the population that is least wealthy but mostly healthy to purchase medical insurance covers, which is valued by many while other have the notion that it is not worth the cost nor affordable (Cunningham & Bond, 2013; Kaiser Family Foundation 2013). For example, in America, under the Affordable Care Act (ACA), eight million people signed up for the new health insurance policy of which 2.2 million or about 28 percent were aged 18 to 34....   [tags: Health insurance, Health care, Insurance]

Better Essays
926 words (2.6 pages)

Insurance Coverage : Health Care Coverage Essay examples

- In California, 53% of individuals get their coverage through employer-based insurance or individual market plans. 37% are covered by public plans, such as, Medicaid (known as Medi-Cal in California) or Medicare, while 10% are uninsured (The Henry J. Kaiser Family Foundation 2014). Insurance coverage is complex and quite overwhelming to most individuals. Coverage can vary depending on the individuals current age, employment status, whether they are in college, and income levels. Furthermore, seniors age 65 and older have the choice of Medicare, Part A and Part B, Part C-Medicare Advantage....   [tags: Health insurance, Health economics, Health care]

Better Essays
875 words (2.5 pages)

Health Insurance And The Affordable Care Act Essay

- Health Care finance, insurance options, distribution of insurance, and how the different types of insurance plans operated in the United States is complex and complicated discussion. United States health care spending, in 2014, increased 5.3 percent which was a 2.9 % increase from 2013 to reach $3.0 trillion or $9,523/per person (CMS 2015). The fastest growth experienced in 2014 was mainly due to the major coverage expansion under the Affordable Care Act, specifically for Medicare and private health insurance (CMS 2015)....   [tags: Health insurance, Health economics, Medicare]

Better Essays
1609 words (4.6 pages)

Essay about Health Insurance And Health Care

- In the United States, health care finance is a vital aspect for health delivery systems to function. The distribution of national health spending has several financing sources, including a major component known as health insurance. The distribution of citizens with health insurance coverage has continually increased throughout the years, however millions still remain uninsured. The establishment of The Patient Protection and Affordable Care Act has expanded health care coverage to millions of Americans, making it more accessible and affordable while decreasing the number of uninsured....   [tags: Health economics, Health care, Health insurance]

Better Essays
1504 words (4.3 pages)

The Issue Of Health Insurance Essay

- Health Insurance Everyone though out the United States are being to have some sort of health insurance since legislations passed the patient protection affordable care act that began in the beginning of 2014. The reform act basically states all people have to have some type of health insurance and if they fall to have the minimal required insurance then will face a tax penalty. However, with the written laws the information is difficult to understand and even more difficult to interpret what the impact will be if people fail to comply and get insurance (Suelzer)....   [tags: Health insurance, Health care, Insurance]

Better Essays
1259 words (3.6 pages)