Free Insurance Essays and Papers

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  • insurance

    1871 Words  | 8 Pages

    premium. In India, insurance has a deep-rooted history. It finds mention in the writings of Manu (Manusmrithi), Yagnavalkya (Dharmasastra) and Kautilya (Arthasastra). The writings talk in terms of pooling of resources that could be re-distributed in times of calamities such as fire, floods, epidemics and famine. This was probably a pre-cursor to modern day insurance. The origin of life insurance in India can be traced back to 1818 with the establishment of the Oriental Life Insurance Company in Calcutta

  • insurance

    875 Words  | 4 Pages

    An insurance company is a form of business that is set up to protect businesses, entities, and individuals from a potential loss. The sole purpose of an insurance company is to compensate the insured during the time of catastrophe, injury or loss. Underwriting plays a vital role in the decision making in deciding who the insurance company will provide coverage for. The factors that commercial underwriters have to consider will differ depending on the type of coverage that an individual requests

  • Insurance

    535 Words  | 3 Pages

    natural to reach out to anyone and everyone who takes an interest in your situation and seems like they want to help. But it's important that you resist the urge to talk to the wrong people. Some of the phone calls that you will receive are from insurance agents. They have one job: to get you to settle for the least amount of money possible. Not only are they experienced negotiators, many of them are actually lawyers and anything that you tell them they will use to their advantage. They may even

  • The Islamic Insurance and Conventional Insurance

    1634 Words  | 7 Pages

    1.0 INTRODUCTION Islamic insurance, also known as takaful is a product and services that guarantee and give protection toward risk to their consumers according to Islamic principle. TheIslamic insurance and conventional insurance both using the same conceptwhich using concept of guarantee. There were also different in between takaful and conventional where takaful is based on shariah compliant while conventional is based on the principle of risk taking and speculation. Muslim jurists generally accepted

  • insurance

    1931 Words  | 8 Pages

    CHAPTER - II HEALTH INSURANCE LAWS AND GUIDELINES: ABROAD AND INDIA To briefly touch upon health services and insurance law in different countries I would start with Obamacare which sets an example of active contribution by state in ensuring quality and affordable healthcare to every citizen. In United Kingdom, the National Health Services (NHS) provides free medical care to each citizen. Public corporations are entrusted with providing compulsory health insurance in Germany which has worked wonders

  • Risk and Insurance

    932 Words  | 4 Pages

    possibility of losing economic security. We encounter many economic risks throughout our day to day activities; whether the risk is a car accident, sickness, house fire, or even death. For such reasons, insurance was created to eliminate risk or substitute certainty for uncertainty. The concept of insurance dates back to at least 3000 B.C. with the Babylonians. As the merchants traveled across the Middle East and beyond they were at the mercy of the elements and man. The investors made loans for goods

  • The Insurance Industry

    1756 Words  | 8 Pages

    topics involving information assurance and information management in the insurance industry. In particular, it discusses: 1. Holdovers in processes and/or attitudes in the early days of insurance computing. 2. Progress in moving beyond the fundamental problems. 3. Independent information processing in the industry. 4. Significant information management issues. Holdovers in processes and/or attitudes in the early days of insurance computing This section will briefly discuss legacy systems and software

  • distinguish between general insurance and life insurance

    625 Words  | 3 Pages

    Distinguish between General and Life Insurance. General Insurance is non life Insurance known as property and casualty insurance, including automobile and homeowners policies. They also provide payments depending on the loss from a particular financial event. General insurance comprises any insurance that is not determined to be life insurance. The event may not take place at all or may take place in part. All assets have a value and also provides some benefit to the owner. So if the assets are destroyed

  • home insurance

    1265 Words  | 6 Pages

    {Emergencies related to damaged pipes, wrecked boilers, drain blocking or electricity failure are covered by the emergency service insurance.| When pipes get damaged or boilers break down or dusts are stuck inside drain or electricity makes trouble, Emergency service insurance is there to cover you.| It is sure that you are covered by home emergency insurance whenever pipes burst, any boiler is damaged, drain gets blocked or electricity fails.}{Its response is usually very fast and takes the repairing

  • Insurance Types

    523 Words  | 3 Pages

    Area     Multiplier High risk     2.40 Medium risk     1.70 Low risk     1.00 Insurance types available are third party, third party fire and theft, and fully comprehensive. Insurance Type Factors Type     Multiplier     Abbreviation Fully comprehensive     1     FC Third party, fire and theft     0.46     TPFT Third party only     0.39     TP An extra driver can be added to the policy by adding a factor of 1.3. No claims discount is available as the table below shows. No Claims Bonus     Multiplier