There are several ways an individual can acquire insurance coverage. By either in the form of private or employer-based coverage, which may be government based for public sector employees or private for private sector employees (Maruthappu, Ologunde, & Gunarajasingam, 2013). The public health programs such as Medicare, Medicaid, Tricare, and State Children’s Health Insurance Program (SCHIP) in the United States are being funded by the government.
The government insurances provide services to some of the most vulnerable population such as the disabled, elderly, and low-income family (Bergen et al., n.d.). The government-funded insurances have certain criteria to be eligible. An individual should be at least 65 years and older with or without end-stage renal disease or younger people with disabilities for Medicare (Bergen et al., n.d.). Low-income ind...
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...sidize the health care to lessen the impact of high cost (Maruthappu et al., 2013). The PPACA became more effective by January 2014 despite the refusal of the several state governments to create a health care exchange. With the refusal of some governors, the federal government is obligated to create one for them. With these developments, the PPACA is a great help and has lessened the sufferings of the needy in the United States (Maruthappu, et al., 2013).
Health care in the United States is very complicated because of the barriers in funding, logistics, ethics, and rationality. With the continuance of the opposition in the move to quash the success of the reforms, it has ignited the efforts of the United States citizenry to uphold the right to gain success in the continuance of the services of affordable health care with the guarantee of more room for improvement.
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