Firstly, nowadays in this era of dynamic financial markets environment, I believe that all of us should develop up a right and positive attitude while we are facing our finance. Without a doubt, wealth creation is not only begins with a comprehensive financial planning, but also keeping a positive attitude towards the money. It is extremely important because the attitude of an individual can dramatically change his/her perception on money. Personally, witnessing my parents spent a lot of time on making money and saving money in my whole life, it really shaped my attitude towards the money. When I was a teenager, I I used to be very scared and anxiety whenever I try to manage my money. And I believe that my early interaction with it in life has already shaped my perception towards the concept of money. However, I finally realized that it would never be too late to change my negative attitude about the money and finances and a health attitude can really release the feeling of overwhelming. Therefore, in orders to develop up a positive financial state of mind, I tried comprehend my financial goals and plan a life that is worry free. As an illusion, I clarity my own financial objectives, therefore I tried to invite people who has professional skill and experience to assist me for a further preparing. As the e-lecture reminds us that, “It is not necessary to have a large income to become wealth.” (page #2) Even though I cannot guarantee that I can become rich at last, at least my positive attitude towards money as well as the finance can completely free me from all the unnecessary worries. And I view it as my biggest wealth in my entire life.
Secondly, since all society is becoming increasingly dependent on using credit to a...
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... Yet, it is also the most obvious way to build a long-term and stable wealth. Without any question, education is an essential component of competitiveness. It cannot only narrow the wealth gap, but also making America more prosperous in long-term. Receiving a high education can help an individual to obtain more new opportunities in a high-paying field and ensure everyone have an opportunity to enjoy the American Dream by boarding their horizon. As an illusion, during my high school career, I only could find a job which pays less than $ 8 per hour, however, after I graduate from college, the salary is much higher and I can choose more different kinds of job. After all, I believe a higher education really provides a gateway to better options and more opportunity. Indeed, those contributions on time, effort and money can pay off in a huge way in the years to come.
I believe Life is a gift and a responsibility to gain from society and gives it back all the good things we learn from our surroundings and our community we live in. Finance Management in an effective way is required for self and for the society. I believe a successful management of finances is interlinked to oneself and the surrounding society which we live. To improve upon the effective management of my finances I discovered my monthly income than I checked upon my monthly expenses on f...
A high school education is no longer sufficient to succeed in America’s increasingly complex economy. However, because of the high price point of a college education, far too many Americans are unable to afford education beyond high school. As shown in the graph below, the higher level of education received greatly increases the chances for employment and also dramatically increases the average salary potential of an individual.
As we all know that money don’t’ bring all of the happiness; however, it is one of the main sources for reaching higher potential and goals. There are thousands of examples used as a reference by certain authority figures that became successful in the business world that enables others to dispute the benefit of having a higher education. The list starts with Bill Gates, Steve Jobs, Henry Ford, Richard Branson, Michael Dell, and Steve Wozniak, all of them either did not learn or finished obtaining a degree. Generally, the list of successful people with higher education is much longer. Furthermore, when we talk about finances, the most successful investors not only have had higher education, they also had higher financial education, and such people include: Warren Buffet, George Soros, Peter Lynch. In the business world, too, such people are not enough. Finally, Google, for instance, was a ultimate graduate project of Sergei Brin and Larry Page. Who knows, if they would have dropped out of the university, then all of us would still have to use the search of Yahoo. Regardless of the success of certain individuals mentioned above, one with higher education has the ability not only analyze a given problems, it gives them the ability to learn a new skill much easier and apply in
In today’s life, college degrees are essential almost everywhere; the world is more developed and advanced, there are many industries, companies, institutions; hence, they demand more qualified, professional person to handle the job, and this is where a college degree can be used, “Nowadays, a high school diploma does not make the person enjoy the American Dream” (Who’s In, Who’s Out). In other words, good paying jobs today require something higher than a high school diploma. By earning a degree, more opportunities and chances are available. James Adams defines the American dream as a “dream of a land in which life should be better and richer and fuller for everyone, with opportunity for each according to ability and achievement” (Adams qtd. in King 610). Basically, education gives better chances in life and more opportunities to have a good paying job; hence, people can enjoy the American
In the current era that America is in Education plays a vital role not only in childhood but all the way into adulthood. The way society has been morphed education is commonly thought to be the only way to be successful in life, according to some studies the current economic state of the united states has caused more students to believe getting a higher education is vital to their success and is the only way to live comfortable lives. Ultimately the decision to attend college rises every year due to the increase of jobs that require a college degree and the desire to be financially secure in a recovering economy.(UCLA) Furthermore, higher education plays a very critical role in the younger generations of American society due to it becoming
It is easy to think college is not worth the cost to become better, but getting educated molds a better person, and creates happier people in the future and occasionally they become better in health (Leonhardt 25 ). Becoming a better and happier person is pleasing for everyone. Even former President Obama says “‘Education helps us be better people. It helps us be better citizens. You came to college to learn about the world and to engage with new ideas and to discover the things you're passionate about -- and maybe have a little fun’” (Procon.org). Learning and engaging in everything is a skill everyone should have, so like he said we should go to college to be able to do that. Additionally, education shows people to develop more intellectual skill and become more responsible (Pew Social and Demographic Trends). Thus said, being educated and smart is something everyone can do and college helps with that. Likewise, college can encourage someone to be more educated and happier. Reaching the point of happier and more educated is worth the cost.
College education goes about the way to an effective future for people who are not kidding with it. Currently, a college education has turned in the base necessity in securing a job in different companies and although some people might think college is not worth the debt, in a long run it actually is.
The ability to gain a degree in any field of study is highly important in American society, possessing skills and knowledge over your job emphasizes the significance of higher education. Especially, for job promotions that would cause someone to make more than their fellow colleagues. In our increasingly competitive economic society, having the minimal of a high school diploma is not enough to provide financial stability nor will it help to compete in a workforce in which the best-educated are the ones that are rewarded the most. Therefore, higher education is a crucial necessity in order to move up the socioeconomic ladder and qualify for higher paying jobs. The rising costs of college, however, is making it harder for Americans to obtain
...tion was only for the rich and powerful. Now it is available to everyone, this will have many advantages for our country, our people, and even our world. I definitely believe that it is impossible to be overeducated. The more people are educated, the better the world will be, because people will be able to discuss and exchange ideas. Another pro is that people with degrees have many more opportunities. They can take a wider variety of jobs and do what they enjoy doing, instead of being forced to take a job they dislike. Finally, although there are undoubtedly some problems with college as a business, I feel strongly that each and every individual can excel and gain from having a college education. A college education is the most valuable tool we can use; it’s a foundation that will carry anyone through a successful life. Remember Senator Kerry’s words on making a college investment your most important investment. We may only be 20 percent of the population today, but what we do and the choices we make are going to determine the future. And to me, a college education is a sound investment. An investment that with great dedication and determination will reap the very best rewards!
Higher education is advisable and valuable because there are undeniable benefits from the moment a person starts college. It is obvious from in salaries of both sides that college is a worthwhile investment. There is no place like college to grow and discover yourself. Also, higher education creates undeniable opportunities for all who participate. Seeking out higher education is something all people, no matter the socioeconomic background or career plans, should advance in.
Is there anyone in this world who does not want to be rich? The first thing that crosses the people’s mind while choosing job is money. Money plays a vital role in one's life and most of the people are motivated to perform well in their jobs for money. Money is the reason what drives people to work better. In most cases, money greatly works. People are motivated to perform better by receiving monetary incentives like wages, salaries, allowances, bonuses, retirement benefits, etc. But, money doesnot always contribute in influencing people towards the work. This essay will discuss the arguments that are both for and against money being the key motivator and suggest that money is not always the best motivator.
Money is essential for our everyday lives and people have to face choosing whether to save up or spend their money. Of course earning our money can difficult considering that it is a necessary asset that affects every aspect of our life. Every day we see people working hard to earn as much money as the can. However how they use using the all the money earned is a frequently debated topic have seen many people who earn money and can no restrict themselves from spending .They usually act like wild animals fighting for food and being separating from the delusions of business. People are usually confused and frustrated by the amount money the use in a week without knowing that their daily impulse buying objects have piled up. Although it can be very hard to control there are many easy steps to stay away y from spending and instead saying up. Setting a goal, recording the amount you spend and even lowering your expenses can be small steps that will lead to great success in saving for the future
Rich people assume that College is important, but it is not a one way ticket to success, and happiness. However, Middle class people believe that education is important to be successful in the future. Education for middle class student is an important tool that is applied in the modern world to succeed, as it reduces the challenges, which are faced in life. “With nearly half of the nation 's undergraduates enrolled in community colleges,…….are playing an increasingly important role in higher education.”(David Hosansky). The information gained through education allows individuals’ future life to be optimally utilized due to training of the human mind. This eventually opens doors of opportunities for individual to achieve better chance in career growth. Education has played a major role in the modern industrial world. “This is attributed to the fact prospective employees must be qualified adequately to perform various tasks effectively.”(David Hosansky) Industries entail resources that are sufficiently equipped with the modern technology to suit the needs and wants of the society. This makes education to become a norm for services in all industrial
Education is a very powerful key to success in modern day American society. More often than not, a person will not be able to find a decent job unless they have graduated from a reputable college with a degree. Because of this change in society, it has brought a lot of pressure by parents for their child to graduate and get a degree. A lot of those who graduate with a degree are not always the best candidate for the job, and even with the degree, they are not even always guaranteed a job. But personally, getting an education shouldn’t be as big of a deal, as it is now. Back in the day, most people did not go to college, none the less graduated from high school; yet they still made it through and learned lots of things from their jobs that they acquired.
Education is a form of personal freedom. By pursuing a college education, you are setting yourself up to be a successful and independent individual who not only has a degree, but is knowledgeable of the things in this world that matter. Many may argue that you can be more successful and earn a higher salary than an individual with a degree. This statement is very true, however, those individuals who become rich overnight and have these “special gifts” are very far and in between. This is due to the fact that it is very rare to become an overnight success story and although these people may not have went through college, they still worked extremely hard to be where they are today. This goes to show that one of the best things about earning a degree is the fact that it is one of the only things in this world that no one can take from you because you “earned” it. For example: as a recording artist,