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Need and importance of budgeting and its practice
Need and importance of budgeting and its practice
The importance of budgeting
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Al and I sat in the office of Blanchard and Calhoun Realty and Mortgage Company filling out forms and signing an array of papers, we did not even read, while being indoctrinated to an unfamiliar world of home financing. Our heads were spinning, but within three hours, we became the owners of a new house and a twenty-year mortgage. The agent who sold us the house thanked us profusely, and the other people in the room shook our hands and wished us good luck in our new home. One last night in that disgusting apartment, and the following day, a big moving van delivered the stored furniture to our new address on Brighton Circle. Our savings had dwindled down to $500 cash, and we still needed to buy kitchen appliances and a crib for the baby. The neighbor with the carport facing ours came by, hollering ‘howdy’ through the screen door and introducing herself as Phyllis. She had a strong southern accent and I could not understand much as she was rambling on about picking up her ‘youngins’ and ‘ol’man’ Wren, who works for Bell Telephone. She …show more content…
She continued, “Errik, we just have to coordinate our diaper wash days, and I want Monday, Wednesday and Friday. I don’t like to have my dingy looking diapers on the line next to your white, bright ones. What are the neighbors gonna think? And why are your diapers so dazzling white anyway?” For a moment, I felt contempt for my surroundings, Augusta, Georgia, for the entire country, but I heard myself saying, “I have a big black pot where I boil my diapers in soapy water. If you like those days for your wash, I take the rest of the weekdays.” There was no reason to mention the episode at the Colonial Store. She had scolded me for walking with the children along Peach Orchard Road also called Highway 25. In her opinion, poor people like “niggers” walk, or sit in the back of the bus - not white people, especially ladies who have cars, and I had no business “strutting” out
In the story, this group of brownies came from the south suburbs of Atlanta where whites are “…real and existing, but rarely seen...” (p.518). Hence, this group’s impression of whites consisted of what they have seen on TV or shopping malls. As a result, the girls have a narrow view that all whites were wealthy snobs with superiority like “Superman” and people that “shampoo-commercial hair” (p.518). In their eyes “This alone was the reason for envy and hatred” (p 518). So when Arnetta felt “…foreign… (p.529), as a white woman stared at her in a shopping mall you sense where the revenge came from.
With that in mind, it is important to understand a couple of concepts before analyzing and determining the effectiveness of that document. Although people do not always realize it, the purchase of a home is one of the b...
This is because many people consider different as bad and dangerous. Uniqueness allows people to stand out and be who they are, but this isn’t always a good thing. Being different may sometimes be good but other times it isn’t as pleasant as the person would be the “odd man out” and be disliked by many people. It takes courage to be set apart and maintain this difference with pride. Skeeter had to muster up lots of courage, especially when she began to write her book about the life of black maids in Jackson. Not only was the book illegal, no one supported her. Even her own mom wouldn’t stand beside her and her work. The movie took place in the 1960s, during the Civil Rights Movement. During this time, many black people were killed for being black and any white people sympathizing with blacks would be murdered as well. So this meant that Skeeter had to do her work in secret or she risked being attacked. Minny is another person who dared to be different. After being fired by Hilly, she decided to take revenge by giving Hilly a pie baked with her own excrement added. This was very risky as no black person would dare performing such a dangerous act on any white person, let alone Hilly, the most influential white woman in all of Jackson. Minny had to have been very brave to have pulled off a stunt like the one she did. When Skeeter
"Home Owners Loan Corporation." Next New Deal. Roosevelt Institute, 2014. Web. 16 Mar. 2014. .
When she sees the little black boy who was not wearing pants, she proceeds to call him a "pickaninny" and "a negro". Then she puts herself in higher position, claiming that he doesn’t have pants because she felt that black people don’t have things like they do in the country. 50 's were a time of discrimination against black people because they could not receive a high paying job, education, and vote. She does not believe change which is shown in conversations with the kids and with Red Sammy. When she speaks to them, she constantly uses phrases such as "back in my day", "back in my time. With evolving knowledge and technology everything is not expected to stay the same. During the conversation with Red Sammy, she then blames the problems of America on Europe. She said that European countries depended on American support from communism during the Cold
At first glance we see the Grandmother who is trying to pressure her son into taking her where she would like to go on this family trip. She does so by bringing up a convict on the loose by the name the Misfit stating she would not take her children to Florida with a convict loose in that area (O’Connor). The Grandmother tries to get them to go to Tennessee where she wants to go, this shows her selfishness. Then later in the story the Grandmother sees a little Negro boy and she remarks “Oh look at that cute little pickaninny!” (O’Connor) this shows a side of her racism.
The story twists when the African American girls realize the white girls’ troop consists of "delayed learners" with "special needs," who have the medical condition of "Echolalia," which means “they will say whatever they hear, like an echo--that’s where the word comes from” (168). Staring and glaring at others because of the clothing they wear is also an act of prejudice. The case in point occurs when Laurel describes her intense glaring at a group of Mennonites, describing their attire clothing worn by Pilgrims. Making judgments about individuals based on their clothing instead of their character is a vivid example of
Around the month of August of 2008, the bell ranged and I was dismissed from class. Once, I got out of my class, I went to look for my mom’s car. When I stepped onto the car my mom said, “Jose, guess what?” “What,” I said to her. “Your dad and I decided to move to Colorado,” she said to me excitedly. “What in the world is Colorado, ma?” “Oh my God Jose, never mind about that, aren’t you excited that you’re going to be able to live with you dad?” “Yes, of course!” During
when we’d finally arrived in Mt. Harrison, and I have to say I couldn’t have been happier to finally arrive. I wasn’t just excited about seeing the new house that we’d be living in (By that point my mama had told me a little about the house she’d grown up in and of the village of Mt. Harrison. From what I had taken from it was that the place was enormous, the house that is. Well, at the very least it was a hell-of-a-lot bigger than the two-bedroom ranch we’d been forced to live in back in Alabama. She had also mentioned to me that it sat atop of six acres of our own land. That the property also flanked more than thirty square miles of state forest which was part of Letchworth State Park.) but I could have screamed if I had to spend even one more minute folded up in that backseat. My ass had grown thoroughly numb more than seventy miles back, and I had to pee. Besides that, by the end of the trip, my Step Daddy Cade had started smelling like a stale, rank fart wrapped in a rotten skunk anus because he had decided to skip a shower at the prestigious Trail-blazer Motor
He dismisses, Oh c’mon they thought it was funny, it was just a joke. No, I can’t buy tampons for you, people will see me. Fuck, you got blood on my sheets. Hey that means it’s blowjob week, right?
The following day the family heads off to Florida. Another major point of irony happens as the story revolves around the grandmothers traditional southern values of respect for other people; especially elders, respect for your home and country. At the same moment as the grandmother is lecturing her grand kids about respecting their home state she sees a young Negro boy and says: “Oh look at the cute little pickaninny!” (Pg 208). Her hypocrisy becomes evident as she wants the family to do what she says not what she does.
Buying and owning your home is part of the American dream. Although the dream itself has since changed, the home still remains the main focal point. Today owning a home doesn’t necessarily mean a house. People now buy duplexes, cooperative apartments, and condominiums. For some families it could take up to a couple of generations before it’s able to have the capabilities of buying a home. To many people it means a certain achievement that only comes after years of hard work. It is a life altering decision and one of the most important someone can make in their lifetime. The reasons behind the actual purchase could vary. Before anything is done, people must understand that it’s an extraneous process and it is a long term project.
The most damaging interracial confrontation related to color involves Pecola and an adult, Geraldine (Samuels 12). When Pecola enters Geraldine's home at the invitation of her son, Geraldine forces her to leave with words that hurt deeply, saying "Get out... You nasty little black bitch. Get out of my house" (92).
There is a national uproar about transgender people using the restroom of the gender they identify as. Students in federal funded schools and adults in the federal work places have to follow by the rules. On the contrary, the nation as a whole does not agree with sharing restrooms with transgender people in in places like public restaurants, stores, and other businesses. For the supporters of pro-transgender restrooms, some states have nondiscrimination laws protecting transgender students to choose what restroom they feel more comfortable using, it’s their right according to the Title IX of the Education Amendments of 1972. And according to the Department of Labor’s Occupational Safety and Health Administration transgender employees should have access to a restroom that relate to their gender identity so it can create a healthy atmosphere and the employees could be treated in the manner in which they live their day-to-day lives.
"Pardon me, Aunt Leslie, but what do you mean by leaving? I'm not going back to Geraldine. I love it here." She looked at me as if I was mad. "How could you possibly love it here? The streets are crowded, the people are loud, the air is filthy" She didn't get me. I know she didn't. But I don't want to go back.