America’s youth spends most of their adolescence in school, learning how to comprehend different varieties of Maths, English, Science, and Social studies. These subjects are taught and lengthened from elementary school all the way to high school, however, there are many other skills that students will need to understand before heading out into the world by themselves that are not an option in all high schools. Not all high schools have courses that teach information such as how to do taxes, home economics, home care, healthcare, and much more that every person will use in their daily lives. While some schools do offer personal finance as a class, it is not a class that is mandatory and is more commonly used as a filler class instead of one …show more content…
And also to help evolve student scheduling for the already existing classes in some high schools, for example, home economics, personal finance, and carpentry classes to be easier accessible. Personal Finance should be a mandatory class to graduate or at least it should be able to merge into other mathematics courses. The other skill classes should simply be available to every student in the American high school system as an optional class group. To graduate in North Carolina, a student must have four mathematics, English, and history, and three science courses. With the core classes, each student is required a physical activity, and health class and four subjects that co-exist within a field. A problem with this rule is in a hypothetical situation, say a student had followed theatre as an interest field for most of their high school career up to their senior year. They come to find that in their last semester before that person graduates, they need one more field study course, yet the fourth year theatre class is filled, in today’s school system, that student would be required to then enter the beginner class for another completely different course in the Art group. This could go from chorus, dance, band, or a number of things catered to whatever that particular high school offered. If some of these life skills classes were introduced into a schooling schedule, it may be in the school system’s best interest to allow the student to take one of those classes instead of forcing the student to take something they perhaps have no interest in and would most likely eventually become a filler class. The life skills class will probably be more beneficial to the student, especially in this scenario as the student is represented as a senior. Life skill classes could also make up their own field of study for the students who have more interest in what to expect
Elective classes can help with life skills. Cooking classes or home-ec are classes that can teach students life skills to use later.. They are skills that can be valuable to some career choices. Also, students can learn what they would want to become for their careers. If a student takes a class like Law and Justice, they can learn whether it is something that interests them or not. With more elective classes it would give more of these opportunities to introduce different career clusters to students. They would know their passions. Many time students go to college thinking they know their career, but more classes could expose students to more job opportunities. It wasttes money when students change their career in college because they have to take additional classes and some of the classes they took wont be helpful in their new decision to change careers. Evidently, more classes prepares students for life and their future career
Once high school ends, most students progress to college after a year or two from graduation. Due to all of the expenses for textbooks and etc., the student might realize that they don’t comprehend what to conserve or spend their money on to get through their years of college which will leave them clueless on what to do next. With situations like this that might occur, all high school students should take a financial literacy class as part of the mandatory course in order to get a diploma. With a numerous amount of students not having enough knowledge about how to manage their money carefully, presumably they’ll have trouble living their life as an adult. Taking a financial literacy class would help students stay out of debt, they’ll be prepared for their future, and they would recognize the discrepancies between wants and needs.
General education classes are focused on expanding the intellectual horizon of students. Many of the classes for general education don’t have anything to do with specific career choices but are required regardless. While this seems to be nice and good on the surface, it has problems. If colleges only cared about letting students expand their horizons instead of helping people graduate in a timely manner, there would be many more “college surfers”. Those people go to college aimlessly in order to pass the time. They do not have a definite goal and are not able to get a degree in order to graduate and contribute as a member of society. This would mean that taxpayers are wasting millions of dollars for nothing. Although it is important to keep learning as you grow older, there also needs to be a bigger purpose to life than just class cruising. Also, as stated before, if college was for everyone to learn and grow and there wasn’t a focus on grades then the college degree would have no
Firstly, not all classes need to be tailored to the student’s chosen career. Just because he or she is not going to go into business or chemistry or whatever the class in question may be does not mean that it could not benefit them to investigate as many subjects as possible. Kirn naively argues that seniors try “to earn a grade they don’t need” as they endure through their final high school year. This is incorrect. College freshmen are notorious for changing their major, and though I cannot say for sure how often young adults change career, I do know that their desired career is not guaranteed. Therefore, continuing to explore while in the late teen years could help later i...
Most kids that have graduated high school have never been educated on the subject of personal finance, so they don’t know things like how to pay bills, or even how to do something as simple as applying for a job. According to a family friend of mine, Ron Hart; who happens to also be an award-wining author and TV/radio commentator, believes that students in high school don’t learn anything about how to get a job or get prepared financially. He states that, “ Students should prepare for a job. Maybe, instead of taking a fifth field trip to the Trail of Tears site, do one to learn about real jobs in an area they might want.” Hart believes that most basic high schools aren’t teaching students how to become financially stable for their future, which can cause major issues. He claims that “few schools teach about the value of hard work, ingenuity, gumption and entrepreneurship. Those lessons are as rare as Donald Trump bumper stickers in the faculty parking lot.” Hart also goes on to talk about how high school does not prepare you for life the same way college will. There are so many more lessons to learn there that people are missing out on. College is very important due to the fact that it will teach students more skills about finance and job seeking that most high schools don’t. In college, kids will learn how to save and budget their money, pay for their own expenses, and prioritize their needs verses their wants. Learning financial responsibility is also something that kids will carry with them throughout their jobs and their life. Having more freedom to understand the concepts of person finance will allow students to make mature decisions while easing their way into real world
By the time students get to college, they're typically over the age of eighteen, meaning they're legally considered adults. So why not let them have a little more freedom over what they want to take? Why are students pressured into these hard-set frames with hardly any choice to what they do and don't want in their schedule? College is supposed to be a fun, and unforgetable learning expierence. Imposing unnecessary classes that only disinterest the student takse up valuable time, and takes away from the experience.
Secondly, college is where a person goes to discover him/herself. This is one of the many goals of the college system, and that discovery process is hindered by unneeded, mandatory classes. Students should be able to try many different classes to discover what interests them the most, not to be fed knowledge that they very well might know already (and is perhaps of no interest to them). If required courses were eliminated, it would free up much time that students could then use to pursue their own interests. College exists to help people become unique individuals, not to put every person into the same standard mold.
Schools currently have a required curriculum, that limits a student's personal choice, by forcing him or her to take classes that are not suited to their aspirations. Typically, the standard material for most schools consists of mainly the "core" classes, like English, math, and science. Yes, it is essential to know and understand these classes to a standard level, however, these so-called "standards" have become more pressing by the year. In order to grad...
One might say there is a strong argument for the requirement of financial literacy for students in America. Americans continue to have increased balances on their credit cards as well as show a continued increase in bankruptcy filings according to statistics. Even the “baby boomer” generation is no longer exempt from financial hardships, as their generation has recently taken the title of “Fastest Growing Bankruptcy Demographic” from the 25 – 34 year olds (Linfield, 2011). Would it not make sense to say that Americans need to learn how to budget and borrow more wisely? Would not the best place to start be in schools? Well, the answer to that question is not a simple one.
Numerous amounts of people have financial problems when they get out of high school, so what should the school board do? In 2007, thirty-four out of fifty states have personal finance courses in their curriculum (Bernard 4). A financial literacy course seems to be what a majority of states are doing. Financial literacy courses have their pros and their cons just like everything else. Financial literacy courses bring up some very important questions.
Within the past decade, more and more kids have been given the opportunity to attend school past high school, something that the previous generations have not had. In a current news release, The Bureau of Labor Statistics stated that, “Of the 2.9 million youth age 16 to 24 who graduated from high school between January and October 2014, about 68.4 percent were enrolled in college in October” (BLS Economic News Release from April 2015). When a student decides to go to college, they usually think that they are free from all the basic classes that they disliked in high school, and that in college you can just take the time to focus on the ones that interest you or that pertain to your career. But, rather quickly, they find that this is far from
A personal financial plan is essentially important for any person and their loved ones to minimize future hardships and difficult financial situations. Short and long-term financial freedom and stability is something an individual wants to have through to the end of his or her life. Financially planning for one’s retirement years is vital so a person does not sustain major unhappiness or unnecessary pain in what is supposed to be the reward for working so hard in their younger years.
Personal Finance is a class I’ve wanted to take for a while now. My major is Finance not because I want a career in finance but more to learn about finance for my own personal situation. This class taught me so much! During this class I was able to evaluate my financial situation and set financial goals for myself. The four topics that helped me the most were emergency savings, buying a car, purchasing a home, retirement, and estate planning. After completing this class I have a better understanding of these topics and how to achieve my financial goals.
Saving money brings security for any future expenses. The earlier in life an individual begins to save, the better they will be set financially in the years to come. There are several reasons why it is important to save money. A few of these reasons are for emergencies, retirement, and simply for luxury spending. Having money will benefit each of these examples.
Economics is the study of the production and consumption of goods and the transfer of wealth to produce and obtain those goods. Economics explains how people interact within markets to get what they want or accomplish certain goals. Since economics is a driving force of human interaction, studying it often reveals why people and governments behave in particular ways.