The Importance Of Health Care In The United States

Health care is one of the most important amenities the world acquires. Without health care, where would the population be? The human species would gradually decline tremendously if the world lacked health care, health care systems, and health insurance. The main goal of a health care system is to provide people with health care services at a logical and efficient rate while also maintaining a level of quality for the patient. Each country has its own advantages and disadvantages to its health care system including the way it chooses to finance health care. What works for one country may not necessarily be efficient for another country. Some believe that if reform took place, health care systems around the world will be more efficient if they

Group insurance has tax advantages when the employee’s employer provides them with insurance. People also may choose to insure themselves with “self-insurance” by paying directly out-of-pocket and managing their money to prepare for risk. Employers take on great risk to insure employees by providing them with the health care benefits. However, there is no insurance premium tax on employers (Self-Insurance Institute of America, 2012). So if all goes well, employers do not lose money. There is also individual private insurance where the cost is based on the individual’s health (Shi & Singh, 2015). Individual private insurance plans provide people with a variety of plans to choose from with many options of types of care able to be received. Usually when a person has private insurance he or she has to pay minimum co-payments to his or her provider while the rest is covered at the time of visit. However, some plans do not have co-payments and deductibles, but the person may be paying a higher annual cost for insurance. All of these options give the United States citizens freedom to choose what type of health insurance plan they want, without being automatically assigned to

The United States spends twice as much on health care than France through expenditures according to Ed Dolan who says that the French spend “11.2% on GDP, compared with 16% in the United States” (Dolan, 2011). Expenditures are increased by expansion of health insurance and increase in health insurance premiums (Shi & Singh, 2015). People in the United States make more profit than in France, but it is still imperative that the U.S tries to solidify its expenditures for the