Cost Of Health Care Essay

Healthcare is an on-going concern in today’s society. The cost of healthcare is constantly rising and is becoming less affordable to the public. The increase has an effect on premiums for businesses and families. The government has also made it mandatory for everyone to have health insurance otherwise, a tax penalty has to be paid. There are health insurances that are funded by the state and federal government. Government funded insurances are Medicaid and Medicare and is for those who are low-income. Individuals who don’t qualify for Medicaid or Medicare have to come out of pocket to pay for healthcare insurance or pay from employer sponsored insurance if those benefits are available to those individual. Ultimately, the goal of healthcare

The causes of the increase in cost are new medical technologies, doctor and hospital visits, lab test, and drugs. The cost of these services increasing is causing an increase for both insurances and patients to pay. In order to accommodate for this increase in cost, health insurances raise their premiums to individuals that have to pay directly to them in order to receive the medical services provided without paying full cost. Creating a way to consolidate medical services can lower health care cost and make it more affordable for the public. Also, instead of waiting until a patient needs to visit the doctor or go to the hospital, prevention should be the main focus and not treatment alone.
What would work best for me and my family is to focus on prevention and try to minimize the likelihood of going to the doctor and hospital. With the cost of health insurance going up with health cost, it is difficult to avoid paying the premium especially when the government requires everyone to have health coverage. Taking certain health precautions can also decrease the likelihood of taking a trip to the doctor’s office such as, washing hands before touching your face or disinfecting things that you commonly touch that would accumulate