This is one of the many positives that comes out of the healthcare reform law. The first thought when reading about or hearing about the healthcare reform law is that a person may think that it severely limits state's rights. Leading most people to think that the law goes against the constitution in that sense. The healthcare reform law however does not limit states rights as much as it seems. The law actually gives states a tremendous amount of flexibility with which states can edit their healthcare plans.
Externalities Externalities are considered to be any impact on people who are not involved in an economic transaction. Externalities can be positive or negative. In the healthcare industry, there are positive and negative externalities due to the care that’s provided to other people. The people who are not directly involved in the treatment benefit from others being healthy because it decreases the chance of them catching the same illness. This is one of the many positive externalities that exist from others receiving health care services.
Pros being things such as a fairly low monthly premium that is less than the cost of treatment, coverage for a wide array of illnesses, exams, or imaging, etc. I believe health insurance could most accurately be compared to a safety net; it’s there if you need it and allows you the peace of mind to know certain things will be covered in a time of need. At the same time however, to every positive aspect of health insurance one could argue that a negative aspect exists. While the monthly premium for coverage may be acceptable for one individual, the same amount could be hard to come by for another. Similarly, while one policy may cover the charges for particular illnesses and exams necessary to person A, person B could be covered under the same policy only to become ill to conditions not insured by that plan.
A pro of an HMO is that treatment for a patient can begin prior to their insurance being authorized; A member may benefit from this because there would be little to no treatment delays. A con of an HMO is that in order to save cost, most HMOs provide narrow provider networks; A member may not benefit if in an emergency because their “in-network” emergency room might be far or there are “quick-care” in their
Perceptions that h... ... middle of paper ... ...paper could greatly influence someone to try to make a change to where we could award health insurance to everyone. I’ve learned that sometimes people can’t afford insurance but, other times it is the insurance companies who are not providing enough insurance and want an outrageous price for something that will barely cover you. Employer based systems are something that should definitely be taken in account when a company is try to provide insurance to its employees because it is a great system that can help more people in this country get insurance. Helping to find a way to make health insurance affordable and effective for many people is a great way for someone to make a difference in this world. It’s a great civic engagement thing to try and help.
“Health inequalities based on SES can be reduced by instituting health interventions that automatically benefit individuals irrespective of their own resources or behaviors” (Link & Phelan & Tehranifar, 2010). With regards to that interfering where the inequitable health disparities are in communities will decrease the disadvantages that individuals deal with. Many people in The United States of America believe that there are equal opportunities for everyone regarding health, but this is un-true. For example, people with a lower income are at a disadvantage, because of their lack of access to healthier food choices or better health care services. It is well known that healthier, fresh, and organic foods are costlier than their fast-food counterparts.
insurance) with 54.5%, after which comes the gover... ... middle of paper ... ... the company. There is also a high return on investment. It remains to see how the pay per performance (PPO), which is paying for the quality of care is set to affect the industry, but present medical treatments and quality of care suggests that PPO is unlikely to affect Community Health Services. Conclusion The Industry is one of the most complicated and there are some implications that are uncertain. However, if the Obamacare gets sanctioned, then healthcare is a good industry to invest in and CHS would not be a bad choice as it has a right mix to everything.
There are many reason why employers offer insurance benefits to their employees and many reason they don’t. Let’s look at some of the pros, for providing coverage to your employees. First, it makes the organization more attract for employees, it also helps to retain the most qualified employees possible for the organization. Secondly, employees often accept health benefits instead of a higher salary, resulting in the organization saving money. Offering health insurance has been known to decrease absenteeism and improve employee morale and health.
It won’t apply to the majority of Americans, who by now have the health insurance, and it will not force anybody to buy insurance if they couldn’t afford it, but removing the mandate will lead to a health-care reform that is less efficient. B. End with an impactful concluding statement (pathos) According to a quote that I found that sums up the heart of my speech, “You may not appreciate the presence of good health, but you will definitely regret the absence of good health, because health is happiness.”
However, if they trust their company’s products and the company has enough successful cases to prove the function of their products, employees like Jennifer and Tony have the right to promote their own products? Based on the balanced stocking, the manager can choose to consider his own salary or bonus ahead of anything else. There is no ethical error here if the manager promotes their own products that are proven functional, based on the balanced stocking. In conclusion, the manager’s idea about promoting own-label medicines by keeping the “stocking error” creates the ethical dilemma. For Jennifer, it is hard to make a decision.