People are faced with so many types of personal hardships it can sometimes be a little overwhelming. Protecting you and your family from financial losses or these hardships is important. Unfortunately, the worst hardships are the one that you might choose to ignore and are not expected. One of the biggest disasters a home owner or family can face may come from a flood. There are a few things that you can do to protect yourself and your family from the devastation of a flood.
Buying Flood Insurance - Is it Required?
flood insurance may be a requirement. Any community that participates in the National Flood Insurance Program (NFIP) is zoned into 4 primary categories which include 'undetermined risk areas', 'high risk - coastal areas', 'high
Most of the destructions from the events of August 29th 2005, when Katrina Hit the City Of New Orleans, were not only caused by the storm itself; but also, by failure of the engineering of the levee system protecting the entire infrastructure of the city. The years of poor decision making and avoidance of the levee system led to one of the most catastrophic events in the history of the United States. Throughout our research, we have identified three key players in charge of the levee system design, construction and maintenance. These three organizations are the Unites States Corps of Engineers, the New Orleans Levee District and the Louisiana Department of Transportation. The consequences of the hurricane showed the organizations negligence in the design, construction and maintenance of the protective walls. Later independent sresearch showed that more than 50 levees and food walls failed during the passage of the hurricane. This failure caused the flooding of most of New Orleans and all of ST. Bernard Parish. The Unites States Corps of Engineers had been in charge of the of the levee system and flood walls construction since the 1936 flood act. According to the law, the Louisiana Department of Transportation is in charge to inspect the overall design and engineering practices implemented in the construction of the system. Once the levee systems were finished, they were handed over to the New Orleans Levee District for regular maintenance and periodically inspections. The uncoordinated actions of these three agencies resulted in the complete failure of a system that was supposed to protect the people of New Orleans. The evidence is clear that this catastrophic event did not happened by chance. The uncoordinated response of these...
On a townhouse at 3965 Deer Ridge drive, Silver Spring, MD 20904 on Thursday, 09/27/2017 around 12:30 pm I was going to the basement to wash clothes. I turned on the lights and saw a flood entering inside the basement with a high speed through a little window which was located on the left corner of the basement. I start to cover it; if I attempted to reach it, the flood will pour on my head because the window was a little higher above me. Due to the incident, so many household items were damaged, especially brand new 2 mattresses, blankets, carpets, chars, paper documents, books, and some electronic items including kid’s clothes and shoes.
Imagine living your life, and then suddenly, life changes for the worst, the crops are destroyed, the towns are flooded, and the houses are destroyed. This is the Great Flood of 1993,
Take a look at Barbuda, the Prime Minister has just declared that most of the island is 95% destroyed and that 90% of the population is now homeless. "When you have an unprecedented storm like this that comes with such significant wind force this is like having a bomb literally thrown on a city," said Gaston Browne (Prime Minister).There are families and people like you and me that are currently struggling due to the aftermath of Irma. People who have gone through the aftereffect of a hurricane, such as Irma, have to face many social/emotional effects, not only the devastation of their homes and
One of the biggest issues and concerns about flooding is the destruction and associated costs to fix the damage. In the spring flood of 2017 Quebec and Eastern Ontario were decimated and more than $223 million in insured damage as reported by the Insurance Bureau of Canada (Micnnis). Flooding can create destruction to our economy, and cause problems to main roads, highways, and bridges because they are submerged in water. If people need a way to evacuate quickly, they must leave at a reasonable time with a fairly large warning. If they cannot leave early they may be trapped because transportation is disturbed and exits are underwater. Not only the Roads will be damaged but, the rest of the infrastructure will have interruptions from flooding. For example power lines can fall and people won’t have any electricity which is very costly to repair. Companies will have a hard time getting back on their feet since they will lose product and work spaces due to water damage. Flooding will ruin both the interior and exterior of a building. An abundance of repairs will be required so there is a great deal of legal costs related with lawsuits and insurance companies become are very overwhelmed with claims (Mega secur). Flooding will affect our economy because citizens and governments will send money to aid everyone who has suffered financially
The Queensland floods were one of the most horrific natural disasters that Queensland has ever had. The floods start December 2010 and finished January 2011. The floods forced the evaluation of thousands of people from towns and cities. At least 70 towns and over 200,000 people were affected. 35 lives were lost. 2.38 billion dollars’ worth of Damage was done over the Queensland area. The floods Affected central and southern Queensland including Brisbane, Rockhampton, Emerald, Bundaberg, Dalby, Toowoomba. The Red Cross evacuation on the 27 December.
Picture this, you laying on top of you car as you are being violently slung down your street, which was once dry and calm and is now wet and foreign, at an extremely rapid pace. You can’t find your family and all you can do is hope that they haven’t drowned and are able to stay afloat against the violent waters that are angrily attempting to destroy everything in its path. You look around the weather is gray and it’s raining heavily. It is a struggle to breathe between the rapid rain and the violent waters which are attempting to pull you under, forever. Your house no longer exists it is broken down from the pounding waters and fast winds. That is exactly what it would be like if you were in the midst of a hurricane. After hurricanes are over the confusion is crazy, children who had loving families are now orphaned, people become homeless, and people miss certain joys such as walking due to becoming paralyzed.
Flooding from a natural disaster can cause serious damage to a building or home. Th...
Floods are the most common natural disaster in the United States. In the United States, floods cause around six billion dollars, worth of damage in a year (National Geographic, 2015). Over the past ten years, the total cost in flood insurance claims has averaged around four billion dollars each year (“National Geographic”, 2015). Over the past five years, all 50 states have experienced floods or flash floods (National Geographic, 2015). Homes, buildings, and the community members are all at risk during a flooding. Typically, losses due to flooding are not covered under homeowner's and business insurance policies (National Geographic, 2015). Flooding both before and after can have a devastating impact on a community.
If you are a project manager, you might be wondering if you need to purchase insurance. Project managers need to purchase insurance. At the very least, all project managers should have liability insurance. If you do not have liability insurance, a lawsuit could take a large portion of your income. Several insurance agencies have policies that are suitable for project managers. Before you contact an insurance company, you should be knowledgeable of your coverage options.
Preparing for the disaster in advance might save your life. So, it’s always a wise thing to prepare in advance. My steps are:
Floods can give the negative impact to the infrastructure. The damage on the infrastructure can cause the long term impacts such as disruptions of clean waters, transport, communication, electricity supply, education and health care. The loss of livelihoods can decreasing in a purchasing power and loss of land value in the coastal area that can bring to the increasing in the vulnerabilities of communities living in the area. The additional cost for rehabilitation, relocation of people and removal of property from flood-affected areas can divert the capital required for maintaining production. This Impact of floods can be related to the loss of lives and property because it can be include to property damage, loss of human life, non-functioning in infrastructures, destruction of crops, loss of livestock and deterioration of health condition
Natural disasters have no specific schedule or targeted place to happen as it happen anywhere, anytime. Yes, every local and central government has their own disaster management wings but they can’t guarantee you complete protection on-spot or on-time. Just ponder; you are enjoying a family vacation out station and sudden you get an alert of storm! In this situation, you are the only person to safeguard you and your family rather than a trained disaster management volunteer. So, all of us need to be prepared to prevent a harassing situation which is not mentioned in your day-planner.
A flood can be a very destructive disaster not many people think about it as a huge problem for in the United States but it is for places that have dams or places that get the after effect of hurricanes and tsunami`s. The Johnstown Flood happened May 31, 1889 in Johnstown P.A a little town outside of Pittsburgh. Floods can damage houses, trees, cars, and whole towns bring fear to the nearby citizens.
Thailand is a tropical country which is part of the Indochina peninsula. Thailand is bordered in the north by the Lao People’s Democratic Republic (Lao PDR), in the east by Lao PDR and Cambodia, in the south by the Gulf of Thailand and Malaysia, and in the west by the Andaman Sea and the Union of Myanmar (Thailand Population 2013). The total land area is about 512,000 km2. The current population as of 2013 within the Kingdom of Thailand is about 69.52 million people, which is an approximate 6.2% increase from the population taken in the 2010 census (Thailand Population 2013). Every year in this beautiful country flooding in Bangkok is a critical issue which impacts the people of Thailand.