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In the period of Obamacare, there is a sound argument that there is a need for greater restrictions on who has access to healthcare on the normal premium’s minimum premium model or through Medicare/Medicaid. The question that has to be asked is if those individuals, which assume a risk through an unhealthy lifestyle, should pay the same premiums as those individuals who live a healthy lifestyle. There is obviously a discussion of degrees in such a debate (i.e. the individual who eats unhealthily in a manner that has limited health impacts is different from the smoker or the obese person). Eating and obesity are a contentious subject when it comes to health care restrictions, because food is a necessity. However, tobacco is not a necessity and is known to be a significant detriment to the individual’s health. Inferentially, the case supporting a health tax for cigarettes, smoking and tobacco is different the debate over the tax for unhealthy eating and obesity. Thus, there should be a health tax in the case of tobacco consumption is necessary, because the individual who smokes is assuming risks that are detrimental to his or her health.
The rationale behind this argument is that the assumption of risk, which derives from the law of tort, indicates the individual should not benefit from his or her own acts that result in harm (Noel, 95). Conversely, one could argue that the manufacturers are selling tobacco for smoking, which means the inference of danger that amounts to an assumption of risk is questionable (i.e. the goods are legal, so there should not be a health punishment for smoking) (Dubois, 25). Nevertheless, whether an activity is legal or not, insurance will not cover all activities. For example, extreme sports are not co...
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...y?” Issues in Ethics 6.1. 1993.Web.
Dubois, Mikael. “Response to Should People with Unhealthy Lifestyles Pay Higher Health Insurance Premiums.” Journal of Primary Prevention. New York: Penguin, 2011 32-27. Print.
Noel, Dix. “Defective Products: Abnormal Use, Contributory Negligence and Assumption of Risk” Vanderbilt Law Review. New York: Bedford/St. Martin’s, 2002. 313-23. Print.
Persaud, R “Smokers’ Rights to Health Care.” Journal of Medical Ethics 21, 1995. Print.
Schane, RE, Ling, PM, Stanton, A & Glantz, A “Health Effects of Light and Intermittent Smoking: A Review.” Contemporary Reviews in Cardiovascular Medicine.121, 1518-1522, 2010. Print.
Warner, KE, Chaloupka, FJ, Cook, PJ, Manning, WG, Newhouse, JP, Novotny, TE, Schelling, TC & Townsend, J “Criteria for Determining an Optimal Cigarette Tax: The Economist’s Perspective” Tobacco Control. 380-386, 1995. Print.
Access to healthcare provides financial stability by assuring people that they will not be financially destroyed by injury or illness. Additionally, when people can afford regular medical care they tend to avoid chronic problems and financial stress. In a study provided by the American Medical Students Association, researchers reviewed the costs and benefits of universal health care. They came to the conclusion, after reviewing other articles and statistics from multiple sources, that, “The annual cost of diminished health and shorter life spans of Americans without insurance is $65-$130 billion.” (Chua 5) This comes from people not having adequate health care and then losing their jobs because they...
The United States spends vast amounts on its healthcare, while falling short of achieving superiority over other developed nations. One cannot overlook that the deepening recession has left many without jobs and therefore lacking health insurance. According to Fairhall and Steadman, (2009), even though the recession is hard on all, it is worse on the uninsured due to health care and insurance cost rising faster than incomes. Nevertheless, even those with jobs are lacking in health insurance due to employers, who provide insurance, are increasingly dropping their sponsored insurance. Many find that purchasing a health policy or paying for medical care out-of-pocket is cost prohibitive. “Since the recession began in December 2007, the number of unemployed Americans has increased by 3.6 million,” (Fairhall & Steadman, 2009). In 2009 it was stated that approximately 46 million Americans were uninsured, however not all of that number is due to the inability to afford coverage. According to a 2009 story written by Christopher Weaver of Kaiser Health News, 43% of that number should be classified as “voluntarily” uninsured. This subset of uninsured Americans consist of nearly half being young and healthy; therefo...
Ormond, B., Spillman, B., Waidmann, T., Caswell, K., & Tereshchenko, B.. (2011). Potential National and State Medical Care Savings From Primary Disease Prevention. American Journal of Public Health, 101(1), 157-64. Retrieved February 23, 2011, from ProQuest Psychology Journals. (Document ID: 2233850141).
Cross, Frank B., and Roger LeRoy Miller. "Ch. 13: Strict Liability and Product Liability." The legal environment of business: text and cases, 8th edition. Mason, Ohio: Cengage Learning Custom Solutions, 2012. 294-297. Print.
Health insurance facilitates entry into the health care system. Uninsured people are less likely to receive medical care and more likely to have poor health. Many Americans are foregoing medical care because they cannot afford it, or are struggling to pay their medical bills. “Adults in the US are more likely to go without health care due to cost” (Schoen, Osborn, Squires, Doty, & Pierson, 2010) Many of the currently uninsured or underinsured are forced accept inferior plans with large out-of-pocket costs, or are not be able to afford coverage offered by private health insurers. This lack of adequate coverage makes it difficult for people to get the health care they need and can have a particularly serious impact on a person's health and stability.
One of the largest and most problematic health issues in our society is smoking. Smoking is currently the leading cause of death in our country, due to its harmful and addicting contents, such as nicotine and tobacco. Although millions die from it each year, smoking is the single most preventable cause of death as well. Without smoking, a tremendous amount of money and lives will be saved. I think that our country should ban smoking and the production of cigarettes in order to maintain a healthier nation, help save the environment, and prevent the almost 1000 deaths that they cause in fires each year.
The question of what is the government’s role in regulating healthy and unhealthy behavior is one that would probably spark a debate every time. Originally, the role was to assist in regulating and ensure those that were unable to afford or obtain healthcare insurance for various reasons would be eligible for medical care. However, now it seems that politicians are not really concerned about what’s best for the citizens but woul...
This article discussed about how the government is basically preaching about ethics while being greedy. Since the government pressures tobacco companies to fund ads that tells others that smoking is unhealthy, but secretly want more individuals to buy them since it helps the economy. George Will then states information about how smoking kills more than one thousands of America and it more individual dies from smoking than from alcohol consumption. murder, AIDS, car crashes, etc. Will also states that tobacco companies adds enough nicotine to make it addictive. In this article, it also discusses about state government thrive on revenue from tobacco taxes. The federal tax on a pack is one dollar. In New York and connecticut the tax for tobacco
In a research article by Gallet (2004), several aspects of the clean indoor-air laws were closely examined. Set apart from other literature on the same topic, Gallet (2004) proposed that the degree of enforcement of these laws was just as important as the laws themselves. States that maintained the most restrictive clean-air laws encouraged much more competition within the cigarette industry; hence prices were adjusted closer to marginal cost which caused the availability of supply to increase (Gallet, 2004). Conversely, Keeler, Barnett, Manning, & Sung (1996) concluded that the price adjustment closer to marginal demand could be explained as an attempt to compensate for the reduction of demand caused by the antismoking laws. Regardless of the opinions of the papers on this aspect of the clean indoor-air laws, both agreed that state regulations that prohibit or limit smoking in public places decreased the cigarette demand.
The tobacco industry is important to the economy. In 1991, worldwide tobacco sales exceeded $59.8 billion and in 1992 the industry was rated as one of the top one hundred advertisers (Pechmann and Ratneshwar, 1994). However, there are high prices to pay - socially, economically, and personally - as a result of this industry. Annual mortality figures indicate that cigarette smoking is the number one cause of preventable death in the United States. An estimated 390,000 people die each year of smoke related illnesses, which is greater than the combined mortality for cocaine, crack, AIDS, homicide, suicide, and alcohol abuse (Botvin, G., Baker, Botvin, E., Dusenbury, Cardwell, and Diaz, 1993).
Statistics show that the increased affordability for cigarettes due to the taxation effects people of low income earning more than people that earn higher amount of income per year. Table 3 shows that the average amount of prevalent smokers becomes considerably higher as the amount of total income decrease thus affecting people of lower income more than higher.
For this paper, I will to focus on smoking in the United States population as smoking causes a significant burden on health care systems and on the economy. Smoking negatively affects most organs, causing cancer, heart disease, stroke, lung disease, diabetes, chronic obstructive pulmonary disease (COPD), and other diseases. Tobacco use costs more than $300 billion per year in medical care and lost productivity due to premature death and secondhand smoke in the United States. Cigarette smoking is the leading cause of preventable disease and death in the United States (US), causing more than 480,000 deaths per year in the US and contributing to smokers dying ten years earlier than nonsmokers. Additionally, nicotine, an ingredient naturally in
Although it is beneficial for the economy for the production of tobacco products it is extremely risky to use the product. According to researchers second-hand smoke is terrible for everyone in the world who walk by someone who is exhaling. In the article by Robert Proctor “Why ban the sale of cigarettes? The case for abolition” he states that cigarettes are the “most deadl...
The sale of cigarettes and tobacco is a multi-billion dollar industry, but is it truly worth all the problems that stem from their use? Health care costs are extremely high due to all the health problems associated with cigarettes and tobacco. Even though research has proven time and time again the harmful effects of cigarettes, and the rising cost of health care caused by cigarettes, our government will not take a stand and stop all manufacturing of the horrible toxins. Every year, new medical reports are issued regarding the harmful effects of smoking cigarettes. Hundreds of thousands of people around the world die every year from diseases caused by smoking.
From many perspectives, the word smoking means different things to different people. Some might think smoking means relaxation while others might think of smoking as a harmful disease. Cigarettes were invented over a century ago. Since then, many people have started to smoke which has led to many issues that the world faces today. Smoking is a serious issue that needs the attention of all American citizens. Even though the United States cannot control what other countries think about this issue, they can definitely set an example for others to follow. Smoking causes major issues for the smokers themselves and for other people around them. Due to the health effects caused by smoking cigarettes and secondhand smoke, the American government should