In a perfect situation the American people would all have the career they want and maintain the expense of the house hold they live in. Due to the economy drop and job losses Americans cannot afford the homes they live in. To help the foreclosure crisis I came up with the idea of community service of the people who are losing their homes. My plan not only will help the foreclosing it will create jobs. Community service will instill a new idea to the Americans who are willing to do what they have to in order to save their homes. People want to stay in the homes they have already partially paid for and have begun raising their family or started to design to their likings. Not foreclosing and allowing a community service would be the most ideal for someone in this position. Banks who participate would receive tax reductions for allowing the community service. The Internal Revenue Service will sort the taxes, and the president and congress make rules and regulations. All together these four groups will work together in harmony.
Helping out the plant earth’s well being by doing community service and getting relief from it would be the way I would like to see the people save their homes. This would show that people are motivated to keep their homes, and not just trying to live coast free. The participants who help would make America less polluted, happier, and a safer country. The people who have physical disabilities could do thing like visit the elderly, and read to young school kids. Physically capable people have a variety of thing s available to do. Americans would also feel proud of what they have done for the community which they live in. Parents would also be creating a positive thought in children’s mind about pollution and ...
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...their part by participating in making the United States of America a cleaner, healthier place to live. Banks do their part by organizing the different groups, possibly hiring people and getting the tax deduction. This is important to the banks because they do not want to lose out on cash. The Internal Revenue Service does their part by doing the taxes. The president Barack Obama and congress do their part by making the rules and regulations. Community service is the absolute perfect answer to the foreclosure crisis. Not only cleaner earth and healthier Americans but new jobs as well. Some Americans will not want to participate in community service can make their payments and find a solution that works best personally for them. My answer to the crisis will bring smiles across the fifty states. This is so ideal that it will work with good organization and leadership.
Since the Great Depression, our economy has not seen such devastating downturns. As a result, many of us have lost our jobs and subsequently, our homes. The current foreclosure crisis is affecting 1 out of every 5 Americans, Jonathan Lain (How to Solve the Foreclosure Crisis). So now the focus is on finding ways to solve the growing epidemic of foreclosures. I propose that the government fund a non-profit organization, whose mission is to reduce the number of foreclosures among the American people. Furthermore, although the initial funding would come from the government, as a non-profit, the agency would be able to obtain grants and hold fundraising events in support of their cause. The non-profit organization titled, Brick-by-Brick, Inc. (B-b-B) would ensure all homeowners have mortgage insurance, educate potential homeowners via workshops; housing, and provide financial assistance.
For the second part of my plan, I propose that we all take individual action to make the air quality better for ourselves and everyone else, like driving less and not topping off the gas tank. By encouraging local lawmakers to use the effective plans of Los Angeles and by actively taking strides in combating the battle of air pollution in our daily lives, the breaths we take can soon be of clean, ...
Another opportunity in giving back to the community would be through the school system. With the financial help of local civic clubs, kits could be prepared for the students in the elementary school. Through the kits, the children could be taught the importance of taking care of their teeth. I believe that the younger students would respond well to the "tooth fairy." The tooth fairy could then teach the correct techniques for brushing and flossing teeth. This would be a fun experience for the younger students, as well as a fun reminder. Here again, students would be educated and provided a service.
...ven join a community service group that helps clean up the community. This would also be a great way to open up new jobs by having people look out for things on the ground, and clean up litter at all times.
Unfortunately, this is no easy task. Although people may be willing to put a recycle bin in their office to guilt their workers into occasionally tossing a soda bottle in, when one starts to talk about moving people out to more natural settings, or even planting a park in their local empty lot, people can get nervous. Much of this is due to the presence of a negativistic attitude present in many humans, and especially within people who have grown up in an urban environment. The negativistic attitude is one of nine values coined by Stephen Kellert, in his publication The Value of Life, and it deals with the fact that people will sometimes view nature through the lens of intimidation and fear. Sadly, this type of attitude can eventually lead to all-around apathy to environmental concerns. Beyond this value, I feel people often oppose a more nature filled lifestyle, because they are simply stubborn. Many people live in cities without much interaction with natural settings, simply because it can be much cheaper and therefore very attractive to those who are poor. Even if one tried to convince these people that a more natural setting could be vital to health, they may still stubbornly deny it, saying that it is more important that they save money and maintain the lifestyle they have become accustomed
The best way to solve this foreclosure crisis is preventing homes from foreclosing one house at a time. The American family needs a simple option to save their home. My solution is based upon the concept of the homeowner paying what they are capable today, with a long term solution for the homeowner to repay the entire debt eventually. If the homeowner can now afford to make the payments, then they can escape foreclosure, rebuild their pride, and be productive citizens.
At my school, I am an active member of a program called S.E.E.D., which stands for Students Ending Environmental Destruction. As a group, spread awareness about recycling, water conservation and remediation, climate change, and other environmental problems the world faces today. We make sure that every classroom has a recycling bin and informative posters above them. We have hosted movie nights where we provide healthy, GMO-free refreshments and show an educational film that relates to a current issues to spread awareness. We have also convinced our school to install stations that are specifically meant to refill water bottles as it encourages students to stop buying plastic bottles and wasting plastic. Taking care of the environment and educating our youth, the congressmen, women, and voters of tomorrow who will be the deciding factors of the earth’s health, and consequently the people’s health, is crucial to me.
I believe the foreclosure crisis will only continue and worsen until we understand the needs of the American public. Giving money is not the answer entirely. Each situation is unique and different from another. What works for one citizen may not be the solution for another. This is not only a financial situation but a social situation in my opinion. If he or she has a legitimate reason why they are in a foreclosure panic, such as death, divorce, sudden medical illness, or recent job loss, then the American government and banks should lend a helping hand. We cannot punish the unfortunate. We have only made a step in the right direction. We need to start sprinting to the finish line, because if we follow these steps, the foreclosure crisis will be gone in a flash.
It may be easier to start out in small steps maybe within the individual household, then work towards others on the outside. Any step or effort made is a positive step in the right direction. Changing the behavior and effects on the environment takes the work of all individuals that share this Earth. One person can only make so much of a difference. Personally, I will put effort into my daily life to try using less water by turning off the faucet while brushing my teeth or in between when I’m washing dishes. I have mentioned to my father how he should call the company that comes to your home and takes your grass out and replaces it with gravel which is small rocks. It is paid by the government because you are helping the environment by using less water and you won’t have to water grass anymore. They put plants of your choice that do not require water. I’m sure if I’m capable of taking public transportation to commute to work and school but maybe I will think about changing my car to a hybrid or an electric in the near future. The government also provides grants to families who are interested in solar panels for their home. That will go a long way to help air pollution and our
The foreclosure crisis has no simple solution since so many things affect it, but fixing each thing one by one will gradually help. Incentives for people to buy are fantastic ideas. The $8,000 tax credit to first time homeowners is a good start. There could be others that don’t exclude current homeowners. The first few months’ mortgage could be paid for, or provide furnished houses. President Obama is very intellectual and I think he has the capacity to make wise decisions and fix our foreclosure crisis.
... reduce natural gas consumption. Long-term I am committed to installing new energy efficient windows to truly reduce energy consumption. To help reduce the family’s water consumption we recently installed an energy efficient washing machine that uses over 60% less water than the previous model that was installed. As an additional means in which to help conserve water I will be installing a rain barrel in the summer to water our outdoor plants. While these actions might not seem significant, they can make a significant difference. According to Energy Star, a U.S. Environmental Protection Agency, if every home in America replaced just one incandescent light bulb with an Energy Star qualified CFL, in just one year it would save enough energy to light more than 3 million homes. That would prevent the release of greenhouse gas emissions equal to that of about 800,000 cars.
One of my personal goals for the project was to learn as much as I could about the sustainability issue facing us. I did this by participating in all of the projects that were done throughout the semester. The main project that occurred during the semester was the personal sustainability goals that we each set for ourselves. While doing the actions that we pledged to do, we learned different things about sustainability that we never knew before. One of the things that I learned was that, at Clemson, it is hard for students who want to recycle to be able to recycle. There are not the necessary facilities nearby our student housing to place our recyclables. I also learned that some actions that should be done to be sustainable are hard to do in the society that we live in. One of these activities that we do is the needless driving that Americans do in general. Since we live in a moving society, it is sometimes hard to do. An easy thing that everyone can do is to recycle some of his or her wastes. This can be done for most people at little or no extra effort than just throwing your trash away.
Protect oceans from overfishing and establish a global whale sanctuary. Protect the world's remaining old growth forests. Eliminate sources of dioxin and other persistent organic pollutants (POPs) including PVC, and ensure legislation to prevent toxic waste dumping. Protect future generations from the effects of nuclear contamination by ending the nuclear fuel cycle, stopping radioactive discharges and plutonium shipments.
...at we need. Clean up the rivers and streams, lakes and oceans. Reduce the use of chemicals and pesticides. But society must do something, even if only donating money to an organization who does. Just do something to help, before even more animals disappear, before all the fish and forests are gone, before the earth has so little diversity that only humans remain.
...son can make a difference, but efforts are much stronger when things are done collectively by a group, community, city or state. As mentioned earlier, one does not need to fully understand the environment, science, matter and evolution to recognize that these natural phenomena are strong and impactful on the world as we know it. Perhaps the best way to live sustainably is by living an exemplary life for others to follow. Not only do people benefit by sustainable communities and habitats, animals, plants and everything else in nature does as well. There is an old expression that states life what we make it; the same can be said about the environment, to an extent. Of course there are things out of the control of humans, but with the things that we can control, it is in the best interest of everyone and everything to be as proactive and wise with things as possible.