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Figures reported to the Microcredit Summit Campaign show that as at 2007, 3,352 institutions offered microfinance to about 155 million clients, 68 percent of which were defined as poor clients. (Daley-Harris 2009) This represents an increase to the 54.5 percent of microfinance offered to poor clients in 1997. The study also showed that the number of institutions offering microfinance had increased by more than 400 percent. These statistics alone make a compelling argument for the impact of microfinance but statistics do not always show the whole picture. The widely-held assumption has generally been that microfinance is an essential tool for reducing poverty in a society.
Chapter Four: Theoretical Framework of the Study 4. Introduction Small and Medium Enterprises (SMEs) are now the great concern to develop the economy in the world. It is beyond all controversies and debates that SMEs comes to play role to make ‘positive growth’ in national economy. The factors or determinants related to the SME and banking service have described in this chapter. 4.1 Importance of SME in Bangladesh Small and Medium Enterprises (SMEs) considered as a dominant form of business organization in all countries, naturally accounting for over 95 percent of the business population.
Globalization along with the rise of information technologies, have led to changes in the global business arena. Outsourcing is when a business hires another entity to perform their functions. It can be on-shore (in the same country) and off-shore (in other country), but this paper will be based on off-shoring since the Global aspect has to be taken in perspective. First off the emergence of outsourcing will be discussed followed by the reasons and scope of outsourcing. Then the paper will focus on the benefits and drawbacks of outsourcing.
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