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Government providing free health care
Explain the Affordable Care Act law
Explain the Affordable Care Act law
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Constructive Speech Outline- Negative I. Introduction A. My opponent has resolved that: The U.S. government should not require its citizens to have health insurance. B. I, the negative, will prove (why the status quo needs to change): That the U.S. government should require its citizens to have health insurance. C. Attention grabber (quote, statistic, brief narrative, etc.): As Dennis Kucinich, a Democratic member of the United States House of Representatives and was a candidate for the Democratic nomination for President of the United States in the 2004 and 2008 elections, said: “Everyone should have health insurance? I say everyone should have health care. I'm not selling insurance.” D. Background or history on the subject (must have three pieces of history- what do you want the audience to know? What information will back up your argument?) 1. Health insurance is a type of insurance coverage that covers the cost of an insured individual's medical and surgical expenses. Depending on the type of health insurance coverage, either the insured pays costs out-of-pocket and is then reimbursed, or the insurer makes payments directly to the provider. 2. In the USA, health insurance is commonly included in employer benefit packages and seen as an employment perk. 3. Even if you are usually in good health, you will need to use the health care system at some point in your life. You never know when an accident may happen or your family member will get sick and need to see a doctor. Health insurance provides you with an affordable way to get medical care when you need it. E. Choose one of the following: • I agree to the definitions provided by the affirmative. • I would like to redefine the following term(s): 1. Government: The politica... ... middle of paper ... ...es ought to be something you seize seriously. That is what condition insurance is all about — obscuring the expenses that come alongside stopping illness and staying healthy, and being ready for the worst that might happen. 3. The individual mandate is vital for concluding discrimination in health-insurance marketplaces, the key accomplishment of health-care reform. It won’t apply to the majority of Americans, who by now have the health insurance, and it will not force anybody to buy insurance if they couldn’t afford it, but removing the mandate will lead to a health-care reform that is less efficient. B. End with an impactful concluding statement (pathos) According to a quote that I found that sums up the heart of my speech, “You may not appreciate the presence of good health, but you will definitely regret the absence of good health, because health is happiness.”
One of the most controversial topics in the United States in recent years has been the route which should be undertaken in overhauling the healthcare system for the millions of Americans who are currently uninsured. It is important to note that the goal of the Affordable Care Act is to make healthcare affordable; it provides low-cost, government-subsidized insurance options through the State Health Insurance Marketplace (Amadeo 1). Our current president, Barack Obama, made it one of his goals to bring healthcare to all Americans through the Patient Protection and Affordable Care Act of 2010. This plan, which has been termed “Obamacare”, has come under scrutiny from many Americans, but has also received a large amount of support in turn for a variety of reasons. Some of these reasons include a decrease in insurance discrimination on the basis of health or gender and affordable healthcare coverage for the millions of uninsured. The opposition to this act has cited increased costs and debt accumulation, a reduction in employer healthcare coverage options, as well as a penalization of those already using private healthcare insurance.
The topic that I am choosing to do is on Obama Care. I chose this topic because the idea of the government forcing people to obtain insurance is wrong in my eyes. I am interested in analyzing the validity for what has been said about this topic in order to increase my understanding about Obama Care. I am not an expert when it comes to Obama Care. I know that this is an insurance that is being provided through the government for the general public. I have read that President Obama never initially read the whole bill itself. I also know that people who cannot afford it, but make too much money to qualify for Medicaid are being heavily encouraged to get this insurance. Some of the common knowledge that I have found that the general public has about this subject is that some people are for Obama Care and think that it is a wonderful idea and that there are some people that are dead set against Obama Care. Younger adults, specifically college age and individuals that are in their twenties tend to be for Obama Care. The insurance is being forced upon individuals that may or may not want it. It also seems as though that the insurance being offered is pretty generic in terms of coverage. Some of the questions that I have that I believe will aide me in writing this paper would be the following: What are the pros and cons of Obama Care? What are the thoughts of Obama Care with the people of the government? As well as what are the basics of Obama Care?
The Affordable Care Act introduced a plan that would allow Americans with pre-existing conditions to obtain health insurance without the hassle of being turned down or fear of being charged higher premiums. The Pre-Existing Condition Insurance Plan was effective as of July 1, 2010. It allowed patient access to affordable healthcare in which they were previously denied due to their pre-existing condition (Affordable Care Act Summary, n.d.). Patients were required to be uninsured for at least six months before they obtained this form of health insurance. In January 2014, the PCIP plans no longer exist due to funding issues so Amer...
Health care is one of those issues where the political spectrum shows some overlap. Both sides want the same outcome: a healthy and happy society. However, the ways they want to accomplish this varies greatly. The Republicans are staunchly against government-organized healthcare. They believe that the less government the better, believing that “government run affordable health care leads to inefficiencies and can be disastrous to the nation’s health overall.” They believe that health care should be left to doctors, HMOs and insurance companies to decide and manage. However, the democrats’ main point on health care is that it should be funded and controlled by the government for the people. They hold that all people should be able to have the assurance of health without worrying about losing coverage or going into debt. This would be most effective for the poor and elderly, those who normally would not be able to afford coverage and need it most. As such, Med...
Luckily under the new health care reform law, most people will receive help paying for their healthcare premiums and cost-sharing expenses that people with insurance have to pay out of pocket for doctor visits, and prescription medicine. Families and individuals will be able to receive this assistance with incomes between one hundred and four hundred percent of the federal poverty line. One hundred to four hundred percent makes up at about $23,000 to $94,000 a year assume this is for a family of four.
In recent years, the number of Americans who are uninsured has reached over 45 million citizens, with millions more who only have the very basic of insurance, effectively under insured. With the growing budget cuts to medicaid and the decreasing amount of employers cutting back on their health insurance options, more and more americans are put into positions with poor health care or no access to it at all. At the heart of the issue stems two roots, one concerning the morality of universal health care and the other concerning the economic effects. Many believe that health care reform at a national level is impossible or impractical, and so for too long now our citizens have stood by as our flawed health-care system has transformed into an unfixable mess. The good that universal healthcare would bring to our nation far outweighs the bad, however, so, sooner rather than later, it is important for us to strive towards a society where all people have access to healthcare.
Health Insurance is one of the nations top problems, the cost is rising for premiums, and many businesses just cannot afford it. As Americans many of us have the luxury of health insurance, but far too many of us have to go without it. This is something that always seems to brought up at congressional debates, but little is done about it. “In 2013 there were 41 million people reported with out health insurance coverage, this is too many considering those people probably were sick at some point through out the year, and they couldn’t afford treatment.” We need to find someway to make sure that every citizen of the United States is able to have affordable healthcare for themselves, and their families.
It is essential for the United States government to provide its entire citizen with a free health care. This system ensures that everyone has an access to medical services regardless to his or her social status. It is an important way of preserving life as free health care plan ensures free treatment to the entire citizen. In addition, it can play a big role of ensuring that there is an improved access to health services. Ensuring that all American citizens have an access to the right health care will in turn decrease health care costs. It can also help to stop medical bankruptcies in the entire nation. Lastly, it is one way of reducing poverty as it will lower the debt of the US which would then increase employment.
Have you ever went without health insurance between jobs, or while working part time or because you just couldn?t afford it? No having health insurance is a big risk in a time where medical costs are sky high, Prescription drug prices are outrageous and when your paying your family doctor $50 for a office visit. Fifty dollars represents a full 8 hours of work for many Americans.
While most countries around the world have some form of universal national health care system, the United States, one of the wealthiest countries in the world, does not. There are much more benefits to the U.S. adopting a dorm of national health care system than to keep its current system, which has proved to be unnecessarily expensive, complicated, and overall inefficient.
Then came the question, should the employer be the one responsible for providing health insurance. While everyone on the panel could agree that our health care system in 2008 was broken, most seemed opposed to the alternative solution of universal healthcare. There is an incentive to the company to offer health insurance to a human being that may receive the opportunity to receive health insurance from another company. However, taking health insurance responsibility away from the employer and making it the government’s responsibility would increase availability and possibly eliminate freedom of
In the 2012 Presidential Debates over the Affordable Care Act President Barack Obama said “If you like your health care plan, you can keep your health care plan.” But this, in fact, is not the case. Barack Obama mislead voters into believing they could keep their health insurance if you were among the 85% already happily insured. His message was, “ObamaCare will affect the other people, not you” (Troy). ...
Health insurance provides benefits for sickness, injury, surgery, and prescription medication. There are a variety of plans with different
Health insurance facilitates entry into the health care system. Uninsured people are less likely to receive medical care and more likely to have poor health. Many Americans are foregoing medical care because they cannot afford it, or are struggling to pay their medical bills. “Adults in the US are more likely to go without health care due to cost” (Schoen, Osborn, Squires, Doty, & Pierson, 2010) Many of the currently uninsured or underinsured are forced accept inferior plans with large out-of-pocket costs, or are not be able to afford coverage offered by private health insurers. This lack of adequate coverage makes it difficult for people to get the health care they need and can have a particularly serious impact on a person's health and stability.
Theodore Roosevelt, ran as the Progressive Party candidate, he ran on a platform in 1912 that stated: "We pledge ourselves to work unceasingly in State and Nation for . . . the protection of home life against the hazards of sickness, irregular employment and old age through the adoption of a system of social insurance adapted to American use.” Franklin Roosevelt went into further depth and stated that health care was a human right. In Roosevelt’s January 1944 message to Congress, he stated that “freedom cannot exist without economic security and independence,” and demanded for “a second Bill of Rights under which a new basis of security and prosperity can be established for all.” Included in these rights was “the right to adequate medical care and the opportunity to achieve and enjoy good health” and “the right to adequate protection from the economic fears of old age, sickness,...