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Policy Analysis of the Affordable Care Act
The impact of the Affordable Care Act on healthcare
The effects of the affordable health care act paper
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Reinventing Healthcare-A Fred Friendly Seminar was produced in 2008. The film explores the current issues in health care at that time. This paper explores the issues that were addressed in the movie and compares them to the problems of health care today. Reinventing Health Care As I began watching Reinventing Healthcare-A Fred Friendly Seminar (2008), I thought to myself, “man, things have changed since 2008.” And as the discussion progressed, I started to become irritated by how little had changed. The issues discussed were far-reaching, and the necessity for urgent change was a repeated theme. And yet, eight years later, health care has made changes, but many of its crucial problems still exist. Reinventing Healthcare (2008), presented …show more content…
Then came the question, should the employer be the one responsible for providing health insurance. While everyone on the panel could agree that our health care system in 2008 was broken, most seemed opposed to the alternative solution of universal healthcare. There is an incentive to the company to offer health insurance to a human being that may receive the opportunity to receive health insurance from another company. However, taking health insurance responsibility away from the employer and making it the government’s responsibility would increase availability and possibly eliminate freedom of …show more content…
The panel discussed the effects of this on a small company verse a large corporation in 2008. Part of improving affordability is also making health insurance more affordable for the employer, reducing some of the burden (The White House, 2016).
Many changes in health care insurance have been made to increase the amount of individuals with health insurance coverage. The Affordable Care Act (ACA) was enacted in 2010 in efforts to help solve some of the biggest issues that Americans faced with health care and its availability (The White House, 2016). As of today, more than 9 out of 10 Americans have health insurance (The White House, 2016). This means that 20 million people have gained health insurance since the ACA was enacted (The White House, 2016). Later, another panel member argued that the purpose of health insurance is not to insure everyone. It should be provided to only cover catastrophic health conditions. Today, not only does health insurance cover catastrophic events, but also there are limits on the amount of out-of-pocket health care costs for essential health care (The White House, 2016). Also, most out-of-pocket costs have been eliminated for preventative care (The White House,
Access to healthcare provides financial stability by assuring people that they will not be financially destroyed by injury or illness. Additionally, when people can afford regular medical care they tend to avoid chronic problems and financial stress. In a study provided by the American Medical Students Association, researchers reviewed the costs and benefits of universal health care. They came to the conclusion, after reviewing other articles and statistics from multiple sources, that, “The annual cost of diminished health and shorter life spans of Americans without insurance is $65-$130 billion.” (Chua 5) This comes from people not having adequate health care and then losing their jobs because they...
...ll have to provide nutrition facts to help communities as a whole become healthy or continue their healthy habits. This means the economy will have fewer people covered by government-sponsored health plans. The amount of coverage required to cover all the uninsured will not be enough. According to Daniel Fisher (2012), the laws that were in place provided coverage for the poor, elderly and even about 60% of Americans who get their insurance through their employer. The sole purpose for the healthcare reform is to fix a problem that each year costs extreme amounts of money. The Healthcare reform act is to help with the economic issue of people merely staying at their jobs just so they can continue with insurance coverage. The rising cost and the complexity of healthcare systems is an imperative factor that should concern both businesses and individual
For the last five years of my life I have worked in the healthcare industry. One of the biggest issues plaguing our nation today has been the ever rising cost of health care. If we don't get costs under control, we risk losing the entire system, as well as potentially crippling our economy. For the sake of our future, we must find a way to lower the cost of health care in this nation.
Healthcare has been a topic of discussion with the majority of the country. Issues with insurance coverage, rising costs, limited options to gain coverage, and the quality of healthcare have become concerns for law makers, healthcare providers and the general public. Some of those concerns were alleviated with the passing of the Affordable Care Act, but new concerns have developed with problems that have occurred in the implementation of the new law. The main concerns of the country are if the Affordable Care Act will be able to overcome the issues that plagued the old healthcare system, the cost of the program, and how will the new law affect the quality of the health delivery system.
Niles, Nancy J. Basics of the U.S. Health Care System. Sudbury, MA: Jones and Bartlett, 2011. Print.
Niles, N. J. (2011). Basics of the U.S. health care system. Sudbury, MA: Jones and Bartlett.
A system that fails to evolve with those it serves, will become increasingly inefficient (Leadership and change). Prior to the enactment of the Patient Protection and Affordable Care Act (ACA), healthcare in the United States of America had reached crisis level. Many Americans did not have adequate access to healthcare as a result of increasing costs (Orentlicher, 2012). Liberals spent the better part of the 20th century seeking to secure healthcare for the indigent, to no avail (Orentlicher, 2012). The Affordable Care Act reformed healthcare which required subsequent changes in the management and delivery of healthcare to the more empowered citizens of our modern times (Blaise & Hayes, 2016).
The Affordable Care Act (ACA) of 2010 is Obama’s plan for affordable healthcare insurance coverage and improved access to care. (Davis) This will be a long process due to the political and practical obstacles, but will have an effect on everyone. The ACA will start to provide coverage at different times in each state, which will depend on where they live and which party controls their statehouse. At the moment, Massachusetts provides coverage to nearly all residents. Court’s decision to make the ACA’s Medicaid expansion voluntary and Republican states opposition, means coverage expansion will be slower.
Healthcare professionals want only to provide the best care and comfort for their patients. In today’s world, advances in healthcare and medicine have made their task of doing so much easier, allowing previously lethal diseases to be diagnosed and treated with proficiency and speed. A majority of people in the United States have health insurance and enjoy the luxury of convenient, easy to access health care services, with annual checkups, preventative care, and their own personal doctor ready to diagnose and provide treatment for even the most trivial of symptoms. Many of these people could not imagine living a day without the assurance that, when needed, medical care would not be available to themselves and their loved ones. However, millions of American citizens currently live under these unimaginable conditions, going day to day without the security of frequent checkups, prescription medicine, or preventative medicines that could prevent future complications in their health. Now with the rising unemployment rates due to the current global recession, even more Americans are becoming uninsured, and the flaws in the United States’ current healthcare system are being exposed. In order to amend these flaws, some are looking to make small changes to fix the current healthcare system, while others look to make sweeping changes and remodel the system completely, favoring a more socialized, universal type of healthcare system. Although it is certain that change is needed, universal healthcare is not the miracle cure that will solve the systems current ailments. Universal healthcare should not be allowed to take form in America as it is a menace to the capitalist principle of a free market, threatens to put a stranglehold on for-...
The beginning of 2014 is when everyone in the country started being required health care. The Affordable Care Act has made the rule of 80/20 which means that insurance companies have to cover at least 80 percent of the cost for a patients care, and the rest of the 20 percent would go to profits and other costs. However, the Affordable Care Act can have higher costs for some people. Some people have had to pay more than their previous plans of private healthcare. According to Kaiser Family Foundation, 39 percent of people ended up paying more with the ACA. Although, as
The U.S. healthcare system is very complex in structure hence it can be appraised with diverse perspectives. From one viewpoint it is described as the most unparalleled health care system in the world, what with the cutting-edge medical technology, the high quality human resources, and the constantly-modernized facilities that are symbolic of the system. This is in addition to the proliferation of innovations aimed at increasing life expectancy and enhancing the quality of life as well as diagnostic and treatment options. At the other extreme are the fair criticisms of the system as being fragmented, inefficient and costly. What are the problems with the U.S. healthcare system? These are the questions this opinion paper tries to propound.
Reforming the health care delivery system to progress the quality and value of care is indispensable to addressing the ever-increasing costs, poor quality, and increasing numbers of Americans without health insurance coverage. What is more, reforms should improve access to the right care at the right time in the right setting. They should keep people healthy and prevent common, preventable impediments of illnesses to the greatest extent possible. Thoughtfully assembled reforms would support greater access to health-improving care, in contrast to the current system, which encourages more tests, procedures, and treatments that are either
The Affordable Care Act has improved the market failures of the health insurance industry by providing a platform for consumers to access more suitable coverages.
In March 2010, under the Obama administration, the United States enacted major health-care reform. The Affordable Care Act (ACA) of 2010 expands coverage to the majority of uninsured Americans, through: (a) subsidies aimed at lower-income individuals and families to purchase coverage, (b) a mandate that most Americans obtain insurance or face a penalty,
With so many changes in healthcare and the call to attention to reduce costs hospitals have been at the center of discussion in regards to health care reform. Many hospitals have gone out of business while others have simply gotten bigger and merged due to the complex and fundamental changes in deliveries care. Despite a history of strength and stature in America, the hospital institution is in the midst of massive and disruptive change (Houle and Fleece, 2012).