Importance Of Thanksgiving

According to the budget both my husband and I are able to bring in $3,160 after all or expenses are paid for the month. This is the ideal amount and this is how much we bring home in a good month. This was possible due to getting a second job , refinancing or mortgage payment, and having my mother watch our three children for cheaper than any daycare out there. This just became recent since I just started back in the work field last month so saving money hasn’t been possible for us. We are planning on the the extra surplus we receive and putting it towards debt payments and saving account. As of right now my goal for putting money into savings is a minimum of $1,000 a month. The $1,000 towards savings is not my ideal amount. My ideal amount

One of my savings is a generic savings that we use for buying wanted items or vacations for the family. Right now we have a savings that we are trying to save up for a bigger home hopefully next year. The second savings I want to start up after the credit cards are paid off that will be emergency fund. It is important for us to have because anything can happen . We have seen first hand having something dramatic happening like a car breaking down and not having all the money to pay for the problem right than resulting in us having to use credit cards. Another misshapen which is all too real is is when my husband gets injured. Since he is in construction and constanley lifting and working his body hard he increases his chance at getting hurt from work. I want to be able to have a saving just in case he does have to take time off due to an injury or surgery. I heard somewhere that the best thing to is save money and have one of your salaries amount in there to compensate if someone loses their job or gets injured. This will allow us to be safe for atleast a year if that happens. Obviously that is a lot of money to save up and will take time but that is my ultimate goal into