What are the three most pressing issues/problems in gerontology today?
The three most pressing issues in gerontology today are the rising costs for healthcare, living arrangements for seniors, and retirement planning and pitfalls. I believe that the activity theory of aging best addresses all these issues. If seniors can remain physically as well as mentally healthy and active while maintaining frequent social interactions, their happiness will increase thus preventing them from the isolation, paranoia, and loneliness that can set it when seniors live alone or are immobilized. Questions about the cost of aging, diseases and disabilities associated with aging, as well as how, why and where we age are now issues of vast importance worldwide.
…show more content…
Even though approximately 95 percent of older Americans are covered under Social Security there are many factors to consider when planning for retirement (Hooyman, 2011, p. 508). In forty years Social Security may not be as widely available anymore, and it was never meant to be sufficient to live off of alone (Hooyman, 2011, p. 508). Instead, utilizing the proper education, research tools, guidelines, and determination, retirement plans can be set in place early enough to leave room for fluctuations in the economy over time. It is no one else’s responsibility but one’s own to prepare for their future, and therefore should take matters in their own hands. Planning for retirement should not be based on Social Security alone, but rather, by saving portions of personal earned wages and putting finances into long-term investments. Taking the time to research and plan for a retirement can make a person prepare for the necessities that will be needed after retiring. Through researching, people can figure out the cost of living that will be required to support that individual upon retirement. Cost of insurance (health, life, auto, homeowners, etc.) and medical expenses will be higher and need to be planned for accordingly to create as close to an accurate estimate of retirement needs as possible. Of course, all of this assumes that work is available, steady and lucrative enough that there is enough left over to save and/or
The push for Congress to pass legislation protecting the rights of employees and their retirement was inevitable. Retirement plans are extremely important for all working individuals. Having funds to keep or exceed ones current standard of living and to enjoy one’s life beyond expectations after retire...
Social Security is a system that was set up in 1935 after the Great depression to help people get through tough times. "Social Security is now used by nearly 44 million Americans"(policy.com). Only people who payed into social security are eligible to collect when they retire. Many people think that they receive the money they pay in but that is not total true. The money that you pay in is used for the people that are receiving it now. "In 1950 there were 16 workers for every beneficiary; today there are only three workers per beneficiary"(policy.com). There is more money going into social security then coming out now. The extra money goes into a trust to be used when it is needed. By the year 2032 those numbers are going to drop. By this time most baby boomers will be retired and collecting social security. This will put a big strain on the funds. There will be more money going out then coming in. And it will not take long to use all the money that is in the trust. By the year 2034 they will only be able to pay 75 percent of the beneficiaries. "The projected average monthly Social Security benefit in 2032 of about 1,100 (in 1998 dollars) would fall to about $800, and would drop further in later years. Average benefits for low-wage earners would drop from $670 to $480"(www.ssab). Theses cut would effect the people just starting to receive benefits and those who are already receiving benefits. And with each year these benefits will decrease. As these benefits continue to decrease "the percentage of aged people living in poverty would rise"(www.ssab).Most people believe this is happening because of the baby boomers generation. There will be more people taking from social security then giving in. By the time my generation is eliable to receive social security there may not be any money to give.
“We like to tell ourselves that America is the land of opportunity, but the reality doesn’t match the rhetoric - and hasn’t for awhile” (Matthew O’Brien 1). In today’s economic situations, dreaming big may seem unaffordable, but not impossible. To achieve this goal many aspects should be analyzed to understand the American dream, weakened retirement, and smart investments. Megan Cottrell states that “graduate from college. Get married. Buy a house. Have kids. Put in a few decades of hard work, and then it’s time to retire by 65. That’s the American Dream, right?” (1).
Prominent musician, Celine Dion, once said, “There’s no such thing is aging, but maturing and knowledge. It’s beautiful, I call that beauty.” To many, growing old is just a natural, beautiful part of life. It is inevitable. It is inescapable. The functionalist perspective of sociology states that the elderly perform a function in order to keep society running with ease. Functionalists focus on the disengagement theory and how people tend to disengage from society as they approach death. Symbolic interactionists focus on how environmental factors and relationships with others affect the aging experience, focusing on the activity theory and the continuity theory (Carl, 2011, p. 220). Conflict theorists focus on the discrepancies that arise between different age groups. They also focus on the economical side of aging and the issues that may arise due to an active elderly population (Carl, 2011, p. 221).
Assisted living is an effective type of care facility programmed towards helping older individuals with their increasing disabilities. “The fit between individual capacity and the availability of satisfying activities within an environment is an important aspect of positive aging and an especially salient issue for ALF [Assisted Living Faculty] management, given the role of activities in the consumer selection of assisted living”.2 This isolation of this quote is “positive aging”. Positive aging is important since it leads individuals to have a happier and more fulfilling life, and it can be supported through everyday activities and through the living environment. In nursing homes, each individual needs help with making sure that they are given care that meets their needs. This varies through different states and also communities. The purpose of the quote is to show that each person should be evaluated individually, meaning everyone needs a different approach to deal with the aging process.
People of all ages should begin planning for retirement and managing their money well so they are ensured enough income when they do retire. Retirees estimate that people will need 71% of their pre-retirement income to maintain their current lifestyles. Stocks and 401(k) plans are recommended.FactsNonretired Americans with household incomes that average more than $50,000 assumes they won't be able to retire until age 59.More than a third of affluent retirees with children and grandchildren are helping to support them financially, as are 29% of all retirees. Also, nearly a quarter of all retirees whose parents are alive are helping them financially.Fully 48% of the affluent who aren't retired as well as of all people surveyed who aren't retired believe they have to work part time in retirement.
“Have patients and resistance, mija” my 90 year old great grandmother Elizabeth said. She has been one of my motivational supporters pushing me towards my goals, continuation of my education, and living life. Just one phone call, can’t explain how much I dearly miss her. As part of my gerontology interview assignment I had to ask her a couple of questions. One question was: “what is the most significant world event you have experienced and why?”, but my great-grandmother didn’t mention a world event but her own. She explained that she doesn’t know how to read, nor write. She self-taught herself to write her own name and to this day she still does. In the small town in Mexico in which she resides in long ago, lacked education badly. There were no instructors whom taught in schools in town or her surroundings. Few schools were hours away, but with the lack of sufficient resources such as transportation and in town schools those opportunities were never granted to
Also known as the implicit theory of aging, the activity theory states that staying active and maintaining social interactions results in successful aging. Essentially, aging can be delayed and the quality of life improved if people maintain active social lives. In other words, there is a positive correlation between keeping active and aging well. Supporters of this theory believe that isolating oneself from society creates a barrier between the “real” world and suppresses one’s energy and former youth. First developed by Robert J. Havighurst in 1961, this theory reflects the functionalist perspective that the equilibrium that an individual develops in middle age should be maintained in later years. The theory predicts that older adults that face role loss will substitute former roles with other alternatives.
Social security, since instituted in 1935, has kept many elderly people from running below the poverty line (Hosansky). In 2015, the Social Security Administration predicted that the funds would be depleted by 2034 (Max). This poses a serious threat to the living situation of future generations when they retire. Our elderly, by today’s standards, enjoy a comfortable lifestyle. They are able to retire and still make over one thousand dollars a month. Some people also have private pensions which allow them to live even more comfortably. But with social security funds running out, we must ask the inevitable question. Is it worth having social security anymore? Social security should be kept. One must never fully rely on social security. In addition
Aging and old age for a long time presented as dominated by negative traits and states such as sickness, depression and isolation. The aging process is not simply senescence most people over the age of 65 are not Senile, bedridden, isolated, or suicidal (Aldwin & Levenson, 1994). This change in perspective led the investigation of the other side of the coin. Ageing is seen as health, maturity and personal Royal growth, self-acceptance, happiness, generatively, coping and acceptance of age-related constraints (Birren & Fisher, 1995). Psychological und...
Some critics have argued that disengagement theory may have accurately characterized the behavior of the older population in the 1950s, but that it was a mistake to infer that this pattern was universal. According to these critics, activity theory or continuity theory might well be a better description of how older people actually live today. If the critics’ view is correct, does it mean that any theories of aging simply express the way aging appears at a certain time in history? If so, how would it be possible to develop an account that is more general and not limited to a certain time and place?
Active ageing does not stop when elderly people retire as they can remain active through their families, peers and communities. Active ageing aims allows elderly people to realise and bring awareness to their own psychological, physical and mental well-being as the goal active ageing is the autonomy and independence of elderly people (Alexandre, Cordeiro, & Ramos, 2009).
Health and Aging Often we take our health, or the absence of illness, disease, or injury for granted until we become sick. It is then that we recognize the worth of being without ailments. It is then that we appreciate feeling strong, robust and healthy. Being healthy and, being physically and mentally sound, is associated with one's satisfaction with life.
Retirement is one of the most important crossroads we face in life. It involves a fundamental change in lifestyle, one that calls for a totally new outlook on how we approach each day. All our lives we have been conditioned to think in terms of saving for our retirement years. Society has created this mystique about this time in our lives when we magically transform into different people with different lives when really we are the same people with different day to day lives. According to Medina, (2012) planning for retirement isn’t a "walk in the park" because for many people, debts are high while income is low.
Retirement comes early for most people. Early meaning that we are not ready for what comes with it. Most people would love to retire today, but unfortunately it is nearly impossible. It takes a lifetime for a person to become financial stable and adequately equip with assets that have been gained throughout someone’s life. Everyone must start young, in fact the sooner the better. Any money, or savings that can be applied today will always come with an enhanced future. So is it worth it to work harder and save now in order to possibly access a pleasant retirement? With out effort now we will be dependent on other sources in our retirement years, sources that may not come through for everyone who needs it. There are three ways to help Americans be better prepared now. These methods include saving money now, and investing in sources with returns. Do not become one of the millions of Americans who fall into government assisted retirement plans by lack of preparation and planning.