Federal Unemployment Insurance

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Two years ago Emmy-winning reporter and producer Thanh Tan had an article in the Seattle Times asking unemployed workers to share their first-hand experiences using unemployment insurance and their position on a federal extension. Within a matter of days, over 300 people responded to the post; many with anecdotes of the care and relief they received through the organization.

Although several individuals commented on their support for the program and advocate for an extension of benefits, a number of unemployed people still argued against it. Those in favor of the extension press for an increase in the amount of time one is able to remain in the program, while those opposed argue that too much leniency will endorse reliance upon welfare programs …show more content…

The central aim of this program is to provide a safety net for people who have endured an economic blow and motivate them to pick themselves back up.

Marketing specialist Melly Parker elaborates on the structure and components of unemployment insurance in her article in the Houston Chronicle. She clarifies how the Federal Unemployment Tax Act (FUTA) requires employers to make payments known as a payroll tax to the state and federal government to contribute funds for unemployment insurance.

Once an employee loses their job and has been successfully enlisted in the program, he will begin receiving state issued checks normally worth 40-50% of what they previously …show more content…

Where many of us run into conflict is in determining what is considered an appropriate spans of time for an individual or family to be enrolled in the program. In his economic article in The Atlantic, senior editor Derek Thompson supplies an informative graphic depicting several levels of the ‘unemployment insurance ladder’.

At the lowest level of the ladder is the minimum 26 weeks of state funded benefits, directly followed by four additional tiers of insurance created by Congress. These tiers extend the available length of one’s enrollment to a whopping 79 weeks. And to top it all off, the federal government even offers extended benefits for a grand total of 99 weeks.

That’s just shy of two whole years that our government will take cash straight out of employers’ wallets and hand it over to someone who, in all that time, just can’t seem to find a job. Why would they? All they have to do is kick back, stay unemployed, and watch the checks roll

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