Would you be able to tell a mother she has to choose between treatments for her child who has cancer or pay the mortgage on her house, where she lives with her husband and 3 other children? Believe it or not many Americans have to make choices like these every day. According to an article in, The American Journal of Medicine, 62.1% of all bankruptcies have medical significance. That’s more than half of all bankruptcies, which is an absurd percent of people going into debt because they have to make that difficult decision. Contrary to what many say I believe the affordable care act will be a positive change to our health care system it will give many individuals and families the opportunity to obtain affordable health insurance, leading to an overall better quality of life. I realize the Affordable Care Act is confusing and difficult to understand but, when put simplistically it’s just a health care system that offers affordable insurance to all citizens.
Our previous health care system has many flaws the most predominant problem is that it left many American’s without insurance. A segment aired on PBS reported that “44 million Americans are uninsured and 8 out of 10 of those are workers or their dependents.” I happen to be one of the millions who worked full time—by full time I mean at least 70 hours a week—whose employer didn’t offer employees health insurance. I was not able to afford private insurance yet; I made too much to receive any kind of government subsidies, even after I was laid off, collecting unemployment. Even if you are insured it’s likely you are one of the 38 million (PBS) living with inadequate insurance. Many uninsured people will delay going to doctor or not at all because they can’t afford the ou...
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...es individual premiums with the affordable care act will be 16% lower than originally expected costing $190 billion less over the course of a decade. Also, many middle class families will now be eligible for health care subsidies that they were not eligible for pre-affordable care act, saving them hundreds of dollars a month.
Works Cited
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Lowrey, Annie. "Cost of Health Care Law is seen as Decreasing." New York TimesDec 03 2013. ProQuest. Web. 03 Dec 2013.
Klein, Joe. "Sanity On Obamacare." Time.Com (2013): 1. Academic Search Complete. Web. 29 Nov. 2013.
Edie Sundby's Choice." Wall Street Journal - Eastern Edition 07 Nov. 2013: A16. Newspaper Source Plus. Web. 26 Nov. 2013.
One of the most controversial topics in the United States in recent years has been the route which should be undertaken in overhauling the healthcare system for the millions of Americans who are currently uninsured. It is important to note that the goal of the Affordable Care Act is to make healthcare affordable; it provides low-cost, government-subsidized insurance options through the State Health Insurance Marketplace (Amadeo 1). Our current president, Barack Obama, made it one of his goals to bring healthcare to all Americans through the Patient Protection and Affordable Care Act of 2010. This plan, which has been termed “Obamacare”, has come under scrutiny from many Americans, but has also received a large amount of support in turn for a variety of reasons. Some of these reasons include a decrease in insurance discrimination on the basis of health or gender and affordable healthcare coverage for the millions of uninsured. The opposition to this act has cited increased costs and debt accumulation, a reduction in employer healthcare coverage options, as well as a penalization of those already using private healthcare insurance.
The aim of affordable care act (ACA) was to extend health insurance coverage to around 15% of US population who lack it. These include people with no coverage from their employers and don’t have coverage by US health programs like Medicaid (Retrieved from, https://www.healthcare.gov/glossary/affordable-care-act/). To achieve this, the law required all Americans to have health insurance which is a reason of controversy because, it was inappropriate intrusion of government into the massive health care industry and insult to personal liberty. To make health care more affordable subsidies are offered and the cost of the insurance was supposed to be reduced by bringing younger, healthier people to the health insurance system. This could be controversial, if older, sicker people who need the coverage most enter the market but younger group decline to do so. The insurance pool will be unbalanced and the cost of coverage will rise correspondingly.
Due to the Patient Protection and Affordable Care Act signed into law on March 23rd, 2010; health care in the US is presently in a state of much needed transition. As of 2008, 46 Million residents (15% of the population) were uninsured and 60% of residents had coverage from private insurers. 55% of those covered by private insurers received it through their employer and 5% paid for it directly. Federal programs covered 24% of Americans; 13% under Medicare and10% under Medicaid. (Squires, 2010)
Norton, E. H., Jacobus, C., & Clifton. (2013, December 30). Capitol Strategies - Presdent Interview. Fox News. (C. Payne, Interviewer)
Fontenot, S. (2013). Understanding the Affordable Care Act Bit by Bit: Will Transparency and Sunshine Shrink Costs?. Physician Executive, 39(5), 86-91.
The United States spends vast amounts on its healthcare, while falling short of achieving superiority over other developed nations. One cannot overlook that the deepening recession has left many without jobs and therefore lacking health insurance. According to Fairhall and Steadman, (2009), even though the recession is hard on all, it is worse on the uninsured due to health care and insurance cost rising faster than incomes. Nevertheless, even those with jobs are lacking in health insurance due to employers, who provide insurance, are increasingly dropping their sponsored insurance. Many find that purchasing a health policy or paying for medical care out-of-pocket is cost prohibitive. “Since the recession began in December 2007, the number of unemployed Americans has increased by 3.6 million,” (Fairhall & Steadman, 2009). In 2009 it was stated that approximately 46 million Americans were uninsured, however not all of that number is due to the inability to afford coverage. According to a 2009 story written by Christopher Weaver of Kaiser Health News, 43% of that number should be classified as “voluntarily” uninsured. This subset of uninsured Americans consist of nearly half being young and healthy; therefo...
Until Obama-care, The United States was one of the only developed nations that did not provide some sort of health care for its citizens. To most other nations that do provide healthcare, it is because it is considered a human right that all people should be entitled to. That hasn’t been the case in America, however, where only those who could afford it could have healthcare plans. Those who stand to gain the most from universal healthcare are the already mentioned 45 million americans who currently don’t have any form of healthcare. For many of these individuals, there are many obstacles that prevent them from gaining healthcare. 80% of the 45 million are working class citizens, but either their employer doesn’t offer insurance, or they do but the individual can n...
Reese, Philip. Public Agenda Foundation. The Health Care Crisis: Containing Costs, Expanding Coverage. New York: McGraw, 2002.
Sahadi, Jeanne. "Health reform's tax bite." CNN Money. 30 Mar. 2012. Web. 7 Dec. 2013.
The Affordable Care Act, more commonly known as Obamacare, is a new health policy created by the American federal government. Its purpose is to make healthcare more affordable and friendly for the people. Unfortunately in some way that does not prove to be the case. It is becoming apparent that Obama may have made some misleading statements to help get the ACA put into action. The ACA is sprinkled with many flaws that call for a reform such as people’s current plans being terminated, high costs, and at minimum some people’s hours being cut by their employers.
I disagree with this statement because the Affordable Care Act (ACA) has been beneficial in a variety of ways. The ACA has many different components that facilitate better outcomes for patients such as insurance reforms that end pre-existing conditions as well as individual and employer mandates. I believe that the Affordable Care Act (ACA) will achieve its original goals of expanding access, making healthcare more affordable and improving the quality of care for millions of Americans. The ACA expands access through a variety of means. The Medicaid Expansion is one example. It provides medical coverage to Americans who were once limited to health insurance related to cost reasons. The Medicaid Expansion will benefit childless and low income adults who currently are disqualified from Medicaid regardless of income. This in itself will help millions of Americans gain access to healthcare if their state has opted in. Also, the ACA expands access through employer and individual mandates. The employer mandate will allow large employers to provide health coverage to their full time employees at descent rates and the individual mandate will allow Americans to purchase federal subsidized...
Dorrien, Gary. "Treating Health Care as a Human Right Would Reduce Health Care Costs." Universal Health Care. Ed. Susan C. Hunnicutt. Detroit: Greenhaven Press, 2010. Opposing Viewpoints. Rpt. from "Health Care Fix (The Role of Public Option)." Christian Century (14 July 2009). Opposing Viewpoints in Context. Web. 10 Mar. 2014.
Less than a quarter of uninsured Americans believe the Affordable Care Act is a good idea. According to experts, more than 87 million Americans could lose their current health care plan under the Affordable Care Act. This seems to provide enough evidence that the Affordable Care Act is doing the exact opposite of what Democrats promised it would do. On the other hand, this law includes the largest health care tax cut in history for middle class families, helping to make insurance much more affordable for millions of families. The Affordable Care Act has been widely discussed and debated, but remains widely misunderstood.
Health insurance facilitates entry into the health care system. Uninsured people are less likely to receive medical care and more likely to have poor health. Many Americans are foregoing medical care because they cannot afford it, or are struggling to pay their medical bills. “Adults in the US are more likely to go without health care due to cost” (Schoen, Osborn, Squires, Doty, & Pierson, 2010) Many of the currently uninsured or underinsured are forced accept inferior plans with large out-of-pocket costs, or are not be able to afford coverage offered by private health insurers. This lack of adequate coverage makes it difficult for people to get the health care they need and can have a particularly serious impact on a person's health and stability.
With the United Nations listing health care as natural born right and the escalating cost of health care America has reached a debatable crisis. Even if you do have insurance it's a finical strain on most families.