(In the following sections we would review the existing literature in this field. Then we would proceed to explain our research methodology that we adopt in order to explain the growth of microfinance in the country and bring out the a comparative study of the growth of microfinance in the two states of Uttar Pradesh and Tamil Nadu.)
Studies analyzing the Micro Financing in India-
Micro finance has been a field which has attracted a lot of research work. A review of the major research works of economists and sociologists provide us with interesting insights on issues related to microfinance.
Seibel and Parhusib (1990) in their study mentioned that expansion of credit coverage through state interventions approach was largely based on the premise that rural micro entrepreneur are unable to organize themselves. Thus they would need subsidized credit for increasing their income and are too poor to serve.
The study by Yaron (1994) found that microfinance is much more than microcredit, stating:
“Provision of thrift, credit and other financial services and products of very small amounts to the poor in rural, semi-urban and urban areas for enabling them to raise their income levels and improve living standards”. The Self Help Group promoters emphasize that mobilizing saving is the first building block of financial services. Micro Finance programs have rapidly expended in recent years. Some examples are: Membership of Sa-Dhan (a leading association) has expanded from 43 to 96 community development. The CARE CASH program took on the challenge of working with small NGO-MFIs and community owned-managed microfinance organization.
The study also reveals that results in term of microfinance outreach can be identified th...
... middle of paper ...
...ber 2006, Available from: http://www.nabard.org/hindi/databank/pdf/Dec_NewsLetter_For_Mail.pdf [2 October 2009].
MICRO FINANCE IN INDIA: a state wise analysis-DR (MS) RAVI KIRAN
Malcom Harper, (1996), “Self-Help Groups some issues from India”, Small Enterprise Development, Vol.7, No.2.
Manimekalai N, and Rajeswari, (2001), “ Nature and Performance of Informal Self-Help Groups-a Case from Tamil Nadu”, Indian Journal of Agriculture Economic, Vol.56, No.3, July-September, Pp.453.
Nedumaran S, K.Palanisami and L.P.Swaminathan, (2001), “Performance and Impact of Self-Help Groups in Tamil Nadu”, Indian Journal of Agriculture Economic, Vol.56, No.3, July-September, Pp.471.
Puhazhendhi, V. (2000), “Evaluation Study of Self-Help Groups in Tamil Nadu, National Bank for Agriculture and Rural Development”, Mumbai.
Need Writing Help?
Get feedback on grammar, clarity, concision and logic instantly.Check your paper »
- Studies are being carried out using animal models such as mice and zebra fish to understand the importance of micro RNA in vascular development. Knockdown of micro RNA 126 in zebra fish resulted in loss of vascular integrity and haemorrhage during embryonic development (65). Overexpression of micro RNA 92a (66) induced severe defects in inter segmental vessel formation in zebra fish. An independent study reported that deletion of micro RNA 126 resulted in 50 percent of mice being killed. Micro RNA 23, 24, 27 are highly present in endothelial cells and vascularized tissues.... [tags: micro rna, vascular development]
647 words (1.8 pages)
- The Tamil Tigers of Sri Lanka, also known as LTTE (Liberation Tigers of Tamil Eelam), are one of the most configured, brutal, and effective terrorist groups in the world. They invented suicide vests and according to the FBI, “are the only terrorist group to have assassinated two world leaders” (Pickert). “The Tamil Tigers are among the most dangerous and deadly extremists in the world. For more than three decades, the group has launched a campaign of violence and bloodshed in Sri Lanka, the island republic off the southern coast of India” (FBI).... [tags: Sri Lanka, Liberation Tigers of Tamil Eelam]
1898 words (5.4 pages)
- Cardiovascular disease is the leading cause of deaths worldwide and is one of the main causes of morbidity and mortality in developed countries. The pathological process of the heart is related to altered expression of genes that are important for cardiac function. Thus, micro RNAs have become known as key regulators of gene expression and the recent studies have suggested the potential importance of micro RNAs; as diagnostic markers and therapeutic targets for many big diseases including cardiac diseases.... [tags: cardiovascular, micro rna, cardiac muscle]
1023 words (2.9 pages)
- Micro histories have become more popular in recent years because they allow readers to understand the common people’s perspective during that piece of history. The counterculture of the 1960s and 1970s paved the way for micro histories. Both refuted the traditional systems that they came from and allowed for new perspectives to be created. Micro histories try to orient history to focus on the lay people; they refute the traditional system of a textbook that focuses on the key individuals of the time period.... [tags: Middle Ages, Dark Ages, Periodization, History]
916 words (2.6 pages)
- ... Used for shifting and rotating operation. 2.3 Low Power ALU using 4:1 MUX There is a substantial increase in the standby mode leakage power, When technology is scaled from say 250nm to 180nm. Reducing the power consumption of the ALU of high-end processors is important not only because they consume a considerable percentage of processor energy, but also because they are one of the most active and busiest component of the processor . As a result of that they dissipate a lot of dynamic energy.... [tags: processor, digital system, micro processors]
1441 words (4.1 pages)
Sociology Of Social Anthropology : A Study Of Society, Relationship And Cultures On A Macro And Micro Level
- A general definition of what sociology is would be that it is the systematic study of society, relationship and cultures on a macro and micro level. To study sociology is to include different subjects in coming to a hypothesis, an example being social psychology. These two subjects tend to entwine quite often, the reason being that the two areas attempt to answer many of the same vital questions in relation to humans and their actions, however with sociology focusing on a less individual level.... [tags: Sociology, Western culture, Max Weber]
1089 words (3.1 pages)
- Now a days there is a trend in using wireless keyboard and mouse. The wireless user interface technology is vast changing and many day to day objects are being transformed into user interface so that it can be easy for us. In this paper we propose a system which uses gloves for interacting with the personal computer. In addition to keyboard, mouse interface is also included in the Glove. To verify the proposal prototype is created. This proposes that when a person presses the switches on fingertip mouse movement also inputting character can be done.... [tags: Gloves, Tactile Switches, Pic Micro Controllers]
1086 words (3.1 pages)
- On October 17, 2009, seventy-six Tamil refugees arrived off the cost of Victoria, British Columbia in a rusty boat followed by another four hundred ninety two exhausted Sri Lankan Tamil asylum seekers in August 2010 (CBC News, 2010). Their migration stemmed from the civil war that had been ongoing in their homeland for over two decades. Human rights agencies and media around the world raised concerns over human rights violations, and death of tens of thousands of innocent civilians in Sri Lanka.... [tags: Sri lanka, Asylum Seekers, Civil War, Human Rights]
1519 words (4.3 pages)
- Title: Micro beads, are they Exfoliating or invading. Specific Purpose: My purpose is to persuade my audience that uses micro beads to stop using these products. I will be doing this by showing them the problem, cause and solution. Thesis Statement: Micro beads have contributed to a greater increase in the micro plastic pollution of the planet 's oceans and lakes, researchers say. Not only are they hard to clean up because they are about the size of a pinhead, but researchers say they are also posing a threat to aquatic life.... [tags: Audience theory, Audience, Glass, Barack Obama]
1066 words (3 pages)
- Case Studies There are stunning amount of literature that has explored the use of Micro-CT in relation paleopathology. I have selected a few I found interested that are detailed below. The article Diagnostic value of micro-CT in comparison with histology in the qualitative assessment of historical human postcranial bone pathologies by Kuhn et al. (2007) evaluates several bone pathologies (osteomyelitis, tuberculosis, trauma, and hypertrophic osteoarthropathy) for postcranial macerated bones with Micro-CT and polarized light microscopy.... [tags: Bone, Skeletal system, Cortical bone]
1614 words (4.6 pages)