ICICI BANK ICICI Bank is the second-largest bank in India. Its total assets worth Rs.1,67,659 crore in the yer ending march 2005 and its profit after tax amounts to Rs. 2,005 crore. March 31, 2005. ICICI Bank has around 560 branches and subsidiaries and it has over 1,900 ATMs spread around the land. ICICI Bank provides a large variety of financial services and also a huge variety of banking products to its both retail customers and corporate customers through a wide variety of delivery medium and
The concept of masculinity has varied with time and place. In the West, the diversion between man and woman is thin line. On the contrary, considering the case of India the difference is wide. The crisis of masculinity is crawling into the society. In ancient times masculinity was Cicero said, "Viri autem propria maxime est fortitudo." Wrote in Tusculanae Quaestiones, (the Tusculan Disputations) series of books written by Cicero – In translation, Cicero states: "a man's chief quality is courage."
value and the intelligent services these E- brokers provide to the customers. Banks and the NBFCs have also played a smart move, and they are getting into a tie-up with these e-brokers to expand their customer base and gain more on client acquisition. Banks have recorded the E- trading business and have sourced the e-traders so that the customer can buy or sell the stocks online and can also pay via the net. For example, ICICI has its trading podium icicidirect.com and HDFC have its platform called hdfcsec
1) What are the various parameters though which the banks price their loan products and how are they different from their competitors? Banks function as intermediaries, where they accept deposits at a particular rate and lend the same forward at a higher rate. The differential spread is their profit. This forms the basic premise through which the prices of credit products are decided. From the bank’s perspective, the following are influencers on the pricing policy of their credit products: a) Regulations:
originated in 18th century. The General Bank and The Bank of Hindustan were among the first banks to be set up. State Bank Of India is the oldest bank of the country. Then in 1935 the Reserve Bank of India was established. A step ahead were taken when all the major banks were nationalised in 1969 by the Government of India . Oudh Commercial Bank was the first entirely Indian joint stock bank set up in 1881 in Faizabad .Due to its failure in 1958, Punjab National Bank wsa set up in Lahore in 1894. Then
INTRODUCTION Severe competition and constant changes in technology and lifestyles nowadays have changed the face of banking. Nowadays banks are differentiating between their varied services. Customers do not want to wait in queues or wait on the phone for basic services. They expect a facility of anywhere anytime banking which is fulfilled through internet banking. Internet Banking refers to a system of allowing customers to perform banking activities at off banking sites such as home, office, and
MCX IPO MCX – About the company Multi Commodity Exchange of India Ltd (MCX), the India based electronic commodity futures exchange was incorporated in 2003. MCX provides online trading services, clearing and settlement operations for commodity futures across India. There are five electronic multi-commodity national exchanges in India including MCX, NCDEX, NMCE, ICEX and ACE and these accounted for 99.5% of the turnover of commodity futures contracts in India. MCX is the largest among these and have
Study: 1. To be acquainted with the customer perceptions about the public and private sector banks. 2. To compare the private and public sector banks on the basis of the quality of service. 3. To study the penchants and primacies towards types of services provided by public and private sector banks. 4. To enhance the knowledge of banking industry 5. To study the causes influencing the choice of a bank for availing services. 6. To study the difficulties faced by clienteles.
of recession we need to know about the financial situation of the Banks of the country. Rather than researching on the cross country impact of recession it is important to know impact on a particular country. The Banking industry in most economies has traditionally been more synchronized than other industries. If there is downfall in other industries there is not much effect on the economy of the country but if downfall of the banks can lead to worse effect on the nationwide economy which results
Self-service and/or Assisted mode Transaction Cost: • NIL to customer for merchant transactions. • Annual fee and limits on ATM transaction by banks discretion. • 0.50% to 2.25% paid by merchant • Cash-out charged to customer in case of credit cards @ 1% to 3.5% of transaction value. Disclaimer: The transaction costs are based on available information and may vary based on banks. Services Offered: • These cards can be used at PoS (Point of Sale) machines, ATMs, microATMs, Shops, wallets, online transactions
Bank net India (2006) conducted “An online survey on 316 ATM users” survey is limited to India to get insight into users‟ perceptions. It is concluded from the survey that the most use (56%) of ATM services is for bill payments and pre-paid mobile recharge where 64% respondents feel comfortable with depositing cash/cheque through ATM but they have to wait in long queues and find no money left in the machine Sakkthivel A.M. (2006) Providing a specific focus to identify the impact of demographics
Internship Report on “STUDY ON EFFECTIVE MARKETING STRATEGIES FOR THOMAS COOK LTD” BY [AJAY KUMAR TIWARI] [USN: 1AM13MBA01] Submitted to VISVESVARAYA TECHNOLOGICAL UNIVERSITY, BELGAUM In partial fulfillment of the requirements for the award of the degree of MASTER OF BUSINESS ADMINISTRATION Under the guidance of INTERNAL GUIDE EXTERNAL GUIDE Mr. BASAVARAJ. M. G Mr. PRASOON MUDAPPA
set up after the Reserve Bank of India (RBI) realised the need for a domestic payment system that could bring all financial transactions under one banner. This was done in order to lower costs and to establish India’s very own financial system that would compete at both the national and international level. Thus, the RuPay financial service was born. Set up by the National Payments Corporation of India (NPCI) in March 2012, RuPay offers various types of cards for banks to
“RATIO ANALYSIS” FOR “Mahindra and Mahindra Financial Services Limited.” SUMMER INTERNSHIP REPORT A Report submitted in partial fulfillment of the requirement for the Masters Degree in International Business course of Amity University Submitted by Naina Pahuja Under the Guidance and Support of Dr.Naimta Sahay (Faculty) Amity School of Business AMITY SCHOOL OF BUSINESS AMITY UNIVERISTY UTTAR PRADESH NOIDA. Acknowledgement I take this opportunity to express my most profound appreciation
Public Sector and Private sector Banks : A Comparative Study in Indian Context Introduction:- As we know the Banks are that financial institution who plays a role of intermediaries between investor and the savers. For satisfaction of this purpose it is necessary to perform as well. Banks also helps to improve the economic efficiency and also raise living standard of the society. It is the sector which is an important source of finance for most business. It also play an important role to maintain
Punjab National Bank Punjab National Bank is a state-owned commercial bank .They offer banking products, and also operate credit card and debit card business, bullion business, life and non-life insurance business, and gold coins and asset management business. They are recognized as the Bank offering highest levels of customer satisfaction in Delhi and Chennai. The Bank has the largest domestic network of 4997 offices, including 46 extension counters among Nationalized Banks. They has international
1221615 Data Analysis And Interpretation 5.1 Introduction: This study is to examine the impact of macroeconomic variables on the Indian bank industry’s stock returns. This study measures the variation of banks ‘stock returns to economic variables such as Consumer Price Index (CPI),and Exchange rate (Ex Rate). CPI is a measure of inflation; Exchange rate is the measurement of Indian rupee (INR) towards the foreign currencies like USD, SGD and JPY. The data collection of the study is based on the
There have been several significant structural reforms in Indian banking sector since 1990s. It has now been open to more competitions by the entry of new private banks and gradual liberalization of the banking sector. The sector is currently valued at Rs 81 trillion (US$ 1.31 trillion). It is believed that there is potential for India to be the 5th largest banking industry in the world by 2020 and the 3rd largest by 2025, according to an industry report. (IBEF, 2014) India is an emerging market
INTERNATIONAL UNIVERSITY) Basics of Financial Management Development Bank Submitted To: Prof. Arti Chandani Submitted By: BARBIE WALIA (B-49) CHARIKA GANDHI (B-38) VIKRANT B JAGDALE (B-58) SAGAR MOHAN (B-62) RITU YADAV (B-64) Contribution Sr. No. Name Roll No. Page No. 1) CHARIKA GANDHI B-38 2) VIKRANT B JAGDALE B-58 3) RITU YADAV B-64 4) BARBIE WALIA B-49 5) SAGAR MOHAN B-62 Development Banks - CHARIKA GANDHI (B-38) These are national or regional financial
technological spheres. The reforms emphasised the “commercial character” of the banking system and helped the banks to stand on a firm footing. The first phase of reforms directed mainly towards the operational efficiency has brought concepts like prudential accounting norms, Deregulation of Interest Rates, Credit Delivery, Transparency, Capital Adequacy Norms, Autonomy in Management etc. Banks started cleansing their balance sheets, competition led to improvement in their efficiencies and profit concept