folks, chances are you’re either thinking about buying a home, are in the purchase process, or already own a home. You know by now the importance of keeping up with regular home maintenance. Same thing goes for homeowners insurance, although, most people don’t show their insurance the same level of attention that they show their home. Regardless of how new you are to home ownership, it’s easy to forget or overlook your homeowners insurance policy details. Don’t fret, we’re here to help get Covered
I have lived in the home I reside in now for the past twenty seven years. I have always known that having insurance coverage on your home and property was a great necessity. When we first purchased our home we went to our local insurance agency in Gleason, TN and took out homeowners insurance. With us being young we just took out the amount that just covered the dwelling only. We had no idea this was not enough coverage and thankfully nothing happened during that time period. We eventually learned
types of water damage is covered under their home or business insurance policy. Homeowners and business owners are becoming confused, hearing about mold insurance claims getting denied, and lots of questions arise about water damage to their homes. This article will go on to explain what types of damage is covered by your home insurance or your business policy and what you should do if your house has damage. What Water Damage will your Home Insurance Policy cover? Homeowners policies don't cover
Size of Skateboard Decks "It's personal preference." That's what Aaron Kyro, a professional skateboarder from the San Francisco Bay area, said when he made a video testing different sizes of skateboards. People can choose different sizes of skateboards depending on what they do for example: A street rider might want to get a smaller board, so that they can flip the board easier; If there is a rider that rides the bowl they might want to get a bigger board but not too big so that it is easy to do
Solution Essay Final Text Purchasing my first home was a monumental moment for me, yet there were so many steps involved. The acquisition was a process, far more extensive than I had ever realized. I had select criteria, and felt I satisfied this well. As a mother I needed a clean and safe environment in which to raise my daughter; as a first time home-buyer, I had to do this within a modest budget. I found a quiet little neighborhood on the edge of town; it was a dream come true. It was
life-style that allows more funds, freedom, and is more eco-friendly than the average home. A simpler, easy-going way of life is being adopted by people young and old, single and married, employed and not so, across the nation. Tiny houses are residential buildings typically less than 600 square feet – larger than a shed, but not quite big enough to be called a cottage. They have nearly all the facilities and rooms a regular home has, but in a more compact area, without all the “excess” space. This trend
in places that are close to their homes and why is this beneficial for them? Finding a job has always been a very complicated issue and there are a lot of factors that affect our decision whether in which location we have to work. We can be happy enough if we are offered a job which is close to our home, and usually workers prefer to work in firms or factories close to their home. There are many reasons for that and
The Conventional Way to Buy a Home Buying a home is something most people do at least once in their lifetime. Many people dream of buying their own home. The amount of new homes has grown tremendously and many people are buying houses. The median price of homes in California is approximately $500,000. The conventional way of buying a home is a procedure that takes a lot of time and patience. There are a few steps and procedures that are included in buying home. It includes getting pre-qualified
What is Conveyancing? When you found your dream home and gone through pre-purchase inspections, you are down to the legal stuff whether you are a property buyer or seller. In every case, hiring a professional licensed conveyancer is ideal. It is great to have someone help both parties in understanding the ins and outs of the process as well as the legal documents. Conveyancing is the process of preparing the legal documents for the transfer of real estate property from one person to another. Preparation
The Village Unit 209, Redondo Beach, CA 90277. He confirmed his date of birth to be July 28, 1963. He established his full legal name as being Blake Alan Fischer is listed on his driver’s license. He also provided his health insurance card through Aetna health insurance with an ID# W1833 11029, which also had his name under Mr. Blake A. Fischer. He stated that he did not go by any other names. He also confirmed that his Social Security number was listed as 549-72-6125. Mr. Fischer was born in
A title insurance protects you from any complications arising from title (ownership) issues on the new house. The home might have been through several ownership changes before you bought the home, and also the land upon which it stands may have been through even more transfers. It is possible that a weak link at any part of the chain of title could cause ownership problems. As an example, someone may have forged a signature when transferring title, or there might be unpaid property taxes or liens
family opens the door to their new home, a place where they have holiday dinners, celebrate birthday parties or just are able to say “Home”, understands the importance of their investment. One of the most important investments in a person’s life is purchasing a home. Whether it’s a first-time home buyer or a veteran, buying a home is a complex process. Figuring out how much you can afford, learning your rights, shopping for loans, these are a few steps in the home buying process that when learned
The real costs of home ownership Because of the high prices of homes in the United States, people often focus on only the buying price when considering the costs of owning a house, and neglect many other aspects of home ownership. A house is not your regular item that you buy and store or use for a limited amount of time. Houses come in a package with upkeep costs and taxes, and it’s wise to take these into account when analyzing your finances. The average cost of a house is estimated to be around
on the road to have basic insurance coverage just in case an accident happens. Some people prefer to buy additional insurance to cover the value of their car and any injuries sustained during an actual collision. Other people are required to have it by their lender. Although full coverage offers a lot of protection, it's also less affordable for drivers. If you're shopping for full coverage on your vehicle, there are a lot of ways for you to find and get cheap car insurance quotes. Take time to shop
facing the physical therapy field today. There are a few issues involving physical therapy, but a major issue today would be patients not getting the necessary physical therapy they need to fully recover, due to their insurance plan not covering
Home Page Why pay more for auto insurance when you can get one with the same features for less? This is not as simple as it sounds, though. With a plethora of options and insurance jargons to comprehend, deciding which car insurance is right for your need isn’t that easy. If you are the type who examines costs and benefits before jumping the gun, you’re on the right track. Comparing insurance features and prices is smart and something you would want to do. You’ll never know if you are getting
Before I introduce this month's insurance topic, I need to point out a bit of irony that took place at the end of last month. After writing an article about what to do in the event of a winter auto accident, I found myself slipping on ice, heading slow-motion toward another car at an intersection. I was driving at the right speed for the conditions. Sometimes however, events are just out of your control. As I slid slowly toward the other car that day, I was glad of two things, I was sliding SLOWLY
not responsible to pay for the loan • Make sure the correct legal description and address are listed • Gives the rights of the mortgage company o Usually very standard • Secures the note • Gives the lender a claim against the home if you fail to live up to the terms of the loan Note • Those who sign the note are responsible for paying the mortgage and their credit will be effected (positively and/or negatively) by the loan • States the interest rate o Fixed
Arson for profit is a form of insurance fraud that involves deliberately and intentionally setting fires for monetary gain (U.S. Fire Administration, 2009). Also called economic arson, arson for profit occurs when businesses or individuals deliberately set fires in order to dispose of insured property, including buildings, automobiles, boats, and land, and reap financial benefits by filing insurance claims against the property (U.S. Fire Administration, 2009). Arson for profit is a serious crime
Bethel-Tate is working on passing levy issue 14, it is a 6.6 mill five-year emergency school levy, generating 1.1 million per year. The levy will cost a $100,000 household $20 a month. The Bethel-Tate school district has not had an operating levy since 1989 and they added a new school building in 2002 and are still operating on the same rate as in 1989 ( Tiger pride community wide). The levy is a big deal in Bethel-Tate and there are two solutions to this issue and it is simply you either are for