Background Knowledge Potassium Nitrate (KNO3) is an ionic compound. The strong ionic bonds hold the compound in an ionic lattice which gives KNO3 its crystalline structure. These ionic bonds also have other properties which will affect my investigation, I must be aware of these properties for greater accuracy in my method. The ionic bonds give KNO3 high melting and boiling temperatures. In the case of KNO3, ionic bonds are present, which are strong and hard to break under room temperature; I believe
Disintermediation refers to: (1) the investing of funds that would normally have been placed in a bank or other financial institution (financial intermediaries) directly into investment instruments issued by the ultimate users of the funds. Investors and borrowers transact business directly and thereby bypass banks or other financial intermediaries. (2) The elimination of intermediaries between the first case providers of capital and the ultimate users of capital, withdrawal of funds from financial
INTRODUCTION: Prize bonds are authorized and laid under 1956 act of finance (miscellaneous provisions), the similar concept of “premium bonds” were introduced in UNITED KINGDOM. At the same time “prize bonds” were introduced in year of 1956. In 1957 then first prize bond was sold in the month of March. The first prize bond results draw was held in September 1957. at that time there were only six wining numbers , and prize bonds were consisted on six digits only.. then the rule got changed and
By applying the four elements of Hirschi’s Bonding Theory to the Susan Fryberg case, it is clear that her history shows that she never had the opportunity to build the important bonds with society. Fryberg never attained a proper attachment to her parents. Her father left the home when she was very young, and her mother focused most of her attention on her male suitors or prostitution activities. Her mother developed a drinking problem when Fryberg was about nine years old. Fryberg left her home
The pros of a new car is that you can consider a wide variety of vehicles in the size and price that you want,also select the features that you want in your car. One thing that financial institutions give higher rates of interest on loans for used cars. Also for the first few months you won't need maintenance ,manufacturer cover the warranty and banks offer lower finance rates. The cons of a new car is that most of them are really expensive and also over the two years or more new cars tend to depreciate
overall picture is seen. Readers have to realize that the themes, characters, and setting within this book operate like puzzle pieces; they each weave themselves within the story and within each other. Their connections are the bonds that hold the book together, and one of the bonds at this puzzle's core is madness. To understand how madness appears to play a major role in the events of the war, we have to know the characters that are mad, the characters that are believed to be mad and how madness affects
Do you know the person on the 10 dollar bill? Was he a president? What is he known for? Many people do not know the answer to these questions. The man on the 10 dollar bill is Alexander Hamilton. Hamilton was not a president, but he was a founding father. Hamilton, like George Washington and Thomas Jefferson, helped form and develop the government of the United States of America. In fact, Hamilton is the one to credit for the banking systems that keeps the United States running to this day. In other
Credit Risk: Credit risk involves the possibility of borrowers, bond issuers or other counter-parties defaulting in transactions. In class we learned about various ways to estimate default probabilities, including historical data, CDS spreads, bond prices or asset swaps or Merton’s model. Sun Life has established a wide range of risk management controls to manage credit risks. Income and regulatory capital sensitivities are monitored, controlled and reported against their pre-established risk limits
Buying make sense The Dubai real estate is relatively a mature marketplace and gives an opportunity to build wealth and establish the financial security. The current economic condition offers perhaps the best chance for homebuyers and investors to appreciate the long term cyclical nature of the real estate market. Deciding whether to buy a home and lease one is among the toughest financial decisions one would have to make. And as per every expert, the time is upright to invest in Dubai real estate
LITERATURE REVIEW Define Wealth: Wealth usually refers to money, property or something which has economic value attached to it. It is the abundance of objects of value and also the state of having accumulated these objects. The use of the word itself assumes some socially-accepted means of identifying objects, land, or money as "belonging to" someone, i.e. a broadly accepted notion of property and a means of protection of that property that can be invoked with minimal (or, ideally, no) effort and
Developing a habit of saving money requires self-control and self-discipline. If you don't think it is important just try to get a mortgage or car loan and see how well you do. According to the Huffington Post 50% of Americans have less than $500 in their savings account. How can this be when we are one of the richest countries on earth? If you don't have a savings account and/or an emergency fund it's your fault. According to some financial experts you should be saving 10% of all your income. If
Talking about the book value per share it is important to know that market value is a forward looking measure and reflects what investors believe shares are worth while the book value is an accounting measure. Also, if a market value is much higher then there is a bull market, though if book value and market value are close to each other, then financial markets are likely experiencing bear market. Technical Analysis Another approach for stock selection is technical analysis. Levy (1966) stated
(a) Bonds are considered as debt instrument or interest-bearing security in financial market. There are some characteristic of bonds and rules that Lim need to aware before he invests it because all of the factors can determine the value of a bond and the extent to which it fit to the portfolio. i) Face Value – There is the amount that bondholder will get back after the maturity date. The par value is usually RM 1,000 and the bond’s price is fluctuated throughout its life in response to a number
have many uses. The chemistry of diamonds is very interesting. Diamonds are composed mainly of carbon. Carbon can also exist as graphite, in a carbon chain or as buckminsterfullerene. It never forms bonds and leaves unshared electron pairs. In graphite the carbon atoms form an sp2 bonds. In this type of bonding an electron of the s orbital jumps to the p orbital to complete the octet with the other carbon atoms. When this happens it causes the orbital to flatten and the result is one big
competitive and demanding atmosphere. Investment bankers, stock brokers, and stock traders all make up the securities industry providing services to each other, as well as the general public. All of people involved in this field deal with stocks, bonds, and other financial material in some way or another, but they all have their own specific objectives and duties. The primary differences between the three are the services they provide and who they provide these services to. Investment banking
On an overall basis, total assets increased from a projected balance of $115MM on January 1, 2002 to $159MM on December 31, 2002. The investment securities portfolio is anticipated to be $19MM as of December 31, 2002. Projected loan volume increase during 2002 is from $92MM to $127MM. Cash and Cash Equivalents Due From Banks – With the loan portfolio increasing by nearly $35MM and total deposits projected to increase by $27MM, a larger cash letter is anticipated. Due From Banks – Int Bearing
People always confuse that what’s the difference between gambling and investing. In this cartoon, Bob should set out in responding to Joe 's question by laying down this difference between gambling and Investing especially in the context of the stock exchange market. To begin with, investing in this market and gambling are two different things regardless of their similar outcome that seems to converge at making either gains or losses. Investing in the stock market involves a web of integrated legally
1.Introduction Corporate fraud is a serious financial problem which attracted global attention of how banks enhancing their ability to corporate with those fraudulent enterprises. There are many instance in the world such Enron Corporation and WorldCom case. In China, there are increasing instances of corporate fraud emerged, where the capital market has been intensively impacted. About one-fifth of Chinese firms have been punished by China Securities Regulatory Commission (CSRC) for financial fraudulent
also borrow directly from the market by issuing bonds. So, let 's take a look at what bonds are and some of their main features and characteristics. At its simplest, a bond is a financial instrument, issued by the firm the represents its intentions to borrow for the long term and its promise to repay. This is certainly not a new type of instrument; they have been around for a very long time. Let 's take a look at an early example. Here is a bond that was issued in 1623 by the Dutch East India
type of funds can in-clude the following sub-types based on the asset in which the investments will be made. o Money Market Funds. o Bond Mutual Funds o Stock Mutual Funds o Hybrid/Balanced Funds Exchange-traded funds. It is pooled investment which is compared to mutual funds do not charge high management fees, because tracks a certain index, commodity or bonds or a basket of assets. The difference between the mutual funds is that an ETF’s share prices are calculated within the day like stocks