Consumer Protection In this guide I will clarify many issues concerning consumer protection, the first issue I would like to clarify is what consumer protection is all about. Consumer protection is about protecting ordinary people who buy goods and services, from the being sold faulty goods or poor quality services from dodgy traders. Any person has some basic legal rights if a product or service is found to have a false description, is of poor quality or not fit for its purpose.
26 April 2014 Consumer Protection John, a homeowner of thirteen years recently sued a roofing contractor for false advertising stating that he could arrange financing for roofing repair jobs, the roofing contractor was found guilty of illusory publicizing a service that he was unable to fulfill to John, the consumer. Deceptive advertising, deceptive pricing, and punitive damages are a few actions that can be held against the business based on Consumer Protection. Consumer Protection is protecting
were not always available to consumers until a government mandate in 2004 (FALCPA). I think part of the reason for such a lateness in regulation was due to a social stigma regarding allergies, that having them was some sort of natural selection and not an issue that should be taken care of. Another surprising notion I came across was that although there was no government regulation, manufactures of food products took a good amount of initiative in letting their consumers know of potential allergens
Discuss the legal protection offered to consumers in Australia highlighting the recent amendments to the laws and how these reforms might be extended. Consumer protection is an essential and extensive system of laws intended to safeguard the rights of consumers and encourage fair trade and honest information in the marketplace . Consumer protection encompasses three key areas, known as unfair trading practices, losses or damage and finally, unsafe products. Protection from unfair trading practices
The National Consumer Credit Protection Act (NCCP Act) prohibits credit providers from making unconditional representations to potential customers that the customer is eligible to enter into a credit contract with them, or that a credit limit of a credit contract will be able to be increased, unless the credit provider has conducted a credit assessment that the new credit is ‘not unsuitable’ for the customer. Banking and finance lawyers should be mindful that this has an real impact on the way
your computer. Consumer Protection from Unfair Trading Regulations, 2008 The Consumer Protection from Unfair Trading Regulations gives consumers security from unfair or confusing trading practices and it also bans confusing omissions and forceful sales techniques. The term unfair is defined when a commercial practice falls below the standards of skills and it’s also when it affects the consumers ability to make a right decision on whether or not to buy a specific product. Consumer Credit Act 1974
Privacy This world today seems to have no privacy on the Internet, despite the Governments effort to help the consumer regain their privacy. In 1997 the government passed the Consumer Internet Privacy Protection Act. Through this bill, the consumer has the right to all information that an Internet company has on them. The Internet Company cannot sell the information of that consumer without that consumer's written consent. The bill sounds really good doesn't it? If the bill is so great, how is
example of such would be a company purchasing business supplies from another company. Business-to-Consumer (B2C) occurs between companies and consumers, and usually involves purchasing physical products but now also commonly involves digital content such as music and e-books (Turban, et al., 2009). Business-to-Government (B2G) refers to commerce between companies and the public sector whilst Consumer-to-Consumer (C2C) is commerce between private individuals for example websites like eBay and Amazon Marketplace
Why do We Need What is Called Consumer Protection? Clothes, furniture and electronics. At first thought, these items do not seem to bare any similarities other than the fact that consumers desire these materialistic goods. One of the only similarities they have is that consumers are protected by basic consumer rights upon purchasing these items. Consumer protection is a collective set of laws and organizations set up to safeguard the interests of consumers in terms of "fair trade, competition and
This assignment will deal with jurisdiction of consumer protection in the European Union. For the simplicity, the assignment will be divided in few paragraphs that will explain what consumer protection is, what is consumer protection in the European Union, which jurisdiction rules and governs consumer protection issues in EU and national laws of the two Member States, for the comparison – Republic of Croatia and United Kingdom. Introduction Consumer is a person who purchases goods and services.
customers knowledgeable about products/services, consumer awareness creates more informed buying decisions. Consumers cannot purchase products and services if they do not know they exist. That being said, I believe McDonalds does uphold the basic rights of consumers. Currently, McDonalds displays nutrition facts on all of there food items. That was not always the case. Prior to the movie super size me, and the ensuing lawsuits, McDonalds would offer consumers the option to upgrade their already unhealthy
the e-commerce market mostly follows the traditional commercial code and consumer protection law with terms applied to e-commerce. In 1999, The Uniform Law Commissioners enacted the Uniform Electronic Transactions Act (UETA), and it is the first comprehensive effort to prepare state law for the electronic commerce era. The Act
the private sector and facilitated by the public sector, is expected to help increase the financial inclusion of individuals. This chapter reviews the roles of technology, product design, financial capability, financial education programs, consumer protection and market conduct, and government policies in fostering financial inclusion. The roles of technology This section was discussed about mobile banking and payments, innovative delivery channels, technologies for improved borrower identification
Consumer Privacy "The right to be let alone is indeed the beginning of all freedom."("Privacy Quotes and Quotations") The right to privacy and protection from the government becoming a Big Brother type character is a right that is greatly underappreciated by the people of the United States. However, as a consumer, the right to privacy of information and protection from outside sources is one which is not utilized to its full potential, and consequently consumers are being violated by companies
protecting the rights of consumers. This is evident in the legal responses introduced to address issues of credit, marketing innovation and technology. These law amendments has effectively increase the protection of the rights of consumers to a certain extent, however loopholes still exist. Due to the increasing range of goods and services continues to grow and the failure of existing laws, the role of law reform has been significant in protecting the rights of consumers. Consumer laws were created to
The Era of Privatisation Introduction It was under the Thatcher government that the era of privatisation started and it was “the most radical change in the 20th century British politics” (Young, 2001, p. 1). From 1984 to 1991, the telecommunications, gas, water and electricity industries which were under government control, were sold to become privately owned and controlled. The privatisation of the electricity industry occurred in 1990 but had already begun in 1987 with the creation of a programme
person’s... ... middle of paper ... ...ong run. In conclusion, ethical decision making is determined by the three ethical models. The utilitarian and justice model are not as relevant in the case study because they do not take into account the protection of the consumer’s rights. These two models do apply to the case study however it does not focus on the main issue (privacy). The moral rights model is the best approach as it deals with privacy which is the most relevant issue in the case. Robertson
its state of infancy, with competitors such as Microsoft and Yahoo, to which they eventually surpassed in terms of users. Google remains victor against its competitors by constantly changing and making updates to its products, thus attracting more consumers and making it unnecessary for the government to intervene. Google serves as the model for a “successful company” since it was born into a market in which there were two big competitors and it eventually surpassed them and bought out various Internet
1. The Dodd-Frank Act’s Status on Proxy Access President Obama signed the Dodd–Frank Wall Street Reform and Consumer Protection Act into law on July 21, 2010. The Dodd-Frank Act approved the SEC proxy access rule by explicitly stating “A requirement that a solicitation of proxy, consent, or authorization by (or on behalf of) an issuer include a nominee submitted by a shareholder to serve on the board of directors of the issuer.” The Dodd-Frank Act also grants the SEC the explicit authority to issue
Negligent Tort: The Consumer Product Safety Committee was mandated with the responsibility of safeguarding the public from unreasonable risks of harm or death linked with the use of various types of products under the agency’s jurisdiction. In case of violation of a mandatory regulation, the agency usually issues a Letter of Advice regarding the infringement and the nature of appropriate corrective action. The violation is also accompanied by a product recall by the respective company and liability