Mutual funds are an easy, convenient way to invest, without having to worry about choosing individual stocks. A mutual fund can be defined as a single portfolio of stocks, bonds, and/or cash managed by an investment company on behalf of many investors. The investment company manages the fund, and sells shares in the fund to individual investors. When one invests in a mutual fund, they become a part-owner of a large investment portfolio, along with all the other shareholders of the fund. The fund
Mutual Respect Traditionally, questions regarding the basis for teaching relationships have been answered in terms of authority. The concept of authority as it applies to the classroom has two faces. One side of this concept is authority; where the teacher has always been the authoritarian, the disciplinarian, and the dispenser of rewards and punishments. The other face of authority concerns the teacher as the authoritative source of knowledge, the information-giver, and the arbiter of right
Mutual Funds, Bill Miller, and Value Trust Value Trust, an $11.2 billion mutual fund managed by Bill Miller III, and one of a family of funds managed by Legg Mason., a leading Global Asset Management Firm headquartered in Baltimore, Maryland has achieved uncanny success. The Fund invests primarily in large-cap equity securities, is benchmarked against the S&P 500, and as of 2005, has outperformed its benchmark for a record 14 consecutive years. This amazing streak has brought much attention to
The three types of mutual funds I will talk about are stock mutual funds, balanced mutual funds, and Bond funds. A Mutual Fund is a company that combines, or pools, investors' money and, generally, purchases stocks or bonds. Ideally, a fund's size and resultant efficiency, combined with experienced management, provide advantages for investors that include diversification, expert stock and bond selection, low costs, and convenience. (Mutual, 2001). With a mutual fund, investors pool their money
Mutual funds. Mutual fund is an investment pool, where the investors can demand the return of the fund based on their proportionate contribution. This type of funds can in-clude the following sub-types based on the asset in which the investments will be made. o Money Market Funds. o Bond Mutual Funds o Stock Mutual Funds o Hybrid/Balanced Funds Exchange-traded funds. It is pooled investment which is compared to mutual funds do not charge high management fees, because tracks a certain index
INDEXED MUTUAL FUNDS In a world of complex investment products, one of the easiest to understand may also be appropriate for a variety of individual financial objectives. The appropriateness of an investment depends on personal goals but many individual and institutional investors have turned to index investing, a strategy that attempts to approximate the performance of a broad market index. As an investment strategy indexing began in the early 1970s in the United States, when large institutional
Founded in Seattle in 1889, Washington Mutual (WaMu) originated as a mutual savings and loan institution that went public in 1983 and as a result of lending practices, hiring techniques, and other poor decisions failed in 2008. A leader in bank acquisitions from 1983 through 1992, the organization surged to 2,200 branches before its failure. Offering innovative technologies, such as ATMs and “step-rate” loans in the mid-1970’s, and techniques at the time, the firm eventually buckled under the culture
Colonists and Indians Fight for Mutual Interests on the American Frontier Since the settling of the English colonies in the early 17th century, pioneers have been destined to expand into the North American frontier and to domesticate it with their Christian faith and progressive nature. In their exploration of the frontier, however, the Puritan colonists often encountered Indians whose savagery challenged their discipline and morals. Just as the colonists expanded, Indians also saw their native
INTRODUCTION Mutual funds can play an important role in the growth of the economy of a country. Mutual funds are a desired investment destination for each individual/ organization if the fund houses offer not only the expertise in the management of the resources, but also many other services. A unit trust is a medium of communication for investing in shares and bonds. It is not an alternative choice for an investment in stocks and bound; but rather pools the money of different investors and invests
investment vehicles that can help get you there. One such vehicle is a mutual fund. Mutual funds, as defined by the SEC, are companies that pool money from many investors and invest that money in stocks, bonds and other securities or assets. Because of this indirect path to investment, a mutual fund serves as a financial intermediary. Like most
Mutual Respect Between Students and Teachers The relationship between students and teachers should be one of mutual respect. Students should listen to the teacher and try their best in the class. Teachers, on the other hand need to do their best to give their students a quality education and respect them as individuals. There should be a set curriculum, but teachers need to be creative in how they teach what is required. California is considered one of the lowest in terms of education standards
ETF vs. Mutual Funds Mutual funds are investments that contains pools of individual stocks or bonds which are specifically chosen by a fund manager or team1. Exchange-traded funds or ETFs are offshoots of mutual funds that allow investors to trade index portfolios1. While ETFs maintain a lot of the characteristics of mutual funds – including the fact they are a pools of investments, have low costs, and have benefits such as the ability to achieve diversification and asset allocation – ETFs offer
Mutual Fund Cash Flows and Stock Market Performance* During the decade of the 1990’s through the year 2001 there were some major shifts in the deployment of investment assets. Based on a variety of measures, mutual funds grew dramatically as vehicles for investing in portfolios of stock. Specifically net cash flows into equity funds grew from $13 billion in 1990 to $310 billion in the year 2000.1 During that same period the number of equity funds rose from 1,100 to 4,395, while the number of
Dust Heaps Dust develops. The famed Dust Heaps in Our Mutual Friend are simply large mountains of … well, dust. One cannot fully judge the purpose of Dickens’ incorporation of dust heaps in his novel without background information on them. The question being what is a dust heap? Apparently the answer “heaps of dust” is not good enough. In the Victorian era dust heaps were filled with useful garbage. Dust heaps were made up of many different things. One such ingredient – also the main ingredient
In a world where performance and individual results matter, the idea of mutual respect and mutual responsibility often gets thrown to the curb. When this happens, leaders and employees will become myopically on their own needs and success rather than on those of the team. As a result decisions may often be made that serve the few rather than the team, department, or organization as a whole. This poses a significant threat to the leader’s ability to creating an environment that engenders trust
Rousseau. Not just freedom, then, but also rationality and morality, are only possible within civil society. And civil society, says Rousseau, is only possible if we agree to the social contract. Thus, we do not only have to thank society for the mutual protection and peace it affords us; we also owe our rationality and morality to civil society. In short, we would not be human if we were not active participants in society. This last step determines the heavily communitarian perspective that Rousseau
service through implementing the paperless office. This is because communication is immediate and does not get lost in a pile of papers on someone's desk. A paperless office can also save the company money. This can be seen in the example of Washington Mutual Savings Bank of Seattle. The bank automated more than one-hundred different forms and estimates that they are saving upwards of one million per year. One disadvantage to having a paperless office is the issue security. How does a company make sure
then returns to Geneva where he is studying, but agrees to visit Daisy again that winter in Rome. When winter comes around Winterbourne goes to Rome to visit Daisy. While Winterbourne was away Daisy met a suitor named Mr. Giovanelli. Later, when a mutual friend named Mrs. Walker throws a party, Daisy arrives with Giovanelli. Mrs. Walker does not approve of Daisy being seen in public with all of these men and makes the decision to stop speaking to Daisy. Daisy is not happy about Mrs. Walker snubbing
ragged world . . . There he would sit and give treasures out . . . to the final generation" (47). Or again: "If the songs were true, as I suppose at least one or two of them were, there had always been wars, and what I'd seen was merely a period of mutual exhaustion." (34). The phrase "Oceania was at war with Eurasia; Oceania had always been at war with Eurasia" comes to mind (1984, 236-237). Gardner uses the Grendel quotations to show humans attempting to change the past to reduce the image of barbarism
The Powerful Message of Ayn Rand’s Atlas Shrugged Capitalism, according to John Galt, is "mutual trade to mutual advantage," (Rand Atlas Shrugged 989) or as Adam Smith put it: "[trade] by mutual consent and to mutual advantage." In true capitalism, the economy is strictly separated from the state, just as there is a separation between church and state in the USA. This basic tenet of capitalism describes the only economic system that can be morally justifiable. Communism, fascism, socialism