Your search returned over 400 essays for "debts"
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Chronic Debts And Its Effects On America

- Extreme Debts It has been said that more efforts should be done to prevent and resolve debts. Recent studies by Gary Foreman says, “the government owes over $16 trillion.” The question is, “who does the government owe money to?” According to the Social Security Administration, the government owes $5 trillion to other countries (including the U.S.), $1 trillion to individuals, and $5.7 trillion to the federal. This causes citizens to wonder, “are we being benefitted or neglected?” This leads to the amount of 16.8 trillion dollars of debt....   [tags: Debt, Money, Loan, Currency]

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Debts of Good Will and Interpersonal Justice

- Debts of Good Will and Interpersonal Justice ABSTRACT: A debt of good will (utang na loob in Filipino) is incurred when a person becomes the beneficiary of significant assistance or favor given by another. Usually, the beneficiary is in acute need of the assistance given or favor granted. This provides an opportunity for the giving of help to serve as a vehicle for the expression of sympathy or concern. The debt could then be appreciated as one of good will because, by catering to another person's pressing need, the benefactor is able to express positive dispositions towards the beneficiary....   [tags: Sociology Sociological Papers]

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Bad Ways Of Paying Off Your Debts

- ... When you have paid off your debt, then you are able to buy new stuff. You will have the money to buy new stuff because you won’t have crippling interest payments to make. 3 - Sell Other People’s Things For A Commission Offer to sell other people’s things for a commission. One assumes that while selling your own stuff, you become an expert at selling. You may even use eBay and Amazon and earn a good reputation. Use your skills and reputation to sell other people’s stuff for a commission. Plus, when they forget about their stuff, you can sell it for your own profit....   [tags: Money, Credit card, Payment, Debt]

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Bad Debts

- Section 166(a) of the tax code says that "there shall be allowed as a deduction any debt which becomes wholly worthless within the taxable year." However, in the case of a guarantor of another party's debt, a special set of rules operates to determine the time such guarantor is entitled to a "bad debt" deduction (once the guarantor honors the obligation to the creditor). Sec. 1.166-1 Bad debts. (a) Allowance of deduction. Section 166 provides that, in computing taxable income under section 63, a deduction shall be allowed in respect of bad debts owed to the taxpayer....   [tags: Tax Bad Debt Expense Accounting Research]

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The Econometric Analysis of the Dynamics of Economic Growth, Debts and Budget Deficits of Sub-Saharan Africa

- ABSTRACT Many researches had done by others on analyzing the relationship between debt and economic growth. However, little attention has been paid to the econometric analysis of the dynamics of economic growth, debts and budget deficits of Sub-Saharan Africa (SSA). The main purpose of this paper is to re-examine the relationship between debt and growth for SSA, by using Granger causality to test between debts, economic growth and budget deficit. In addition, we will be using the Vector Error Correction Model (VECM) and Augmented Vector Autoregressive (VAR) to test the presence of co-integration....   [tags: Economics]

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How Does Class Stratification Affect How Individuls Think?

- Kelly (2014) explained part of social psychology’s focus is “to understand social factors that influence how individuals think, how they act, and how they feel.” How does stratification affect the individuals that live in social class systems, caste systems, or slavery. According to Baumeister and Bushman (2014): Back when social mobility began to increase, so that some aristocrats became poor while merchants became rich, the upper classes wanted to continue believing that they were inherently better than other people, even if the others had more money....   [tags: debts, slavery, caste]

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Jewish German Immigrants in the United States

- ... The saw America as the common man's utopia. Another reason to immigrate was that the repercussions of the failed German Revolution of 1848 were very substantial, causing many more German Jews to leave Germany (LOC). Lazarus Straus came from a prominent family in Bavaria. His grandfather, who bore the same name, and he were both part of the Sanhedrin. He was a leader in the failed German revolution, but unlike the other prominent supporters of the revolution, he was not exiled. He lived in Bavaria for another five years then left out of dissatisfaction (NYT)....   [tags: debts, profit, peddlers, capital]

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The History and Current Status of Kenya

- INTRODUCTION: Kenya is a state in the great lakes region of east Africa; it is bordered by Somalia, Tanzania, Uganda, south Sudan and Ethiopia to the north. It has a population of 43.18 million people. Kenya’s economy is market-based, with few state owned enterprises and maintains a liberal trading system. Its GDP is at $40.70 billion and has a GDP growth of 4.6% as per 2012, with an inflation rate of 9.4%. Kenya is seen to have a well-developed social and physical infrastructure. Kenya is classified as a middle income country capable of servicing its debts, by the World Bank....   [tags: economy, poverty, debts]

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Biography of Alexander Hamilton

- Alexander Hamilton was born on the island of Nevis of the British West Indies January eleventh in 1757. He lived with his brother and a single mother. In 1772, Hamilton moved to the United states. He entered the Continental Army in 1776 as the captain of artillery while in New York where he also studied law at King’s College. He was married to Elizabeth Schuyler in 1780. Elizabeth was from a wealthy land holding family, this helped Alexander hold ties to rich and powerful leaders in New York. Alexander Hamilton died in 1804 on July 12....   [tags: currency, debts, government]

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Theories of Capital Structure

- ... In this regard, it may be deduced that the financial manager’s attention is towards the combination of securities which may attract the maximum number of investors and which can maximize the value of the firm. The same is defined by Weston and Brigham (1992) as the most favorable capital structure is the one that has ability to maximize the market value of the firm’s outstanding shares. On the basis of above mentioned theory, many researches have been done in order to find out the affect of capital structure on profitability of firms....   [tags: finances, profitability, debts]

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What´s Insolvency Law?

- Insolvency law does not exist in a vacuum and the rules of insolvency may influence the behavior of a debtor or stakeholder in the ordinary course of business. Interestingly, English law has no definition of ‘insolvency’ though, rather, various tests of one’s ‘inability to pay debts’ and it therefore falls upon the Courts to decide the issue of solvency. Indeed a clear definition of “inability to pay debts” has been termed ‘fundamental’ to any system of insolvency law. The Insolvency Act 1986 (the ‘Act’) deems a company to be unable to pay its debts following the satisfaction of any one of a number of tests, the most important of which are cash-flow and balance-sheet insolvency tests....   [tags: debts, payments, company]

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The Connection: A New Historic View of George Orwell’s Animal Farm

- In the middle of the 1930s, Adolf Hitler began his rise to power in Germany, initiating the start of the Second World War and spread fear across Western Europe. During this time period, George Orwell began writing his novella, Animal Farm, which has been said to represent the events of the communist revolution; yet according to an analysis of the new historic lens, no book, no matter the style, can escape the hindrance of social context; proving that the air surrounding the war, impacted the literature written in this time....   [tags: hitler, second world war, debts]

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Cash Advance Loan Companies

- Having hundreds of online loan companies giving short term capital advances, finding a capital advance mortgage company is straightforward and straightforward after you are usually tight having online and computers. Ever since economic become softer down, your pay day loan trade may be raising at a immediate pace substantially in the united states. With plenty of and a great deal of Americans looking at short-run funds in order to tide about capital emergencies, your financial area provides identified the following being an excellent chance to make a effective buck at your price of your borrowers....   [tags: Financial Debts, Capital Advances]

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Conquering Mexico's Northern Frontier

- Like a story, human history is a tale of change over time. Empire raise and fall, lands changes hands, and new countries are built. Mexico is no different in this regard. Mexico's struggle to create a functioning government allowed the United States to acquire its northern frontier. How did this happen. During the 1800's, tired of being considered inferior to Spanish-born elites, and seeing the success of the American Revolution, Mexico engaged into a bloody revolution. Yet it was a long and costly process that although ended in Mexico's favor, was at a high price....   [tags: poplution, government, debts]

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Poverty: The Power of Global Institutions and Interests of Developed Nations

- A major reason why it is not possible to end poverty is due to the power of global institutions and interests of developed nations in keeping the developing world weak. From the 1970’s to the present day, the amount of debt owed by the developing world has continued to increase, with developing countries external debt rising to $4 trillion at the end of 2010 (The World Bank, 2012, p. 1). Despite the vast amount of aid given out by nations, debt has reached a point where “for every $1 received in aid grants in 1999, sub-Saharan Africa paid back $1.51 in debt service” (Mentan, 2002, p....   [tags: developing countries, trade borders, debts]

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Why We Should Enter Into An Iva Or Join A Dmp

- One of the common questions we hear from our customers is whether they should enter into an IVA or join a DMP. Both are very different debt solutions and both have very different benefits which is why we’ve put together a guide that compares the two. This information will give you an idea of which solution might be the best for your circumstances but if you want to talk more about your options, feel free to contact to Payplan’s advisors. IVAs normally last for five years, however DMPs last until your debts have been repaid in full....   [tags: Credit rating, Credit, Debt, Credit history]

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The Dangers of The Debt Ceiling

- ... If the business’ quality is being affected by government taxes, it may affect the satisfaction level of clients you were looking for, affecting profitability. Some other effects may include a reduction of reputation of a nation. If a country is continuously failing to pay its debts, other nations may begin to look down on said country. This negative view towards a country could affect how well your business does; it’s possible that potential business partners avoid you solely on the fact that the country you’re in no longer has a good reputation....   [tags: international management, hospitality, Aruba]

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Student Loan Debt And The United States

- Student loan debt is one of the topics that has been fiercely debated in the United States due to complaints in the nation over huge debts that stress up students after their first degrees for almost all their lives. Students are furious regarding the system that the government uses to lend money to the needy students from middle income earning and low income earning families. According to Hansen and Rhodes (110), the student loan debt has led to distress to many people and has even led to more damage in the lives of many students especially those who due to one reason or the other get to conditions that they become unable to pay their debts after their university life....   [tags: Debt, University, Loan, Higher education]

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Persuading Students to Use Credit Cards and Financial Aid Responsibly

- Outline THESIS: There is a growing number of students with credit card and student loan debt at Broward College. Not all of them are conscious of the fact that their debts continue to gain interest over the years and leaves the student in a precarious financial situation if left unchecked. The students need to be informed of the methods by which they can avoid or deal with student credit card or student loan debt. I. Students at Broward College do not even realize they are incurring a continuing debt....   [tags: Finance]

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Student Loans Are Considered A Burden From The Application Process

- ... While being useful and helping many get a college education, the burden the debt of student loans brings seem to discourage many and push them away. However, despite everything, spending on a college education remain an investment that some hope will result in better and higher paying jobs. FIGURE 1 . Increase in Tuition From 2000 to 2015 TYPES OF STUDENT LOANS While Pell Grants are being cut and leaving about 8 million students from low and modest income unable to afford college, students loans are becoming a necessity in a time when the cost of higher education is rising quickly....   [tags: Debt, Loan, Default, Education]

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Unfair Agreements for African American Sharecroppers

- The sharecropping agreements changed over the years however one thing never changed; the workers could offer nothing more than their ability to perform farm tasks that greatly favored the landlord. Thus the African American workers would always be in debt to their White masters. The labor contracts between the White landowners and African Americans were often negotiated multiple times to keep them in the labor system thus keeping the free laborers and increasing agricultural profits for landowners....   [tags: wages, landowners, contracts]

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Business Analysis : Business, Partnership, Joint Venture, And Corporations

- ... “Every partner is jointly and severally liable for the misapplication of money or property of a third person which have been placed in the custody of the partnership”. A company is separate from shareholders and directors. Debts of company equal the company’s debts only, and assets of company belong only to the company. A company can be sued, and take all the responsibility, while shareholders only need bear the part that they invest to the company. Referring to Salomon v Salomon and Co Ltd case, the company had to pay debts to Salomon, even though he was a managing director who also involved in the company’s management....   [tags: Corporation, Partnership]

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The Debt Snowball

- The Debt Snowball When you get to the point where debt becomes too much you begin to search for a way out. There are many different options to get rid of their debt; one option is the debt snowball. This debt relief option sounds more unusual than it really is. What is it. What is the debt snowball. It is a very widespread approach used to relieve an individual of any debt. If you can picture a snowball it starts of small, and then it gets bigger as it picks up momentum. The debt snowball also can gain momentum as you pay off your debts....   [tags: payments, minimum, balances]

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Choosing Bankruptcy: Chapter 7 Versus Chapter 13

- Fear of financial devastation or ruin caused over 1.5 million Americans to file bankruptcy in 2010. (Chapter 13) Statistics provided by the U.S. Bankruptcy Courts show that financial hardship can strike anyone (U.S. Bankruptcy). According to The Nations Health magazine, medical bankruptcies comprised two thirds of all bankruptcies filed in 2007, meaning the debtor’s list of creditors included some sort of delinquent medical bills (Currie). Christine Dugas points out in USA Today that as the unemployment rate increases so will bankruptcy filings (Dugas)....   [tags: Finance, Debt, America]

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Definitions of Types of Businesses

- 1. Sole Proprietorship This is a one man business. The owner is entitled to all the profits as well as the losses. He is also personally liable for any obligations or debts incurred by the business. A Singaporean PR or individual looking to start a sole proprietorship must first make an application for the business name. This is done to ensure the name is available and also that Medisave payments have been fully paid. Thereafter, he registers the business in accordance to Business registration act....   [tags: partnership, company, liability ]

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Business Formation Of A Business

- There are many different types of business organizations that an entrepreneur needs to consider as he or she is starting their business. Business formation is a necessary early step of a starting a business because an entrepreneur needs to know and understand the differences in creating a legal structure for their business. The way that an entrepreneur structures its company, it will have a significant impact on the business’ tax liability, management and the personal liability of the owners should there business ever be sued....   [tags: Corporation, Types of business entity]

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US National Public Debt

- The national debt is the result of a state's borrowing from its population, from foreign governments, or from international institutions such as the International Bank for Reconstruction and Development. Public debts tend to be large-scale credit operations and are contracted on a national scale by central governments and on a lesser scale by provincial, regional, district, and municipal administrative bodies. In the U.S., public debts are also contracted by the states and by local governments, primarily for public works....   [tags: Debt Budget Government]

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Article 24 of the Universal Declaration of Human Rights

- ... Workers who stay on site create further debts as they cannot earn money while not collecting nuts, but still have to spend it on food and basic goods. They do not have any kind of worker rights and are unable to discuss matters such as minimum wages, hours worked in a day, vacation time, frequency of payment and method of payment. In 1996, it was estimated that there were 773 families in ranches, but by 1999, that number was reduced to 578. This reduction was due to a liberation project by the Catholic Church and some Non-Governmental Organizations (NGOs), which liberated a total of 514 families....   [tags: free choice, employment, brazil, peru]

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Economics : The Most Delicate Sectors Of Human Life

- Abstract In the current world, economics serve as the basis of all other sectors of human survival in most practices of life that every individual gets involved. There is an aspect of economics that requires careful handling in order to make a success out of the activity. This makes economics to be one of the most delicate sectors of human life. Economics can however be viewed in different ways by different individuals. There are those people called professional economists who have basically studied for economics....   [tags: Economics, Macroeconomics, Economy, Unemployment]

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The Government Should NOT Forgive Student Loan Debt

- An education is one of the most important tools a person can acquire. It gives them the skills and abilities to obtain a job, earn a wage, and then use that wage to better their lives and the lives of their loved ones. However, due to the seemingly exponential increase in the costs of obtaining a college degree, students are either being driven away entirely from earning a degree or taking out student loans which cripple their financial prospects well after graduation. Without question, the increasing national student loan debt is one of the most pressing economic issues the United States is dealing with, as students who are debt ridden are not able to consume and invest in the economy....   [tags: Student Loan Debt Essays]

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Student Loan Debt Is Not A Good Idea

- education we say is the key to success, it is said that you cannot put a price on a good education but unfortunately today’s education has a huge price. Education as turn out to be one of America’s biggest problems because most of the students today do not end up going for their pre-college desired career, reasons which can be mainly attached to financial needs. Most students apply for loans so as to meet their basic needs while they pursue their career, some do not even have enough and still have to work full time to meet their needs and that of their family....   [tags: Debt, Loan, Default, Education]

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Common Causes of Bankruptcy In The Philippines

- In this dissertation, we focus on a certain chosen topic of bankruptcy, including the causes of being state of insolvency of the business, effects and formation, and some discussion regarding to the law that had implemented here in our country. Bankruptcy is define as the state of completely lacking in a particular quality value. Being bankrupt is a very serious matter. A person must hand over their estate, including their home to their trustee. If they were unable or unwilling to pay, they may declare bankruptcy....   [tags: Legal Status, Debt, Finances, Economy]

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Legal Implications of Insolvent Trading in Australia

- Part A The Duty of Directors to Prevent Insolvent Trading Insolvency can be defined as the situation whereby a debtor lacks the ability to settle the debts that they have. This definition can also include situations in which companies have numerous liabilities, most of which are greater than the assets that they have (Adams 2002, 70). The type of insolvency that regards cash flow complications often incorporates the inability of firms to settle their debts whenever they are due. The other type of insolvency that regards the balance sheet incorporates net assets that reflect negative figures, thereby representing a scenario where liabilities are greater than assets....   [tags: Insolvent Trading]

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Greece and Its Bail-Out Packages: Another Tragedy?

- Greece is the first and only European Union country to request two bail-out packages from the international community. The main providers of the financial help were the International Monetary Fund and the European Union (specifically, the European Central Bank). The Greek government received over €200 billion to cover their debt and interest maturities. (BBC 2012) However, not only the amount of money was immense, so were the requirements. In 2010 Greece was requested to make €30 billion of budget cuts in 3 years, however in 2011 the INF experts asked to cut the spending even further....   [tags: politics policy paper, European Union]

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Increasing College Expenses And Overwhelming Student Debt

- Increasing college expenses and overwhelming student debt not only limit access to valuable higher education, but stop adolescents people from backing to a much needed thriving middle class. We as BMCC students experience in our daily college lives the inflation of our generation, which makes the cost of living really expensive and we work hard to get a college degree but financially we can’t keep up and end up dropping out or having a ridiculous amount of debt that we need to pay off, even when we are retired....   [tags: Debt, Higher education, Education, University]

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What Are The Four Forms Of Ownership

- There are many different types of ownerships which a business can adopt. Amongst others, four forms are a sole trader, partnership, company and close corporation. This report will cover and compare these four forms of ownership. Sole trader A sole trader is a business owned by one person. With a sole trader, the business is not a separate legal entity. This means that the owner has full liability in his personal capacity for debt of the business in their personal capacity. The owner contributes capital to the business at his own digression and this is means that the capital contribution to the business is limited to the capacity that the owner can contribute capital....   [tags: Corporation, Legal entities, Balance sheet]

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Business Case Study : Sole Proprietorship

- Sole proprietorship: Sole proprietorship is one the most simplistic forms of business and also the most common. It is owned by one person and is usually run and managed by the owner. They are usually a smaller company with minimal employees. There are several advantages to this type of business. It is very simple business to start and terminate. The owner has free will to operate and change the company at any time without permission from other people. The sole owner has all rights to any proceeds and the owner is only taxed once on their personal taxes....   [tags: Corporation, Types of business entity]

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Research Report On Japheth Enterprises

- This a report for Japheth Enterprises. This report provides information obtained through ratio analysis, from Japheth Enterprises’s finical statement. This report will pay particular attention to liquidity, inventory management and credit management from the years 2015 and 2016. It will highlight Japheth Enterprises’s strengths and weaknesses while offering some explanation for detected changes. The report will make recommendations that could improve Japheth Enterprises’s current performance. Liquidity is a fundamental finical characteristic of a business, in order to be successful a business must have cash, to pay its debts and any expenses that may arise....   [tags: Balance sheet, Asset, Accounts receivable]

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Proactive Steps to Remain Debt Free

- ARTICLE TITLE: Proactive steps to remain Debt Free ARTICLE BODY: For everyday purchases it is better to use cash and do not take any debt. Although it is accepted for long term purchases like auto and home. Try to save more from your earnings or try spending less. It simply means enjoy less say 40% and save more that is 60%. Prepare a monthly report of your debts. Calculate all the interest, balances and payments. Add and subtract all in a spreadsheet to summarize and get the grand total. Update it and get motivated every month by paying off your debt....   [tags: Finance]

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How Urban Life Affected Farmers

- Urban life was exciting in the 1890’s as huge cities expanded outward and upward. Technological advancements made jobs plentiful, and lives easier. But not everybody was satisfied with the changes occurring around them. As millions of Americans flocked to cities in search of better lives, the farmers’ agricultural lifestyle was being threatened; the farmers’ diminishing social prestige allowed them to be taken advantage of in situations such as the shipping of their crops; pro-farmer politics such as bimetallism failed to gain a foothold in the federal government; and most importantly, economic failures, caused by overproduction and other means, threatened the farmers’ way of life....   [tags: agriculture, overproduction, economics]

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The Greek Economic Crisis

- Since 2008 there has been an ongoing financial debt crisis that has affected the majority of the world states. However, the most disastrous economic decreases have been witnessed in the European continent. Therefore, this crisis is widely known as the European Sovereign Debt - Crisis. The aim of this document, however, is to analyze and discern possible policies focusing on providing a set of solutions that may help the Greek government in regards to their financial debt within the larger European crisis....   [tags: European Sovereign Debt Crisis]

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Methods for Operating Businesses

- Sole Proprietorship Sole Proprietorship is a type of business where the owner and operative of the business you work for. Thus meaning the owner controls all aspects of the business from management, major decision, insurance, debts, and taxes. Liability: All liability is responsible to the owner. Debts, expenses, and injuries that may occur are liable to the owner. If business is poor and the owner has to cease all work, creditors can satisfy all debts by wiping out all personal assets if the debt has not been satisfied prior to ending....   [tags: owner, liability, profit]

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GDP as from FMI

- This statistical summary shows that the US GDP responds to the four basic instruments of the domestic economic policy: the fiscal policy (FE), the foreign relations policy (ER), the income distribution policy (MW) and the monetary policy, both directly through the public debt (D) with negative sign and indirectly through the credit (DEBTS) with a positive sign. It was also found that, as theoretically expected, the exchange rate ER and the minimum wage MW are more effective in displacing the aggregate demand than shifting the aggregate supply for an increase in ER or MW leads to a greater GDP....   [tags: fiscal, foreign, policy]

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Affect of Low Literacy Rates on Standard of Living in Africa

- The rich prosper and the poor struggle to survive. Citizens in developed nations, such as Canada, do not usually think about developing African nations and their problems. Those fortunate enough to have a steady income cannot imagine how other developing countries or other people have so little when they possess so much. Thus, the question arises, what challenges are developing African countries experiencing as they struggle to improve their standards of living. In order, to answer this question, it is essential to consider the adult literacy rates, the population infected with diseases, and the debts of developing countries....   [tags: Literacy]

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Analysis Of The Exchange Between Thomas Jefferson And James Madison

- ... In his view, if no debt could be contracted for payment beyond the term of 19 years, it would save people from oppressive taxes and reduce the power to borrow within natural limits. Furthermore, and most importantly, he applies his principle to the constitution and laws of government, in which he says “no society can make a perpetual constitution or even a perpetual law… Every constitution then, and every law, naturally expires at the end of 19 years. If it be enforced longer, it is an act of force, and not of right.” According to him, flaws in representation and various forms of corruption in succeeding generation make repeal too difficult to amend perpetual constitution and law; it is...   [tags: United States Constitution, James Madison]

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Finance and Accounting for ABC Complete Kitchen Inc.

- ... If you look at figure 1 it shows the balance sheet includes two sides, left side for assets, right side for liabilities and stockholder’s equity. To find stockholders equity, the equation is assets-liabilities=stockholder’s equity. On the balance sheet asset must equal liabilities and stockholder’s equity (Edition, 2011). The assets show the type of resource that the organization use; the other side shows the type of resources, and how much money it needs to take care of expenses. In Figure 1, it shows an example of a balance sheet for ABC....   [tags: stockholders, liabilities, taxes]

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The Civil War Of Virginia And New England

- Civil War The first colonies in Virginia and New England were the origin of the different values that caused the civil war to take place. The colonists that resided in Jamestown, Virginia were heavily dependent on foreign aid and the funding provided by investors. On the contrary, the colonists that settled in Plymouth, Massachusetts was almost entirely self sufficient and did not have to rely on the help from foreign nations. While both the colonies originally focused on fishing and farming, the colonists from Jamestown quickly expanded their industries towards lumber, and utilized technologies that were available in their time such as making mills that were water operated....   [tags: United States, American Civil War]

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Becoming A Successful Entrepreneur Of College Students

- The majority of college students seem to be working hard to balance their rich social lives with studying for exams, finding a flexible part-time job, and lining up some resume-building extracurricular activities.However, there are always those few students, stuck in a corner of the library, trying to pick the next great stock. If you, like them, are interested in learning more about investments, then the following tips are for you: Read as much as you can Reading numerous online articles and books on investing will give you the knowledge and understanding you’ll need to become a successful, savvy, investor....   [tags: Finance, Investment, Debt, Rate of return]

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The Debt Of The American Civil War

- Debt started in the united states when it was just a colony fighting its way out the cage of oppression and control from the british in war. this war put the colonies soon to be united states in a massive debt from france and other countries and areas who support the underdog taking their independence. this debt from all around was another problem this debt was the first and not last the states will have to pay only this first one will be almost paid just before the civil war. alexander hamilton helped with the debt which was $75,463,476.52 but the state 's only get into debts because of war the american civil war did not help put the debt down a notch....   [tags: World War II, United States, Money]

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The Costs Of Revolution By Charles Inglis

- An Analysis About the Interpretations of the Document “The Costs of Revolution” Created Between American Colonists in Support of the American Revolution and Those Not in Support. “Where is the money to come from which will defray this enormous annual expense of three million sterling, and all those other debts.” Charles Inglis questions his audience in regards to paying for a revolution against Britain. Imagine you are a colonist one year after the revolution against Britain has begun. Would you agree or disagree with loyalist Inglis....   [tags: American Revolution, Thomas Paine, Rhetoric]

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Federal Myopia: Chasing the Wrong Priorities

- Since World War II, home ownership and higher education have been equated with success in America. In this 21st-century economy, higher education is more than ever an important pass to upper social mobility. However, like the American Dream of home ownership that was shattered by predatory lending, The American Dream of higher education is also being threatened to be crushed by ever-growing student loan debts. Following the Great Recession, it is only normal to worry about an impending student debt crisis given the parallels it has to the housing crisis....   [tags: Debt Crisis, Education, Home Ownersip]

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Business Structure Of The Entertainment Industry

- ... There is also no joint liability for the tax liabilities of other partners. There are two main types of partnerships are general and limited partnership. In general partnership, partners in the business will be personally liable for all business debts and obligations. If the business fails and doesn’t have enough money to pay its share of any debts incurred, the partners will be liable for the shortfall. This means that if a business not able to pay a creditor, they can lawfully come after their house, car and any other personal assets....   [tags: Partnership, Corporation]

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Alien And Sedition Acts

- The debates that built up over the Alien and Sedition Acts of 1798 revealed bitter controversies on a number of issues that existed since the making of the Constitution. If something went wrong with the Constitution, the Founding Fathers planed to amend it, but they did not consider how they would amend a splitting nation’s views. It became evident that the nation was tearing apart due to opposing view points. These differences could not be changed by the amendment of the Constitution. On numerous accounts they did not see eye to eye: on the meaning of the Constitution itself, on many Domestic Issues, and became evident in Foreign Policy....   [tags: Political Science]

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Student Debt Should Be Forgiven

- Student Debts Should Be Forgiven Elizabeth Orquera Mrs. Bindu Nayar English 1302 Abstract When it comes to achieving success in the working industry and accomplishing a successful career an education is important. Getting a degree is essential to be successful. The issue is the higher the education the person wants the higher the cost is. Nowadays, not everyone can afford paying out of pocket for an education, which mean that students are forced to take out large amount of student loans to achieve that degree....   [tags: Debt, Higher education, Money, Interest]

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The Management Of The Business

- George is not to contribute anything and will provide his services and will get profit share 15%. For him General Partnership will be appropriate as he will be a general partner and therefore will be actively involved in the management of the business. This is because he is offering personal services to the business and hence he can properly manage the business. There are no filings that need to be made there is also no paperwork that is required during formation. Hence the formation is easy. Kim will contribute $150,000 cash and will get 25% share....   [tags: Corporation, Limited liability partnership]

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Costs And Benefits Of College

- Costs and Benefits of College, but is it Worth It. The annual current costs, for the 2011–12 academic year, for undergraduate tuition, room, and board were estimated to be $14,300 at public institutions, $37,800 at private nonprofit institutions, and $23,300 at private for-profit institutions (Lander 1). If students plan on getting a four-year degree they will be paying minimum total of $57,000 at public institutions, $151,200 at private nonprofit institutions, and $93,200 at private for-profit institutions....   [tags: Academic degree, Higher education, University]

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1279 words | (3.7 pages) | Preview

The Management Of The Business

- George is not to contribute anything but will provide his services and will get profit share of 15%. For him, General Partnership will be appropriate as he will be a general partner and therefore will be actively involved in the management of the business. This is because he is offering personal services to the business and hence he can properly manage the business. He can easily form a general partnership since there are no filings necessary and also no paperwork is required during formation. Kim will contribute $150,000 cash and will get a 25% share....   [tags: Corporation, Limited liability company]

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2122 words | (6.1 pages) | Preview

Notes On Sources Of Finance

- ... Loss of profit It should be kept in mind that a debt factoring service comes at a price : usually, a percentage of the factored funds will be levied on the second transfer made by the provider (the one that comes when the end-customer finally pays his bill). This represent a loss of profit. Credit ratio downgrading The creditworthiness of a corporation resorting to factoring will be reduced, as this system trades receivables with solid debts book debts will not be available as security anymore....   [tags: Finance, Debt, Venture capital, Corporate finance]

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1002 words | (2.9 pages) | Preview

Credit Repair Services At Oregon

- ... Federal and state laws regulate debt management, credit repair and credit education services. Federal law establishes minimum regulations, and ever-evolving state laws can be stricter. Oregon Debt Management Laws Credit repair and debt management companies are required by Oregon law to register with the state under ORS 697.612.[1] Legitimate debt management companies can help you repair your credit, correct false information on credit reports and manage debts more effectively with budget analysis and counseling, but most people can do these things themselves....   [tags: Debt, Credit, Credit rating, Credit score]

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716 words | (2 pages) | Preview

James I and the Financial Problem

- James I and the Financial Problem a. A subsidy is a sum of money given to the monarch by Parliament. From 1588-1625, the value of a parliamentary subsidy fell by half, from about £140,000 to £70,000. In 1605, James would have needed the subsidy because he had a family, which therefore resulted in a higher personal spending compared to Elizabeth. The early 17th Century was also a time of inflation, and James could not really have lived off the Ordinary Revenue, as it was so low....   [tags: Papers]

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819 words | (2.3 pages) | Preview

Credit and Debt in Victorian England

- Credit and Debt in Victorian England The majority of Victorian society’s economic dealings can be summed up in two words: credit and debt. These ominous specters, which seemed to haunt Victorian England, were simultaneously able to evoke feelings of delight and doom in their “victims of vanity”. There were several different factors that contributed to the Victorian’s propensity to abuse their credit, and as a result, fall deeply into debt. In her essay, “A Husband and His Wife’s Dresses”, Erika Rappaport discusses the significant role that gender played in the credit and debt “epidemic” that plagued Victorian society....   [tags: Victorian Era]

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1084 words | (3.1 pages) | Preview

The Partnership Act 1985

- This question associated with law of partnership, covered by the Partnership Act 1985 (WA), which is particularly applied to internal liabilities and cessation of partnership as well. Although a broad variety of characters of liabilities owned by partners, those specific characters related to the case. In the term of PA s7 states “Partnership is the relation which subsists between persons carrying on a business in common with a view of profit”. The most important characteristic of partnership is not to be recognised as a separate legal individual....   [tags: Legal Issues, Liabilities]

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963 words | (2.8 pages) | Preview

Sole Proprietorship vs. General Partnership vs. Corporation

- A sole proprietorship is a type of business that is owned and operated by one person who is responsible for all the debts. Forming the business is really easy to start off with. Also the owner receives all the profit from the business and is his or her own boss. The down side to owning a sole proprietor business of your own is it is really hard to find sources for funding the business for it to grow and expand. An example of a local proprietor business is Martha’s Kitchen. Martha’s kitchen is a really small restaurant on the outskirts of town....   [tags: essays research papers]

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418 words | (1.2 pages) | Preview

The Nation Under the Articles of Confederation

- The Nation Under the Articles of Confederation The Articles of Confederation from the period 1781 till 1789 would be a period least effective of a government according to the fully oppositional Constitution that came right after the articles. The effectiveness of a government contains the factors such as economy, political, and foreign policy. Based on these, one could base a government as being worthwhile effective or an absolute mishap of such....   [tags: Papers]

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499 words | (1.4 pages) | Preview

Legal Structure of a Business Orgnanisation

- Legal Structure of a Business Orgnanisation Business organisations are the different legal forms a business can adopt. The key distinction is that some businesses provide limited liability for any debts the business incurs. Others have unlimited liability - which obviously doesn't [IMAGE]Unincorporated Incorporated Up Arrow Callout: Sole-trader Up Arrow Callout: Partnership Up Arrow Callout: Private Limited Company (ltd) Up Arrow Callout: Public Limited Company (plc) What is a Sole-trader....   [tags: Papers]

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1352 words | (3.9 pages) | Preview

The United States Should Not Have Went At War With The Mexicans

- ... President James Knox Polk, which imitates the role of a “bully”, Polk with full force in that case he granted Mexico the offer of selling U.S, California and to buy a part of the New Mexico along with $25-$30 million in cash and supplies in addition to debt owed to America trying to bribe them into selling their land, due to the fact that the Mexican government didn’t agreed to his appeal, As a result of that Polk belief was that he wants the land and if it’s not taken by will, then it will be taken by force....   [tags: United States, American Civil War, Mexico]

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What Is The Biggest Challenge For College Students Today? Money?

- What is the biggest challenge for college students today. Money. Not because of issues such as a student’s poor academic performance or unwillingness, but just money. It affects students before, during, and after college. Students applying to colleges are finding themselves being forced to turn away from their dream colleges because of financial burdens. Current college students are faced with the decision to either continue their education and risk going into debt or dropping out and continuing work, which most are choosing to do, and lastly, graduates who had to take out loans during college are still repaying their debts even years after their graduation....   [tags: Debt, University, High school, Education]

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1439 words | (4.1 pages) | Preview

The Student Loan Crisis And The Future Of Higher Education

- Only a few decades ago, there was a miniscule volume of individuals who could receive a higher education in college. The United States is one of the largest immigrant groups in the world, with a large percent of first generations not getting the chance to go to college, so they place all their faith on their children. To a point, college was seen as a chance of better future for those same individuals, and it was worth the investment. Certainly, going to college is one of the most important steps we should take in our life, because it gives us knowledge, socialization with the real world, and a pathway to success; however, does a “value gap” (DiSalvio) exist in this higher education....   [tags: Academic degree, Higher education, Debt]

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1264 words | (3.6 pages) | Preview

Problems in Early America and the Articles of Confederation

- “No morn ever dawned more favourably than ours did; and no day was ever more clouded than the present!” This quote portrays how George Washington feels about America in 1786. After the American Revolution, the states create an alliance calling it the Articles of Confederation (AOC). This document is the only form of government the states have. Due to their fear for tyrannies, the AOC doesn’t allow the Congress to have the power to collect taxes or debts, make tariffs, and draft an army. Therefore, Congress has too little power to solve their economic problems, trade problems, and defense problems....   [tags: Confederation, USA, history, ]

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The Argument that the US Constitution Favors the Elite

- In 1787 there was a large tension between the elites and the underdogs over debt and tax relief. The delegates at the Constitutional Convention in Philadelphia worked to remedy this tension; however, they did so at the expense of the underdog, the indebted, suffering farmer, and for the benefit of the wealthy, who gained from the underdogs’ suffering. How did the delegates manage to design a constitution so biased towards the elite and how exactly did the document benefit the wealthy. Section I examines the interests of the indebted farmers and the wealth....   [tags: underdog, tax relief, delegates]

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Origins And Evolution Of The Us Subprime Mortgage Market

- 1. Origins and evolution of the US subprime mortgage market: Subprime debts are loans that do not conform to the criteria for “prime” or “conforming” debts, and thus are expected to have a lower probability of full repayment. This assessment is usually made based on the borrower’s credit history and score, debt service-to-income (DTI) ratio, and/or loan-to-value (LTV) ratio. In the United States (US), borrowers with low credit scores, DTIs above 55 percent, and/or LTV ratio over 85 percent are likely to be considered subprime, reflecting the greater difficulty subprime borrowers have in making down-payments and the propensity of these borrowers to extract equity during refinancing....   [tags: Subprime mortgage crisis, Debt, Subprime lending]

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The Philosophies of Alexander Hamilton and Thomas Jefferson

- Preface The argument between Federalists and Anti-Federalists might seem long gone to American citizens, but still their philosophical foundations shape the teams, scope and size of the battlefield. These philosophies go back to two lone men, Alexander Hamilton and Thomas Jefferson. Both fought aggressively for a government based on their ideas, and both did make portions of the now-standing American government. This essay will outline the political, social and economic philosophies of both men, how their philosophies influenced the government today, and a closing opinion....   [tags: government, politics, economics, society, bank]

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Analysis Of Laurence Sternes ' Tristam Shandy '

- Laurence Sternes’ “Tristam Shandy”, specifically volume 1 ch: 12, holds patronage to sentimentality through a compilation of juxtaposing emotions that are exchanged between the two characters Yorick, and Eugenius. This exchange moving towards the climatic moment in the chapter where Parson Yorick’s is murdered by the ambiguous debtors who desired revenge for his sallies. However, the chapter in entirety is expressed in a particular manner. Since the time-span of the chapter itself is short, and spontaneous....   [tags: Joke, Laughter, Laurence Sterne, Debt]

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1299 words | (3.7 pages) | Preview

Business Structure : Sole Trader, Partnership, And Company

- There are some basic business structures can be applied in different type of business and that use them. There are different basic organization structures first one is sole trader, partnership, and company. Here every individual organization structure have own features as well as some advantages and disadvantages from their own point of view. The organization structure can be applied on base the situation that what type of business position and structure can be adopted. Here there are different structural of organization are follows with their advantage and disadvantage....   [tags: Corporation, Types of companies, Business law]

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889 words | (2.5 pages) | Preview

What Are The Strengths Of A Sole Proprietorship?

- ... Another option for entrepreneurs is to apply for a bank loan. However, the banks look at this as a personal loan and often times require collateral. Consider this to a mortgage or a car loan. And the final and most frequent option is using their personal savings and personal credit cards. Often times, entrepreneurs will max out their personal credit cards to cover monthly costs or expanding the Running head: DIFFERENT TYPES OF BUSINESSES 2 business. Keeping in mind, if the business is not successful, the entrepreneur is still responsible with the debt because it was used as an individual and not a legal entity....   [tags: Corporation, Business, Corporate tax, Loan]

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1251 words | (3.6 pages) | Preview

The Roles of Different Types of Ownerships

- A sole proprietorship is a type of business that is owned an operated by one individual. Legally, there is no difference between the owner and the individual. -Liability: There are no limits to liability with this form of business. All personal assets as well as assets obtained for business can be at risk. There is no protection of personal assets to repay damages or debts. -Income Taxes: As a sole proprietorship, the income flows directly through the business to the owner. This means that any income the business generates is considered income for the individual, and said individual will be responsible to pay taxes as such....   [tags: ]

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1641 words | (4.7 pages) | Preview

A Report On The Debt Management Technician

- a. The Debt Management Technician will conduct a thorough review of the MMPA to ensure a debt is established BEFORE funds are accepted. If the specific debt is established, the Technician will prepare a draft DD Form 1131 with the reason, amount, and applicable account processing code (APC); provide the draft DD Form 1131 to the Disbursing Section. For efficiency, the information may be emailed to the Disbursing Section Cashier(s) to copy and paste data into the Deployed Disbursing System electronic form....   [tags: Debt, Money, Loan, Leverage]

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1348 words | (3.9 pages) | Preview

Corporations Law assignment: Lee's Business Expansion

- Question 1: Part a It is legal to enforce Dozey’s charge against Sleepy Head Pty Ltd. Facts: Dozey, a sole trader owns a business called ‘Sleepy Head’. He incorporated a company called ‘Sleepy Head Pty Ltd’ later, and this company purchased the business ‘Sleepy Head’ from Dozey with a substantial block of shares and debentures secured by a charge over all of the company’s assets from Dozey. ‘Sleepy Head Pty Ltd’ was not successful and went insolvent and it is taken care of by the liquidator. Legal issue: Dozey is a secured creditor of the company ‘Sleepy Head Pty Ltd’ and would like to enforce his charge against the company, but the liquidator, who is taking care of the insolvent company, re...   [tags: Computer Business, Firm Strategy]

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1159 words | (3.3 pages) | Preview

Response to Literature : The Necklace

- Have you ever want too many things even though your life was already fulfilled and lost yourself. Have you ever ask too much and regret for what you did. Every desire, ambition, selfishness and a bit of extravagant of a human being was carefully portrayed in this story, “The Necklace”. The story is about a young woman named Mathilde Loisel. Born in a family of artisans, she wasn’t rich, but beautiful and glamor. But she never feel satisfied of what she had and never stop dreaming to have more, to live a luxury life with expensive homes and glittering dresses, and eventually paid hard for her nonsense dreams....   [tags: Mathilde Loisel, Guy de Maupassant]

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1072 words | (3.1 pages) | Preview

The Life of Edgar Allan Poe

- Edgar Allan Poe was born on January 19 1809 with the name of Edgar Poe as well as a brother and sister. When he became one his father abandoned Poe’s mom and him shortly followed by his mom’s death. Now orphaned he was taken in by a successful scottish merchant with the name of John Allan. Although John never legally adopted Edgar he renamed him Edgar Allan Poe and took care of him. Later on John Allan moved his family to Britain where Poe enrolls in a grammar school located in Irvine, Scotland....   [tags: macabre poetry and short stories]

Term Papers
1807 words | (5.2 pages) | Preview

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