Retirement Is A Transitional Phase Associated With An Aging Population Essay

Retirement Is A Transitional Phase Associated With An Aging Population Essay

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Introduction
Retirement is the ideal that everyone after a lengthy career can relax and collect the benefits that were guaranteed. This is the symbolic accomplishment of the American dream. In reality, retirement is a transitional phase associated with an aging population, along with unplanned changes such as disease, disability, and widowhood. Retirement is anticipated and planned for years in advance, however this does not happen as often anymore. Currently, in the United States, there is a portion of the elderly that is forced to work well past the age of retirement. In reality, most elderly cannot work, and those who can work, live in or near poverty. Such social issues can be attributed to the government. For example, the federal financial deficit which threatens quality of life for retirees. The social security program which promises benefits for retirees, that is not affordable. Medical insurance program budget cuts that will impact healthcare for retirees. These are just some of the social issues of an aging population that everyone needs to be aware of because if nothing is done to address these problems; it only becomes a burden for following generations.
Social security
Social security is a term used to cover a huge portion of the social welfare system. It first became a general use in the United States in 1935, during the great depression. President Franklin D. Roosevelt introduced a series of programs known as the New Deal, which included the social security act of 1935. The statute established a system of universal retirement pensions, as well for unemployment insurance, disability benefits, and assistance for needy families as an entitlement. (SSA.org) The framework of the welfare program insisted on taxing the p...


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...individuals eager to have a career. Most elderly cannot work certain jobs due to evolving technology, resulting in some being technologically illiterate.


Conclusion
Planning for retirement has become increasingly complex. The key to a successful transition into retirement is preparing well in advance and being educated to be able to make an informed decision. The current state of social security may impact future generations financially when deciding the best time to retire. As the aging population increases, the amount of funding for benefits such as Medicare will increase as well. It is likely that these issues will be a recurring topic for political campaigns for the next and future elections. Reform to social welfare budgets will have an impact on the economy, directly affecting future generations and their hopes of achieving the American dream of retirement.

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