The public company that interested me the most was Primerica. The reason that I am interested in the Primerica is because I just got a job with the company recently and I want to know more about it. I am going to find out how they operate, what they offer to the consumers, they company’s visions, missions and their statement of value. What the company’s strategies for the future and their current state. The finically health of the current company, and the mostly will it be a good place to start my first career while I am in school and maybe after I graduate? These are few questions I want to find out about Primerica.
I was approach by a recruiter asking me if I want an opportunity in the financial game. Like most people I am always interested in opportunity that would make me better. I went to meet with the recruiter they ask me a few question gave me showed a presentation about the company, and they painted this beautiful picture for me. After the presentation because I feel like everything is too good to be true, that there is a financial company that would hire a person that doesn’t have a college degree and knows little or nothing about the business, so I went home and did some research I found out that they are a public company. The company has pretty high stock value around forty-two dollars on average. The company is an international company. It is setup to help the middle class workers unlike some of the big investment firms.
I feel like there isn’t much to lose but I might have a potential to earn enough to pay for school living expenses and quit my other job that I currently working for. I joined the company for two weeks now, I haven’t made any money yet, they put me in life licensing class the past weekend it was...
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...461 total liabilities (in thousands) / $1,275,416 stock holders’ equity (in thousands), which mean the company is in an excessive debts. Liquidity ratio for the company’s ratio 1.4:1 total assets is 10,337,877 (in thousands) / its total liabilities are 9,062,461(in thousands). The total Earning per share is 62.4 (million) = $174.5 million net income / $2.72 million in shares of stocks outstanding. The earning per share is a very good investment for people to invest in the company. I believe that primerica is in a good health condition.
Overall I think the company has potential to be an industry giant, but it has even more potential to do good things and help people in middle class. Settle their debts that couldn’t pay off, needs life insurance. Make then financially independent. I believe that I should give the company a shot. Who knows maybe I might make millions.
Enter your information here. The conclusion is where you get to voice your opinion. Give me more than one or two sentences. Do you believe this company is worthwhile or not and why?
Grand Metropolitan PLC is the world’s largest wine and spirits seller. It mainly operated in London, USA. In 1991, it beats market expectation with a 4.8% increase in pretax profits, and the company Chairman stated that company’s goal “to constantly improve on”. Despite the great performance in the world recession in 1991, the price of GrandMet shares was 10% below the average price/earnings ratio of the companies in the Standard & Poor’s 500 index. And more important, rumors had that GrandMet, valued at more than $14 billion in the stock market, maybe a takeover target. The management dilemma is to understand why the company’s stock is traded below of what considered being the right price and whether the company is truly being undervalued by the market or there are consistent issues with negative NPV projects and lines of businesses.
Which sense that, Sun Life earns more net income per $1 of sales than some or even most of its competitors. Sun life’s days’ sales uncollected 58.8days7 is favorable when compared to its industry’s average of 98.59 days. This means that Sun Life access its money in receivables faster than some or most of its competitors. Sun life’s equity ratio shows that the owners of the company only owns 10.18%8 of the company’s assets. Compared to its industry average, Sun Life can be rated as more favorable. Sun life’s debt ratio of 90.35%9 is higher than its equity ratio this is considered risky because the huge percentage of its asset is supported by debt. However, Compared to its industry average of 93.2% it is still considered favorable. Sun life’s return on total assets is 0.798%10 this favorable compared to its industry average of
I chose to analyze the third largest retail drugstore chain in the United States, Rite Aid Corporation. I chose to analyze Rite Aid Corp. because our family owns approximately 1200 shares and we have taken quite a loss on our investment. We are in the process of deciding whether or not we should sell our stock. Additionally, my Mother has been a pharmacist at Rite Aid Corp for 11 years and she often pays close attention to the financial stability of the company. We both feel that when you are employed by a corporation, that the corporation should be financially stable. A financially secure employer is one who generally offers better compensation and advancement to its employees.
To first understand what a great company is, Collins used data to answer the follow question: “can a good company become a great company, and if so, how?” The data Collins used on the 1,435 companies to see if they became a great company looks at the company’s cumulative stock return for 15 years, security prices, stock splits, and reinvested dividends.1 He then compared the data to the general stock market, omitting all companies who showed patterns similar to industrial average shifts. After narrowing down the data and comparing it to companies who once had short-lived greatness, Collins found 11 companies that showed distinctive patterns that were higher then overall industrial averages. According to his research; a dollar invested into a mutual fund of a good to great company in 1965 would be worth $470 in 2000, while the same amount would only be worth $56 in the general stock market. These exceptional numbers are on of the factors that lead Collins to believe a company went from good to great.1
Primerica is an independent sales force associated with the many companies in the financial services industry that offer an array of products such as Consolidation Loans, Debt Solutions, Life Insurance, Mutual Fund investments, mortgages and a variety of other insurance products. Since 1977, Primerica has been in business here in America. As of April, 2010 they have announced that they will be traded on the New York Stock exchange as a public company. Primerica consists of over 100,000 representatives that operate independently all over the United States as well as Canada and Spain.
I find that there acquisitions were in all respects good buys, broadening the company's overall service reach, into new technologies and what not. But their lack of integration and push to get them to buy into the EnClean ideal wasn't very good; they simply focused too much on short term gains of the current people who were running the acquired companies instead of putting in management that would do the job right. What they ended up with was lost time, and money, which would have been better spent better getting the acquired company to better fit into the service aspect that EnClean had setup. I also think they started jumping the gun on certain buys, such as the AlphaChem acquisition. Why they did not realize or at least consider that they were not a distribution company, and that AlphaChem had no clear strategy is beyond me.
Financial Strength (mrq) -. Quick Ratio 0.49 Current Ratio 1.46 LT Debt/Equity 110.07 Total Debt/Equity 118.25 Mgt. Effectiveness (ttm) - a. Return on Investment % 13.23%. Return on Assets % 9.09%. Return on Equity % 25.77%.
Upon examining P&G’s financial ability to meet short-term obligations, it is apparent that not only have their current liabilities exceeded current assets over the last three years, but close to half of their current assets have been tied up in inventories and other illiquid assets. For example, assessing both the quick and current ratio respectively shows that less than 70% of the firm’s current assets could be converted immediately to pay current commitments, but a little more than 90% of the firm’s liabilities would ultimately be covered. Though, based on industry average similar findings occur; therefore, it must not be uncommon for industries similar to P&G to
The Quick Ratio shows that the company’s cash and cash equivalents are the highest t...
This is a publicly traded company in the US that has been ding quite well in the recent years. The company’s 10k filing for the year 2014. From this statement, the risks facing the company will be identified classified and suggestions made on how best to mitigate them in the subsequent areas. There are various areas that the risks can arise based on the company’s 10k filling (Mertz, 1999).
This form of company relies heavily on accurate communication which has so far in this case proven effective. Who knows where the future will take this organization, but it seems to always be one step ahead of change.
When analyzing a company for investment, there are many quantitative and qualitative measurements to be considered. Not only is the financial information important, but so too is the analysis of the company’s ethics, political environment, and long-term sustainability of the company’s services. In analyzing Kinder Morgan, the quantitative data considered were things such as the trading volume, average stock prices, as well as financial ratios such as the liquidity ratio or earnings per share ratio. Qualitatively, Kinder Morgan has many community outreach programs, sound political ethics, as well as a desire to protect the environment.
In Best Buy, the Benemundus Group has a great opportunity to take advantage of an undervalued
The company is led by the founder having 25 years industry experiences. The business targeted at premium market with significant premium